{"jobs":[{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8143930","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3524371,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":8143930,"updated_at":"2026-09-25T05:17:09-04:00","requisition_id":"3422","title":"Anaplan Support Analyst","company_name":"Monzo","first_published":"2026-08-24T09:04:42-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London or Remote (UK)|\u0026amp;nbsp; | 💰 £42,500 - £55,000 ➕ incentive awards tied to your performance | \u0026lt;a href=\u0026quot;https://monzo.com/careers#benefits\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt; | \u0026lt;a href=\u0026quot;https://www.youtube.com/watch?v=tDAT6VxoqQM\u0026quot;\u0026gt;Hear from the team\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;h3\u0026gt;\u0026lt;strong\u0026gt;⭐ Our Finance \u0026amp;amp; Anaplan Centre of Excellence Team\u0026lt;/strong\u0026gt;\u0026lt;/h3\u0026gt;\n\u0026lt;p\u0026gt;As an \u0026lt;strong\u0026gt;Anaplan Support Analyst\u0026lt;/strong\u0026gt;, you will play a pivotal role in driving the success of our Anaplan platform and supporting our broader Centre of Excellence (CoE). Working directly alongside our Lead Solutions Architect, Model Builders, and the FP\u0026amp;amp;A team, you will act as the key engine powering daily operations—managing change requests, facilitating user training, and getting hands-on with model building activities to enhance our financial planning ecosystem.\u0026lt;/p\u0026gt;\n\u0026lt;h3\u0026gt;\u0026lt;strong\u0026gt;🔑 You’ll play a key role by…\u0026lt;/strong\u0026gt;\u0026lt;/h3\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Implementing Change Requests:\u0026lt;/strong\u0026gt; Managing, triaging, and delivering end-to-end Change Requests across our Anaplan models to ensure seamless business operations.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Supporting Model Building:\u0026lt;/strong\u0026gt; Collaborating closely with Lead Solutions Architect and Model Builders to assist in building, testing, and implementing new functionalities and enhancements.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Providing Training \u0026amp;amp; Supporting End Users:\u0026lt;/strong\u0026gt; Designing and delivering engaging training sessions and documentation to upskill end-users across FP\u0026amp;amp;A and Finance Business Partner teams.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Maintaining \u0026amp;amp; Optimising Models:\u0026lt;/strong\u0026gt; Maintaining data integrity, managing user access, monitoring model performance, and troubleshooting issues as they arise.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h3\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if you have…\u0026lt;/strong\u0026gt;\u0026lt;/h3\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Anaplan Expertise:\u0026lt;/strong\u0026gt; Hands-on experience supporting and maintaining Anaplan workspaces/models (Anaplan Level 2 Model Builder certification or equivalent is highly desirable).\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Managed Change Requests \u0026amp;amp; Supported Systems:\u0026lt;/strong\u0026gt; Proven track record handling Change Requests, user support tickets, and system enhancements in a CoE or support structure.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Model Building Skills:\u0026lt;/strong\u0026gt; Functional understanding of Anaplan model architecture and formula building, with the ability to assist in active model development.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Experience Training Users:\u0026lt;/strong\u0026gt; Strong communication and facilitation skills, with a passion for training and empowering non-technical users on Anaplan functionality.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;An Understanding of Finance:\u0026lt;/strong\u0026gt; Solid foundational understanding of financial modelling, FP\u0026amp;amp;A principles, or finance workflows.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;AI Tooling\u0026lt;/strong\u0026gt;: Familiarity with AI tools, including the ability to write effective prompts. You should demonstrate curiosity for how AI can be used to improve processes and solve problems more effectively.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Domain Experience:\u0026lt;/strong\u0026gt; Banking or financial services experience is a bonus, but not essential! We will consider candidates from non-financial industries\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 £42,500 - £55,000 + incentive awards tied to your performance\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍 We\u0026#39;re open to distributed working within the UK, with the expectation of working from the London office on occasional basis.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 £1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏡 We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more! \u0026lt;a href=\u0026quot;https://monzo.com/careers#benefits\u0026quot;\u0026gt;Read our full list of benefits\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;h3\u0026gt;\u0026lt;strong\u0026gt;🌈 The application journey has 3 key steps\u0026lt;/strong\u0026gt;\u0026lt;/h3\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Phone call with Recruiter (30 mins)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Technical video interview with Hiring Manager and FP\u0026amp;amp;A Lead (60 mins)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Partnerships interview FP\u0026amp;amp;A team (30 mins)\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 3–4 weeks, but we will always work around your availability.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;here\u0026lt;/a\u0026gt;.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;#LI-NZ1 #LI-Remote\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":54075,"name":"Finance","child_ids":[],"parent_id":396395}],"offices":[{"id":14736,"name":"London","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/7343996","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3276761,"location":{"name":"Barcelona"},"metadata":null,"id":7343996,"updated_at":"2026-09-25T05:17:09-04:00","requisition_id":"11746","title":"Android Engineer","company_name":"Monzo","first_published":"2025-10-21T08:12:57-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍 Barcelona, Spain | 💰 Base salary for this role is depending on experience +\u0026lt;em\u0026gt; \u0026lt;/em\u0026gt;Incentive Awards tied to your performance\u0026lt;em\u0026gt; \u0026lt;/em\u0026gt;\u0026amp;nbsp;+ benefits\u0026amp;nbsp;\u0026lt;br\u0026gt;Hybrid model: 3 days a week in the office\u0026lt;/p\u0026gt;\n\u0026lt;h3\u0026gt;\u0026lt;strong\u0026gt;\u0026amp;nbsp;⭐ Our Mobile Engineering team\u0026lt;/strong\u0026gt;\u0026lt;/h3\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Our mobile engineers have a variety of different backgrounds\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;There are ~60 Android engineers at Monzo and we’re looking for more to join the team. We have several non-graduates; only some of us studied Computer Science; some of us have worked in huge companies; some have only ever worked in startups; others are former consultants. As long as you enjoy learning new things, we’d love to talk to you.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;strong\u0026gt;Monzo works in small, interdisciplinary teams\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have around 650 engineers out of roughly 5,500 people in total - and we have big ambitions. There are many interesting challenges ahead, and we\u0026#39;re happy for people to move between teams or to specialise, whatever you prefer. As an engineer here you\u0026#39;d be able to work directly with anyone across the company, and we run regular knowledge-sharing sessions so you’ll learn heaps about everything from how banks work to effective communication.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;h3\u0026gt;\u0026lt;strong\u0026gt;🔑 You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/h3\u0026gt;\n\u0026lt;p\u0026gt;We’re searching for\u0026amp;nbsp;\u0026lt;strong\u0026gt;product-focused Android engineers\u0026lt;/strong\u0026gt;\u0026amp;nbsp;to evolve our native mobile app.\u0026lt;strong\u0026gt;\u0026amp;nbsp;\u0026lt;/strong\u0026gt;You’ll take pride in building polished user experiences, and you’ll balance the need for well-tested resilient code with moving fast and iterating.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll be working on a product that is a part of day to day life for more than 11 million people already, and your work here will shape the way that people interact with their finances.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;As an Android Engineer at Monzo you\u0026#39;ll work in a small, autonomous product squad alongside iOS Engineers, Backend Engineers, User Researchers, Product Designers, Product Managers, QA Testers, and Data Scientists.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You and your team will be responsible for an overall company goal, rather than building a specific feature - you\u0026#39;ll have the opportunity to have impact on both\u0026amp;nbsp;\u0026lt;em\u0026gt;what\u0026lt;/em\u0026gt;\u0026amp;nbsp;we build, and\u0026amp;nbsp;\u0026lt;em\u0026gt;how\u0026lt;/em\u0026gt;\u0026amp;nbsp;we build it. Mobile engineers at Monzo work on everything from the personal banking product to customer support tools. We also have a small mobile platform squad dedicated to enabling other engineers to move faster.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Every week we meet as an Android discipline to discuss tools, techniques, problems we\u0026#39;re encountering across the company and work together to improve our codebase and processes.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You\u0026#39;ll report to an engineering manager who will meet with you every 1-2 weeks 1:1. They’re dedicated to helping you grow and develop as an engineer.\u0026lt;/p\u0026gt;\n\u0026lt;h4\u0026gt;Our Android app\u0026lt;/h4\u0026gt;\n\u0026lt;p\u0026gt;Our app is 100% Kotlin, built using MVVM (Model View ViewModel) and Coordinators, and modularised by product feature.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We use RxJava, Retrofit and Moshi for API calls and Dagger for dependency injection. We’re starting to use Coroutines for most new features. Room is our choice for persistence, and we use repositories for interacting with data. We’ve built out our design system with Compose.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We use GitHub Pull Requests to do code reviews, and write unit tests for our ViewModels, Coordinators, and any other classes which contain logic. We write tests for all of our Compose screens and snapshot test them with Happo. We also use Espresso to test flows, which are executed via our continuous integration system.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ve previously written about\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/blog/2019/02/11/building-monzo-chat-on-android\u0026quot;\u0026gt;building Monzo Chat\u0026lt;/a\u0026gt;\u0026amp;nbsp;on Android, which goes into detail on some of these elements.\u0026lt;/p\u0026gt;\n\u0026lt;h3\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/h3\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You care about the impact your work has on our customers, and optimise for outcomes rather than the number of lines of code you output\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re excited about and have experience in programming in Kotlin\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’ve shipped and iterated on at least one app in the Play Store\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a product mindset: you care about customer outcomes and you want to make data-informed decisions\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You love turning excellent design into beautiful products\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re comfortable working in a team that deals with ambiguity\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have an understanding computer science principles\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;We\u0026#39;re on the look out for L30 Engineers at the moment, you can read more in our\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/documents/engineering-progression-framework-v4-1.pdf\u0026quot;\u0026gt;Engineering Progression Framework\u0026lt;/a\u0026gt;\u0026amp;nbsp;you will be interviewed across the whole framework, so if you\u0026#39;re not sure what level you\u0026#39;re aiming for chat to your recruiter!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;h3\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/h3\u0026gt;\n\u0026lt;p\u0026gt;💰Base salary range for this role is depending on experience + equity + stock options \u0026amp;amp; benefits\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 Learning budget of €1,200 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;h3\u0026gt;\u0026lt;strong\u0026gt;🌈\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt; The application journey has 3 key steps\u0026lt;/strong\u0026gt;\u0026lt;/h3\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves three main stages:\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;Initial Call\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Take home task or pair coding exercise\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Final interview including a system design and a behavioural interview\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 2-3 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;There’s a detailed blog on\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/blog/2022/03/22/preparing-for-mobile-interviews-at-monzo\u0026quot;\u0026gt;the interview process\u0026lt;/a\u0026gt;, for extra details, hints and tips.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you\u0026#39;re successful in applying for this role, we\u0026#39;ll work with you to find a start date. In some cases, there might be a delay in when you can be released from your current role so that we can make sure things continue to run smoothly. We’ll be sure to communicate this with you and keep you updated.\u0026lt;/p\u0026gt;\n\u0026lt;div id=\u0026quot;1740415782.814699\u0026quot; class=\u0026quot;c-virtual_list__item\u0026quot; data-qa=\u0026quot;virtual-list-item\u0026quot; data-item-key=\u0026quot;1740415782.814699\u0026quot;\u0026gt;\n\u0026lt;div class=\u0026quot;c-message_kit__background p-message_pane_message__message c-message_kit__message\u0026quot; data-qa=\u0026quot;message_container\u0026quot; data-qa-unprocessed=\u0026quot;false\u0026quot; data-qa-placeholder=\u0026quot;false\u0026quot;\u0026gt;\n\u0026lt;div class=\u0026quot;c-message_kit__hover\u0026quot; data-qa-hover=\u0026quot;true\u0026quot;\u0026gt;\n\u0026lt;div class=\u0026quot;c-message_kit__actions c-message_kit__actions--default\u0026quot;\u0026gt;\n\u0026lt;div class=\u0026quot;c-message_kit__gutter\u0026quot;\u0026gt;\n\u0026lt;div class=\u0026quot;c-message_kit__gutter__right\u0026quot; data-qa=\u0026quot;message_content\u0026quot;\u0026gt;\n\u0026lt;div class=\u0026quot;c-message_kit__blocks c-message_kit__blocks--rich_text\u0026quot;\u0026gt;\n\u0026lt;div class=\u0026quot;c-message__message_blocks c-message__message_blocks--rich_text\u0026quot; data-qa=\u0026quot;message-text\u0026quot;\u0026gt;\n\u0026lt;div class=\u0026quot;p-block_kit_renderer\u0026quot; data-qa=\u0026quot;block-kit-renderer\u0026quot;\u0026gt;\n\u0026lt;div class=\u0026quot;p-block_kit_renderer__block_wrapper p-block_kit_renderer__block_wrapper--first\u0026quot;\u0026gt;\n\u0026lt;div class=\u0026quot;p-rich_text_block\u0026quot;\u0026gt;\n\u0026lt;div class=\u0026quot;p-rich_text_section\u0026quot;\u0026gt;LI-JS1\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43595,"name":"Engineering","child_ids":[],"parent_id":396396}],"offices":[{"id":332444,"name":"Barcelona","location":null,"child_ids":[],"parent_id":109271}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8232726","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3562544,"location":{"name":"London"},"metadata":null,"id":8232726,"updated_at":"2026-09-30T04:14:07-04:00","requisition_id":"3525","title":"Associate Data Scientist - Intern","company_name":"Monzo","first_published":"2026-09-28T05:03:57-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Closing Date 1st November 2026\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;📍London | 💰 £42,500 pro rata\u0026amp;nbsp; | \u0026lt;/strong\u0026gt;\u0026lt;a href=\u0026quot;https://monzo.com/blog/topic/data\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Data\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;strong\u0026gt; | L10 on the \u0026lt;a href=\u0026quot;https://monzo.com/documents/data-progression-framework-v2-0.pdf\u0026quot;\u0026gt;Data Framework\u0026lt;/a\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Data at Monzo\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have over 300 employees in Data at Monzo. Data is at the heart of Monzo\u0026#39;s journey and our work defines the success and direction of the business. That means, similar to the rest of Monzo, Data too should be magically simple.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have a strong culture of data-driven decision making across the whole company and use data in everything we do; from machine learning models to detect and block fraudulent payments to analysing how customers use the app to improve our app design. We\u0026#39;re great believers in powerful, real-time analytics and empowerment of the wider business. All our data lives in one place and is super easy to use.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We contribute to an open source environment as much as possible. Our \u0026lt;a href=\u0026quot;https://monzo.com/blog/data\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;blog\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;strong\u0026gt; \u0026lt;/strong\u0026gt;is a good place to learn even more about what we do.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Data Interns\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;As a Data intern at Monzo, you’ll be matched with a team where you’ll spend the summer working on a real project for our customers.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll have the opportunity to work alongside Data teams to learn more about what Data we analyse and how we use it to solve challenges at Monzo on a day-to-day basis.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;You’ll spend your internship:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Learning about commercial products and how decisions using data can unlock more value for our customers\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Experimenting and utilising new data techniques to solve challenging problems\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Turning raw data into customer stories through models, analysis and visualisations that shape our product and app design\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Understanding the nuances of our data and building the key foundational knowledge for our new products and features\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What you’ll get exposure to:\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;a href=\u0026quot;https://www.python.org/\u0026quot;\u0026gt;Python\u0026lt;/a\u0026gt; for data wrangling, analysis and building predictive solutions.\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;https://www.mysql.com/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;SQL\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for data modelling and gathering raw data\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Looker for data visualisation\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Spreadsheets for data analyses\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You are completing a degree in STEM or Computer Science with exposure to programming and are graduating in 2028\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You enjoy learning about new technologies and have a passion for problem-solving\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are available full-time for a minimum of 12 weeks between June and September 2027, we will have two start dates in June for you to choose.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have the right to work in the UK without restrictions for the full 12-week internship and would not require visa sponsorship if offered a permanent position.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can work from our London office on a hybrid basis to collaborate with your team and mentor, as well as attend intern events over the summer\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;Please note you must hold the right to work in the UK through the full duration of this internship.\u0026amp;nbsp;\u0026lt;/em\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰£42,500 pro rata\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role will be based in our London office on a hybrid basis (2 days a week in the office)\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible full-time working hours and trust you to work enough hours to do your job well, and at times that suit you and your team\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💻 Top-spec Macbook to use over the course of your time with us\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🧠 Knowledge-sharing sessions with your squad and wider discipline\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;👯 Team and company wide socials / events\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🍝 Lunch on Monzo twice a week from a range of street food vendors\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈 The application journey has 3 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our application process involves three main stages:\u0026lt;/p\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;Submit your application with the short questions answered\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;If you’re successful, we’ll invite you to complete an exercise to demonstrate your programming and problem-solving skills\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;If all goes well, you’ll have your final interviews with members of our data team via Google Meet\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;p\u0026gt;The closing date for applications is 1st November 2026, but we encourage you to apply as soon as possible as we will be extending offers on a rolling basis.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt; \u0026lt;br\u0026gt;\u0026lt;br\u0026gt;Check out \u0026lt;a href=\u0026quot;https://monzo.com/blog/engineering-and-data-internships-at-monzo\u0026quot;\u0026gt;our blog\u0026lt;/a\u0026gt; to hear from our recent Interns.\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":53656,"name":"Data","child_ids":[],"parent_id":396396}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8156261","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3530206,"location":{"name":"London"},"metadata":null,"id":8156261,"updated_at":"2026-09-28T06:36:17-04:00","requisition_id":"3430","title":"Associate Software Engineer - Intern","company_name":"Monzo","first_published":"2026-09-28T03:25:03-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Software Engineering Internship (Summer 2027\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;)\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Closing Date: 1st of November 2026\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;📍London | 💰 £42,500 pro rata\u0026amp;nbsp; | \u0026lt;/strong\u0026gt;\u0026lt;a href=\u0026quot;https://monzo.com/blog/technology\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Technology\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;strong\u0026gt; | L10 on the \u0026lt;/strong\u0026gt;\u0026lt;a href=\u0026quot;https://monzo.com/documents/engineering-progression-framework-v4-1.pdf\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Engineering Framework\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Engineering at Monzo\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have 500+ engineers across Monzo who design and build our in-house banking platform. We have big ambitions for the future, and technology plays a big role in creating a bank our customers want, so engineers at Monzo collaborate across disciplines to solve interesting challenges throughout the company.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;These range from the products our customers use everyday to underlying infrastructure, security, payments and finance, customer operations, financial crime, and data, to name just a few areas. As a bank, there is scope for impact across a huge number of opportunities.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We contribute to \u0026lt;a href=\u0026quot;https://github.com/monzo\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;open source software\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; as much as possible. Our \u0026lt;a href=\u0026quot;https://monzo.com/blog/technology\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;blog\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;strong\u0026gt; \u0026lt;/strong\u0026gt;is a good place to learn even more about what we do.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Engineering Interns\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;As a software engineer intern at Monzo, you’ll be matched with a team where you’ll spend the summer working on a real project for our customers. We’ll pair you with a mentor who will support you to design and ship a solution to solve a real problem.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll have the opportunity to work alongside engineers to learn more about software engineering and the types of challenges engineers at Monzo solve on a day-to-day basis.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll spend your internship:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Writing, testing and shipping code that supports new features for our customers\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Reviewing code for your colleagues, to pick up any improvements and learn from your peers\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Working with product managers, designers and data analysts on your team\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Learning about new technologies, engineering practices and what a full-time software engineering role looks like\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Proactively seeking out feedback to improve and accelerate your learning\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What you’ll be using:\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We rely heavily on the following tools and technologies:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://golang.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Go\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; to write our application code (there’s an excellent interactive Go tutorial \u0026lt;a href=\u0026quot;https://tour.golang.org/welcome/1\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://cassandra.apache.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Cassandra\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for most persistent data storage\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://kafka.apache.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Kafka\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for our asynchronous message queue\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://kubernetes.io/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Kubernetes\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://www.docker.com/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Docker\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; to schedule and run our services\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://aws.amazon.com/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;AWS\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for most of our production infrastructure and\u0026lt;a href=\u0026quot;https://cloud.google.com/\u0026quot;\u0026gt; \u0026lt;strong\u0026gt;GCP\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for most of our data infrastructure\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;https://facebook.github.io/react/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;React\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for our public web apps and internal tools\u0026lt;/li\u0026gt;\n\u0026lt;li data-stringify-indent=\u0026quot;0\u0026quot; data-stringify-border=\u0026quot;0\u0026quot;\u0026gt;Kotlin for our Android app\u0026lt;/li\u0026gt;\n\u0026lt;li data-stringify-indent=\u0026quot;0\u0026quot; data-stringify-border=\u0026quot;0\u0026quot;\u0026gt;Swift for our iOS app\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You are completing a degree in Computer Science or another technical field with exposure to programming and are graduating in 2028\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You enjoy learning about new technologies and have a passion for problem-solving\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are available full-time for a minimum of 12 weeks between June and September 2027, we will have two June start dates to choose from\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have the right to work in the UK without restrictions for the full 12-week internship and would not require visa sponsorship if offered a permanent position\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can work from our London office on a hybrid basis to collaborate with your team and mentor, as well as attend intern events over the summer\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;Please note you must hold the right to work in the UK through the full duration of this internship.\u0026amp;nbsp;\u0026lt;/em\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰£42,500 pro rata\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role will be based in our London office on a hybrid basis (2 days per week in office)\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible full-time working hours and trust you to work enough hours to do your job well, and at times that suit you and your team\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💻 Top-spec Macbook to use over the course of your time with us\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🧠 Knowledge-sharing sessions with your squad and wider discipline\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;👯 Team and company wide socials / events\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🍝 Lunch on Monzo twice a week from a range of street food vendors\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈 The application journey has 3 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our application process involves three main stages:\u0026lt;/p\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;Submit your application with the short questions answered\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;If you’re successful, we’ll invite you to complete an exercise to demonstrate your programming and problem-solving skills\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;If all goes well, you’ll have your final interviews with members of our engineering team via Google Meet\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;p\u0026gt;The closing date for applications is 1st of November 2026, but we encourage you to apply as soon as possible as we will be extending offers on a rolling basis.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Check out\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/blog/engineering-and-data-internships-at-monzo\u0026quot;\u0026gt;our blog\u0026lt;/a\u0026gt; to hear from our recent Interns.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#EP-1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43595,"name":"Engineering","child_ids":[],"parent_id":396396}],"offices":[{"id":114746,"name":"UK","location":null,"child_ids":[65099,77079,14736,45385],"parent_id":null}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/6635595","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3075268,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":6635595,"updated_at":"2026-09-25T05:17:09-04:00","requisition_id":"1869","title":"Backend Engineer III ","company_name":"Monzo","first_published":"2025-02-17T04:44:43-05:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;📍London or UK Remote | 💰 \u0026lt;a href=\u0026quot;https://monzo.com/documents/engineering-progression-framework-v4-1.pdf\u0026quot;\u0026gt;Engineer III\u0026lt;/a\u0026gt; \u0026lt;br\u0026gt;\u0026lt;br\u0026gt;Compensation: £85,000 - £110,000 +\u0026lt;strong\u0026gt;\u0026amp;nbsp;\u0026lt;/strong\u0026gt;Incentive Awards tied to your performance + \u0026lt;/span\u0026gt;\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Benefits\u0026lt;/span\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt; | \u0026lt;/span\u0026gt;\u0026lt;a href=\u0026quot;https://monzo.com/blog/technology\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Technology\u0026lt;/span\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026amp;nbsp;\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;About our Engineering Teams:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have around 650 engineers across Monzo who design and build our in-house banking platform. We have big ambitions for the future, and technology plays a big role in creating a bank our customers want, so engineers at Monzo collaborate across disciplines to solve interesting challenges throughout the company.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;These range from the products our customers use everyday to underlying infrastructure, security, payments and finance, customer operations, financial crime, and data, to name just a few areas. As a bank, there is scope for impact across a huge number of opportunities.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;How we work 💻\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our main tech hub is in London, but our engineers live everywhere in the UK— from Brighton to the Western Isles.\u0026amp;nbsp;We value meeting in person but we don\u0026#39;t have a mandated requirement on office attendance, even if you\u0026#39;re nearby. We believe you\u0026#39;ll do your best work if you are where you want to be. If you live outside of London and we ask you to come into the office, Monzo will support you with the costs ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our offices are naturally social, especially Tuesdays, Wednesdays and Thursdays, which happen to line up with our twice-weekly Monzo lunches \u0026amp;amp; treat Thursdays 🍽️\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Teams also schedule time together often for work and play – in or around the office, or online.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Set up a work schedule that delivers impact and fits your life:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;At Monzo, we value connections, flexibility, and wellbeing. We keep our meetings during core hours to stay connected and believe in maintaining work/life balance.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll be empowered to manage your work in a way that suits you and your team, giving you the freedom for children drop-offs and pick-ups, walking your dog or adventurous cat, avoiding peak commuting times or gym slots, appointments, or supporting your family in an emergency 🕣✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you prefer to work part-time, we\u0026#39;ll make this happen whenever we can - whether this is to help you meet other commitments or strike a great work-life balance.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Work the way that works for you with Monzo! 💼\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;You should apply if:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;you have strong experience working on the backend of a technology product\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you want to be involved in building a product that you (and the people you know) use every day\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you have a product mindset: you care about customer outcomes and you want to make data-informed decisions\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you’re comfortable working in a team that deals with ambiguity\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you’re interested in distributed systems and writing resilient software\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you have some experience with strongly-typed languages (Go, Java, C, Scala etc.).\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you think you’d enjoy the kind of work we’re doing\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;We\u0026#39;re on the look out for L40 Engineers at the moment, you can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/documents/engineering-progression-framework-v4-1.pdf\u0026quot;\u0026gt;Engineering Progression Framework\u0026lt;/a\u0026gt; you will be interviewed across the whole framework, so if you\u0026#39;re not sure what level you\u0026#39;re aiming for chat to your recruiter!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything thats listed just yet. Drop us your application, we’d love to hear from you!\u0026lt;/em\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What you’ll be working on:\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We hire very technically agnostic so \u0026lt;strong\u0026gt;whilst we use the below technologies we do not expect prior knowledge\u0026lt;/strong\u0026gt;, you will be fully supported in our organised onboarding to get up to speed in the below:\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://golang.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Go\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; to write our application code (there’s an excellent interactive Go tutorial \u0026lt;a href=\u0026quot;https://tour.golang.org/welcome/1\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://cassandra.apache.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Cassandra\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for most persistent data storage\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://kafka.apache.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Kafka\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for our asynchronous message queue\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://kubernetes.io/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Kubernetes\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://www.docker.com/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Docker\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; to schedule and run our services\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;https://www.envoyproxy.io/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Envoy Proxy\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for RPC\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://aws.amazon.com/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;AWS\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for most of our production infrastructure and\u0026lt;a href=\u0026quot;https://cloud.google.com/\u0026quot;\u0026gt; \u0026lt;strong\u0026gt;GCP\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for most of our data infrastructure\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;React for our public web apps and internal tools\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;We also have physical datacenters with actual cables to connect to various third parties\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The Interview Process:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves three main stages:\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;Initial Call\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Take home task or pair coding exercise\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Final interview: including a system design and a behavioural interview\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 4 weeks but we will always work around your availability.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;One of our engineers has written a detailed blog on their experience through this process, for extra details, hints and tips please see\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/blog/2022/03/23/demystifying-the-backend-engineering-interview-process\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 \u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;£85,000 - £110,000\u0026lt;/span\u0026gt; base salary \u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;+\u0026lt;strong\u0026gt;\u0026amp;nbsp;\u0026lt;/strong\u0026gt;Incentive Awards tied to your performance\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️ We can help you relocate to the UK\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor visas.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚Learning budget of £1,000 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕And much more, see our full list of benefits \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;We\u0026#39;re usually always hiring for Backend Engineers, so there\u0026#39;s no closing date for this job.\u0026lt;/em\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-Remote\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-ZM1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43595,"name":"Engineering","child_ids":[],"parent_id":396396}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8185670","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3542245,"location":{"name":"London"},"metadata":null,"id":8185670,"updated_at":"2026-10-16T10:57:37-04:00","requisition_id":"3465","title":"Business Recruiter","company_name":"Monzo","first_published":"2026-09-08T11:57:20-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London | 💰£58,400 - £79,000 + Incentive Awards tied to your performance +\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp; ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Our Business Hiring team⭐\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re a small but mighty team, working on all the roles that are \u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;not\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt; Tech (Engineering, Product, Data or Design) and \u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;not\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt; in the world of Customer Service. In other companies, this is sometimes known as Corporate Functions. We touch on a huge variety of roles and so we talk to lots of different types of people every day. We\u0026#39;re looking for support to boost our hiring efforts as the business scales.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑You’ll play a key role by…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;You’ll work with Hiring Managers to structure and run great hiring processes.\u0026lt;/em\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Our hiring managers are often busy team leads and executives. They’ll need your help to identify what skills they’re looking for and how best to assess these. You’ll be confident challenging their thinking and asking the right questions to figure this out. You’ll own everything about the hiring process from beginning to end, and be skilled at convincing candidates to join us.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;You’ll care deeply about diversity and inclusiveness, and giving candidates an amazing experience\u0026lt;/em\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;We want to go the extra mile to make sure that every applicant to every job feels valued, respected and never wavers in their support for Monzo, whatever the outcome of their application. You’ll know where to find the right candidates from a range of backgrounds and have ideas about how to make sure they feel welcome at Monzo. And once we’ve decided we want to hire someone, you’ll move mountains in the background to make it an effortless, pleasant process, and keep that excitement burning.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;You’ll love sourcing and be great at spotting great talent in CVs\u0026lt;/em\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You’ll be great at sourcing passive candidates yourself, and thinking about how to get the best people interested in Monzo. You’ll be comfortable managing large volumes of applications and picking out those that best fit our requirements.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;You’ll be passionate about making processes work better.\u0026lt;/em\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;We constantly refine our hiring processes to make them simpler and more effective. You’ll use data to work out what’s going well and where things could be better, and share your findings with other members of the hiring team so we can all improve.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;You might already have a specialist area but you’ll be comfortable working on any role\u0026lt;/em\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;We don’t mind if you’re a generalist recruiter, or if you already have a specialism, as long as you’re initially happy getting stuck into hiring any role that needs you. You’ll work closely with other members of the hiring team to solve company-wide hiring problems, share what you already know and learn from their experiences. As the team builds out, you’ll be able to continue specialising as an individual contributor, or explore development into management or leadership.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;You’ll be data-driven and comfortable running your own reports\u0026lt;/em\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You’ll be comfortable using data to support your suggestions and observations within a hiring process.You’ll actively bring useful insights to your hiring managers to help them make informed decisions on process improvements and candidates.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You’ve got experience recruiting multiple roles, possibly in a range of disciplines\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You care deeply about inclusiveness and diversity\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You love sourcing and pride yourself on your resourcefulness\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re empathetic, adaptable and respectful of candidates’ needs and priorities\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can adapt your approach to work with a range of stakeholders with different needs\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can tell whether somebody has the skills we’re looking for, without relying on previous job titles or qualifications\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;It would be great if:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;ve got experience recruiting in-house at a startup or scale-up\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;ve worked directly with executives\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 £58,400 - £79,000 salary range ➕ Incentive Awards tied to your performance.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London)\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 £1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏡 We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more! \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Read our full list of benefits\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt; The application journey has 3 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;A recruiter call with the Hiring Manager\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;A loop interview with members of the hiring team and a key stakeholder\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Final feedback and reverse interview\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-DH1\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":54074,"name":"Hiring","child_ids":[],"parent_id":54549}],"offices":[{"id":14736,"name":"London","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8245673","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3567660,"location":{"name":"London; Remote (UK)"},"metadata":null,"id":8245673,"updated_at":"2026-10-16T04:43:15-04:00","requisition_id":"3529","title":"Controls Product Senior Manager","company_name":"Monzo","first_published":"2026-10-02T04:42:49-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London/Cardiff/UK Remote | 💰£85,000 - £115,000 + Incentive Awards tied to your performance +\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp; ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This role sits at the heart of our Control Discipline change agenda, building the controls product platform that powers safe growth at Monzo.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;At Monzo, we don’t treat risk and controls as a bureaucratic governance process. We treat our control framework, tools, and data pipelines as an internal \u0026lt;em\u0026gt;product\u0026lt;/em\u0026gt; - designed to give engineers, product managers, and business leads the ability to ship fast - and safely.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We are looking for a \u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;Senior Controls Product Manager\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt; to join our newly established Controls Product \u0026amp;amp; Enablement team within our Controls Discipline. Sitting at the intersection of Product, Risk, Data, and Engineering, you will act as the Product Lead for Monzo’s core risk lifecycles (Issues, RCSAs, Controls, Policy, Reg Traceability).\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You won\u0026#39;t just write requirement docs for someone else to build - you are a builder yourself. You’ll prototype low-code tools, leverage AI models, interrogate data pipelines, and architect automated workflows to turn manual risk friction into seamless, automated self-service.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;⭐ Our Controls team\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;The role will sit within the \u0026lt;em\u0026gt;Controls Product \u0026amp;amp; Enablement\u0026lt;/em\u0026gt; team which is part of the wider Controls Discipline\u0026amp;nbsp; in Monzo’s 1st line of defence\u0026amp;nbsp; Our teams work closely with cross-functional teams across the organisation including Technology, Data, Product, Operations as well and Risk \u0026amp;amp; Compliance (the 2nd line of defence).\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;As this is a newly established team (wherein you’ll have two direct reports already working in the team as data and automation specialists), this role holder needs to bring a flexible and adaptable mindset, as well as a willingness to deal with ambiguity as the team establishes its operating rhythm and embeds itself within the wider business.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑 What you’ll do (Your Product Ownership Scope)…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Own the Controls Product Roadmap: Define the vision, strategy, and backlog for Monzo’s internal risk products, replacing static, manual cycles with smart, data-driven platforms (SmartSuite, Zango, Looker, and native AI integrations).\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Hands-on Prototyping \u0026amp;amp; Automation: Directly design, prototype, and build automated workflows, API integrations, and low-code/no-code solutions. You\u0026#39;ll take an idea from a problem statement to a working MVP before partnering with core Engineering (if necessary) to scale or industrialise it.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Pioneer AI in Risk Management: Champion AI adoption across the discipline. Experiment with LLM prompting, custom agents, and automated evidence-gathering tools to solve complex control problems and dramatically reduce manual drag for Monzo staff.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Build for Real-Time Risk Intelligence: Drive the shift from annual \u0026quot;point-in-time\u0026quot; assessments to continuous, automated monitoring. Design data triggers (e.g., incident spikes, change flags) that alert risk owners in real time.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Product Enablement \u0026amp;amp; Adoption: Ensure high-impact adoption. Work closely with first line risk owners and Risk Partners to deliver clear \u0026quot;write once\u0026quot; guidance, intuitive UI/UX workflows, and enablement that allows teams to self-serve effortlessly.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Drive Execution \u0026amp;amp; Delivery: Maintain momentum across the team’s delivery plan (guiding 2 specialised data/automation direct reports), keeping senior stakeholders engaged and removing blockers without bureaucratic overhead.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You think like a Product Manager: You obsess over user problems, value vs. effort prioritization, user experience, and shipping MVPs quickly.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are a Hands-On Builder: You can get under the hood with data and automation. You\u0026#39;re comfortable with SQL, Python (or similar), APIs, workflow tools, or low-code environments to build a working prototype yourself.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re AI-Curious \u0026amp;amp; Practical: You actively experiment with AI/LLMs to automate manual tasks and make workflows smarter.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You Understand Risk \u0026amp;amp; Controls: You understand fundamental risk concepts (control design, RCSAs, issue management) and see the massive opportunity to transform them through tech.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You Thrive in Ambiguity: You enjoy starting from first principles in a fast-paced environment and turning messy operational problems into slick, scalable digital solutions.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have experience in leading teams through change programmes, ideally within Financial Services Controls functions.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are hands-on and take satisfaction in supporting colleagues, projects or tasks however big or small - and can take a range of stakeholders on the journey with you\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re excited by what we’re doing at Monzo\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h3\u0026gt;\u0026lt;strong\u0026gt;ℹ️ This role \u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;isn’t \u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;for you if…\u0026lt;/strong\u0026gt;\u0026lt;/h3\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Your technology and data experience has primarily involved defining requirements for Data or Engineering teams to build, rather than building solutions yourself.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You aren\u0026#39;t comfortable getting hands-on with data, automation tooling and technical problem solving.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You aren’t comfortable with ambiguity, or thinking from first principles\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You don’t enjoy working in a fast-paced environment\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You aren’t happy taking an MVP approach and doing what’s good enough for now with iterative changes to follow\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Equally, if your experience is primarily technical and you don\u0026#39;t have sufficient understanding of risk and controls to translate control problems into effective solutions, this role is unlikely to be the right fit.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;br\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 £85,000 - £115,000 ➕Incentive Awards tied to your performance.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London)\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 £1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏡 We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more!\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; Read our full list of benefits\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;🌈 The application journey has 3 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Short call with a Monzo Recruiter\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Video-call with Hiring Manager (30 mins)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Full-Loop: 3 x video-call interviews (covering Technical, Behaviours, and Leadership)\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 4-5 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo.\u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt; You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏳\u0026lt;strong\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;#LI-REMOTE\u0026lt;br\u0026gt;#CM-1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":73665,"name":"Operations","child_ids":[70796,71131,73666,57966,43599,43597],"parent_id":null}],"offices":[{"id":14736,"name":"London","location":null,"child_ids":[],"parent_id":114746},{"id":65099,"name":"Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8023162","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3478268,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":8023162,"updated_at":"2026-09-25T05:17:09-04:00","requisition_id":"3278","title":"Credit Model Validation Manager (Machine Learning \u0026 NPV Models)","company_name":"Monzo","first_published":"2026-06-23T10:40:39-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London or Remote (UK)\u0026amp;nbsp; | 💰 £79,000 - £93,000 + Incentive Awards tied to your performance +\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; Benefits\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌟 About the team:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our Borrowing (lending) business is growing rapidly across both existing products and with the planned launch of new initiatives. As our lending portfolio grows, our second line of defence Credit Model Validation team is growing with it - and we’re looking for a Credit Model Validation Manager to join us!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our Credit Model Validation team is crucial in providing independent oversight and challenge to our model development teams in the first line of defence to help Monzo grow safely and ensure that the models we use deliver good outcomes for our customers. We’re looking for someone (maybe you?!) to join our validation squad and provide expert independent validation and oversight across our suite of credit models, covering critical business disciplines such as credit strategy and impairment.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll have a particular focus on models used for customer-level decisioning and defining our credit strategies - such as underwriting scorecards, origination PD models and Net Present Value (NPV) / unit economics models - across all our lending products.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Strong data and analytical skills are a must, as is deep expertise in credit risk modelling. You’ll have hands-on experience in either model validation or model development within a financial services environment, including practical experience using Python to develop, validate or analyse machine learning and statistical models. . In-depth knowledge of credit decisioning models would be a strong plus.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑 You’ll play a key role by…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Leading hands-on independent validation of models used for credit decisioning within our Borrowing strategies - covering a range of machine learning, decision science and NPV models. You will be ensuring that models are fit for purpose, appropriately governed, explainable and performing as expected\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Supporting oversight and validation of broader credit risk models, including IFRS9, stress testing and economic response models\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Developing deep understanding of Monzo’s credit models, and using this to provide impactful input and challenge to model developers to improve our modelling capabilities\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Reviewing ongoing model performance monitoring to ensure our lending models perform within our risk thresholds, and providing support to our first line of defence teams when action is required\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Performing statistical analyses to independently assess model performance, including developing challenger models where appropriate to test model assumptions and strengthen validation conclusions\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Improving our Model Risk Framework, including overseeing our policies, standards and procedures to help embed best practice across the business. This means making sure we follow up-to-date regulatory guidelines, and adapt our processes to make sure they remain relevant as modelling techniques evolve\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Writing clear and impactful model validation reports, and presenting the findings and actions in relevant committees\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Partnering with colleagues in the first line of defence credit strategy and modelling teams - and wider risk teams across Monzo - to support the embedding of our model risk framework and establishing consistent validation standards across the organisation\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Embracing new and innovative technology, including leading the adoption of AI tools to enhance our model validation approach\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026amp;nbsp;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Have a strong background and practical experience in credit model development and/or validation - in particular with exposure to machine learning or statistical models used in credit decisioning, such as decision science scorecards, origination / underwriting PD models, and NPV / unit economics modelling\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Are data driven, with strong analytical skills and deep understanding of statistical techniques for credit and model risk. Being able to get hands on with data is critical - so strong SQL and Python skills are essential, and experience with data visualisation tools such as Tableau, Looker or similar is a plus!\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Understand how models are used in real-time decisioning and lending strategies, and how to balance commercial and risk outcomes\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Have strong written and verbal communication skills, and are able to articulate problems and solutions using clear and simple language. This is particularly important for breaking down complex issues and priorities to non-experts\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Have a track record of building and maintaining trusting relationships with stakeholders at all levels, and can provide effective and respectful challenge\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Are impact-driven, and proactive in identifying issues and opportunities to improve outcomes for both our customers and our business\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Are passionate about technology, and what we’re doing here at Monzo excites you!\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Our technology stack\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We rely heavily on the following tools and technologies (note we do not expect applicants to have prior experience of all them):\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;https://cloud.google.com/\u0026quot;\u0026gt;Google Cloud Platform\u0026lt;/a\u0026gt; for all of our analytics infrastructure\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;https://www.getdbt.com/\u0026quot;\u0026gt;dbt\u0026lt;/a\u0026gt; and\u0026lt;a href=\u0026quot;https://cloud.google.com/bigquery/\u0026quot;\u0026gt; BigQuery SQL\u0026lt;/a\u0026gt; for our data modelling and warehousing\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Python for data science and machine learning\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://golang.org/\u0026quot;\u0026gt;Go\u0026lt;/a\u0026gt; to write our application code\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://aws.amazon.com/\u0026quot;\u0026gt;AWS\u0026lt;/a\u0026gt; for most of our backend infrastructure\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The interview process:\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our interview process usually involves up to four main stages via Google Hangouts:\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;An initial call with our recruiter\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;A call with our Senior Model Validation Manager, the hiring manager for the role\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;A role-specific call with colleagues from our credit modelling teams. We’ll share a short case study in advance, but you won’t need to submit a written response; we’ll use it to guide the discussion during the interview.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;A behavioural interview\u0026amp;nbsp;\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;💰 £79,000 - £93,000 + Incentive Awards tied to your performance benefits.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;📍 This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;📚 £1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;🏡 We will set you up to work from home; all employees are given MacBooks and for fully remote workers we will provide extra support for your work-from-home setup.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;➕ Plus lots more! Read our full list of\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/careers\u0026quot;\u0026gt;benefits\u0026lt;/a\u0026gt;.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;here\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll close this role once we have enough applications for the next stage, so please apply as soon as you can - we don’t want you to miss out!\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;LinkedIn Tags: \u0026lt;strong\u0026gt;#LI-TK1\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43601,"name":"Risk \u0026 Compliance","child_ids":[],"parent_id":396395}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8264501","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3575930,"location":{"name":"Dublin"},"metadata":null,"id":8264501,"updated_at":"2026-10-15T10:20:31-04:00","requisition_id":"3545","title":"Credit Risk Manager","company_name":"Monzo","first_published":"2026-10-08T10:03:55-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-family: helvetica, arial, sans-serif; font-size: 12pt;\u0026quot;\u0026gt;📍Dublin | 💶 €93,500 - €114,000 + Incentive Awards tied to your performance + benefits | \u0026lt;a href=\u0026quot;https://www.youtube.com/watch?v=U62l09nB0M4\u0026quot;\u0026gt;Hear from the team\u0026lt;/a\u0026gt; ✨\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;⭐ About the team:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our Borrowing (lending) business is growing rapidly across both existing products and the planned launch of new initiatives. We aim to create a genuine feel-good factor when it comes to personal credit, and are looking for driven, analytical and creative individuals to help us achieve this goal.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re looking for a Credit Risk Manager to help drive the credit and growth strategy for our consumer lending products as we grow our business in Ireland.\u0026amp;nbsp;Our credit teams are part of our Credit Discipline which drives a strong culture of data-driven decision making across the whole company. We’re great believers in powerful, real-time analytics and empowerment of the wider business. All our data lives in one place and is super easy to use. 90% of day-to-day data-driven decisions are covered by self-serve analytics through Looker which gives analysts the head space to focus on more impactful business questions and analyses.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Join a team where your ideas can rapidly transform into reality, leveraging our cutting-edge technology and agile ways of working. Our credit analysts and managers are fully embedded into a product squad alongside Product Managers, Engineers, Designers, Marketers, Customer Researchers, Data Scientists etc. This enables us to solve customer problems in a fast paced and innovative way.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑 You\u0026#39;ll play a key role by:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Working closely with Borrowing squad leadership to develop and execute an ambitious growth strategy\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Collaborating with people from engineering, marketing, product, risk and control to design and deliver new products and customer journeys\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Leading the development and maintenance of the NPV models and affordability strategies that underpin the Borrowing underwriting decisions\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Monthly monitoring and reporting on Borrowing performance to stakeholders up to executive level\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Collaborating with the Decision Science team to maximise value from our internal and external data through cutting-edge ML models\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Promoting a culture of proactive, high quality analysis and ensure we have the right credit capabilities, infrastructure and talent in place to scale safely\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 You should apply if:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;What we’re doing here at Monzo excites you!\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have extensive experience in unsecured lending in Ireland\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a deep understanding of lending economics and have experience developing and deploying underwriting strategies and credit models\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have strong analytical and data capabilities, backed up by technical coding skills. SQL, Python and Looker experience is a plus\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have experience with the development and maintenance of NPV models\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a strong understanding of the regulations that apply to lending in Ireland\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You thrive in a fast-paced environment and are keen for the chance to improve our products and help ship changes to our customers\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are a strong communicator, able to cut through complex problems and articulate decision points, particularly to senior leadership\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have experience in project management and coordination across teams\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You work well collaborating in a team with diverse skill-sets and personality types\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are highly motivated and energised by the idea of bringing a positive impact to our customers and Monzo\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💶 A salary range of €93,500 - €114,000 + Incentive Awards tied to your performance\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role will have a hybrid working model, based in our Dublin office 3 days a week. You will also travel to Monzo’s head office in London from time to time\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏝 Annual Leave - 34 days including public holidays (24 holiday days + 10 public holidays)\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚€1,200 learning budget each year to use on books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏥 Private healthcare scheme\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰Pension scheme: the minimum contribution is 4% and Monzo matches any additional contributions that you make up to a maximum of 6%\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💛 Wellbeing benefits: financial education, women’s and men’s health support, mental health benefits, including coaching and counselling\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈 The application journey has 3 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;An introductory video call with a member of the Monzo Recruitment team\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;An initial video call with the hiring manager\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;A series of role specific, case study \u0026amp;amp; behavioural interviews\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;A final call with senior leadership\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 4-5 weeks - your schedule is really important to us, so we promise to be as flexible as possible! We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We\u0026#39;ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don\u0026#39;t miss out.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-MOS1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":56753,"name":"Borrowing","child_ids":[],"parent_id":396396}],"offices":[{"id":332441,"name":"Dublin","location":null,"child_ids":[],"parent_id":109270}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/7991227","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3466699,"location":{"name":"London; Remote (UK)"},"metadata":null,"id":7991227,"updated_at":"2026-09-25T05:17:09-04:00","requisition_id":"3244","title":"Credit Risk Manager, Portfolio Management","company_name":"Monzo","first_published":"2026-06-09T10:42:10-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London or Remote (UK)\u0026amp;nbsp; | 💰£100,000 - £130,000 + Incentive Awards tied to your performance +\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;\u0026amp;nbsp;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp;|\u0026lt;a href=\u0026quot;https://monzo.com/blog/how-each-role-in-borrowing-data-allows-us-to-think-big-and-innovate\u0026quot;\u0026gt;\u0026amp;nbsp;Data Team, Borrowing\u0026amp;nbsp;\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;About the team:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our Borrowing (lending) business is growing rapidly across both existing products and the planned launch of new initiatives. We aim to create a genuine feel-good factor when it comes to personal credit, and are looking for driven, analytical and creative individuals to help us achieve this goal.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our Flex product we’re reinventing credit cards to give customers more visibility and control over their spending. With our Flex product, we’re reinventing credit cards to give customers more visibility and control over their spending. Flex portfolio management is currently in its infancy—meaning this role is a true \u0026quot;zero-to-one\u0026quot; blank canvas. Flex behaves differently from a standard credit card, so we are looking for a highly strategic Credit Risk Manager who can challenge legacy banking assumptions, think from first principles, and put the customer at the heart of our lifecycle strategies.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You will lead an initial team of 3 credit analysts (with scope to grow the team over time) to unlock massive P\u0026amp;amp;L and customer engagement potential on a rapidly growing portfolio. While the immediate focus is scaling safely in the UK, you will help lay the groundwork for a global footprint as Monzo expands into Europe.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our credit teams are part of our Data Discipline which drives a strong culture of data-driven decision making across the whole company. We’re great believers in powerful, real-time analytics and empowerment of the wider business. All our data lives in one place and is super easy to use. 90% of day-to-day data-driven decisions are covered by self-serve analytics through Looker which gives analysts the head space to focus on more impactful business questions and analyses.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Join a team where your ideas can rapidly transform into reality, leveraging our cutting-edge technology and agile ways of working. Our credit analysts and managers are fully embedded into a product squad alongside Product Managers, Engineers, Designers, Marketers, Customer Researchers, Data Scientists etc. This enables us to solve customer problems in a fast paced and innovative way.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Your day-to-day:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Own Portfolio Monitoring \u0026amp;amp; Forecasting:\u0026lt;/strong\u0026gt; Build and oversee robust performance frameworks to monitor and forecast both risk and revenue metrics, ensuring our rapidly growing portfolio scales sustainably.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Drive Contractual Pricing Strategies:\u0026lt;/strong\u0026gt; Architect and optimise an ongoing risk-based pricing program that balances commercial viability and fair customer outcomes.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Fuel Engagement \u0026amp;amp; Retention Loops:\u0026lt;/strong\u0026gt; Design and deploy sophisticated credit strategies for lifecycle events, including product upgrades, engagement incentives, and balance transfer propositions that deepen customer loyalty.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Execute Data-Driven Loss Mitigation:\u0026lt;/strong\u0026gt; Develop proactive risk management frameworks—such as credit limit decrease strategies—to safely mitigate losses and support financially vulnerable customers.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Lead and Nurture Talent:\u0026lt;/strong\u0026gt; Manage, coach, and scale a high-performing team of 3 credit analysts, fostering a culture of technical excellence, continuous learning, and strong commercial focus.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Cross-Functional Squad Collaboration:\u0026lt;/strong\u0026gt; Act as the embedded credit risk expert within a multi-disciplinary squad, working side-by-side with Product, Engineering, Design, Marketing, Customer Research, and Risk \u0026amp;amp; Control.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Cross-functional Leadership:\u0026lt;/strong\u0026gt; Build deep collaborative ties with wider credit functions and manage relationships with 2nd Line Credit Risk, Legal, and Compliance, while translating complex data into clear narratives for executive-level stakeholders.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;How we work:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our main tech hub is in London, but our data teams are based all over the UK — from Brighton to the Western Isles.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We love meeting in person, but there’s no pressure to come into the office, even if you’re nearby. You’ll do your best work where you feel most comfortable.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We value flexibility, connection, and wellbeing. You’ll have the freedom to work in a way that fits your life, whether that’s school drop-offs, avoiding rush hour, or making time for what matters most.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Work the way that works for you at Monzo! 💼\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;You should apply if:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;What we’re doing here at Monzo excites you!\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You are a commercial, strategic credit leader\u0026lt;/strong\u0026gt; with a deep understanding of unsecured lending portfolios—ideally with exposure to credit card lifecycle management.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You thrive in ambiguous, \u0026quot;zero-to-one\u0026quot; environments.\u0026lt;/strong\u0026gt; You love building strategies from scratch, questioning traditional banking norms, and working at pace.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You have portfolio management experience, \u0026lt;/strong\u0026gt;including risk-based pricing, retention, product upgrades, and loss mitigation strategies.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You are a champion for both Credit and Conduct Risk.\u0026lt;/strong\u0026gt; You naturally balance sharp credit instincts with a passion for protecting customers and delivering delightful experiences.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You are an exceptional stakeholder manager and storyteller.\u0026lt;/strong\u0026gt; You can smoothly collaborate with engineering squads, align with legal and compliance partners, and influence up to executive leadership.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You love developing people.\u0026lt;/strong\u0026gt; You have a proven track record of leading analytical talent and are energized by the prospect of managing and growing a high-impact team.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You have strong technical and data capabilities.\u0026lt;/strong\u0026gt; You are comfortable digging into data yourself and driving a data-first culture (SQL is a must-have; Python and Looker experience is a plus).\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The Interview Process:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves 3 main stages. We promise not to ask you any brain teasers or trick questions!\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Recruiter call\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Initial call with the hiring manager\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Final loop of interviews meeting the team\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 3-4 weeks but we will always work around your availability.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️ We can help you relocate to the UK\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor visas\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚Learning budget of £1,000 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕And much more, see our full list of benefits\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; \u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-COD #LI-REMOTE\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":56753,"name":"Borrowing","child_ids":[],"parent_id":396396}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8236487","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3564212,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":8236487,"updated_at":"2026-09-28T05:25:36-04:00","requisition_id":"3526","title":"Credit Risk Oversight Manager","company_name":"Monzo","first_published":"2026-09-28T05:25:36-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London/Cardiff/UK Remote | 💰£79,900 - £95,000 + Incentive Awards tied to your performance + \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp; ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Our Credit Oversight team⭐\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our Borrowing (lending) business is growing rapidly across both existing products and with the planned launch of new initiatives. As our lending portfolio grows, our second line of defence Credit Risk Oversight team is growing with it - and we’re looking for a Credit Risk Oversight Manager to join us!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our Credit Risk Oversight team is crucial in providing support and challenge to our Borrowing teams in the first line of defence to help Monzo grow safely. We’re looking for someone (maybe you?!) with proven experience in consumer credit risk who likes getting into the details and analysing data to deliver independent assurance - and challenge - of credit risk management across the lifecycle.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Ideally you’ll have experience and in-depth knowledge of retail unsecured or small business credit risk strategy within financial services. You’ll have seen first-hand how a credit portfolio performs at different stages of the credit cycle, and have hands-on experience in shaping or overseeing lending strategies. You’ll have a collaborative approach, and be comfortable working across a broad range of stakeholders. You’ll also be someone who likes getting into the details, analysing data and providing constructive challenges.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Providing ongoing oversight of credit risk - this includes analysing and understanding the performance of our existing lending products, developing and enhancing monitoring metrics and providing input to relevant committees and forums\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Partnering with our first line of defence teams to support credit strategy changes - including new product launches and pilots - ensuring that we deliver magical lending products for our customers while meeting our Risk Appetite\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Delivering deep insight, feedback and challenge on our credit strategies - including data-driven analysis and actionable counter-proposals - to support management decision making and shaping better outcomes for our customers\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Leading second line assurance work on thematic reviews\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Collaborating with our model validation and model development teams to ensure understanding of the models that underpin our credit strategies\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Providing credit expertise and input into relevant strategic projects and critical Monzo-wide processes, such as stress-testing and forecasting\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Supporting us in maintaining our Credit Risk Framework and making sure it is well embedded within the business\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Taking a balanced and proportionate approach to risk management, making sure that managing risks becomes part of everyone at Monzo’s day-to-day role\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if you …\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Have a strong background in credit risk management within consumer or small business lending - experience in unsecured product, such as credit cards, loans or overdrafts would be particularly beneficial\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Have proven analytical skills, and can use these to interrogate data, build monitoring and look for early indicators of trends\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Have hands-on experience and/or understanding of how to use credit risk scorecards and NPV models to develop strategies for making credit decisions\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Have a solid technical toolkit; SQL or similar is a must-have, and experience using a data visualisation tool (such as Looker, PowerBI or Tableau) is a plus\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Are excited to explore how we can use AI tools to improve our credit and risk management processes\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Can convey problems and solutions using clear and simple language, both written and verbal (see \u0026lt;a href=\u0026quot;https://monzo.com/tone-of-voice/\u0026quot;\u0026gt;Monzo’s tone of voice\u0026lt;/a\u0026gt; guide). This is particularly important for communicating complex issues and priorities to non-experts\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Have a track record of building and maintaining trusting relationships with stakeholders, while providing effective and respectful challenge\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Are passionate about technology, and what we’re doing here at Monzo excites you!\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply - even if you don’t have everything that\u0026#39;s listed just yet. Drop us your application, we’d love to hear from you!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 £79,900-95,000 ➕Incentive Awards tied to your performance.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London)\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 £1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏡 We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more! \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Read our full list of benefits\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈 The application journey has 4 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;An initial call with our recruiter\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;A call with one of our Credit Risk Oversight Managers, the hiring manager(s) for the role\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;A take-home task\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Two competency, based interviews - one role specific technical interview and one behaviours and values interview\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 4-8 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-TK1\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43601,"name":"Risk \u0026 Compliance","child_ids":[],"parent_id":396395}],"offices":[{"id":14736,"name":"London","location":null,"child_ids":[],"parent_id":114746},{"id":65099,"name":"Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8258208","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3573367,"location":{"name":"Barcelona; Cardiff, London or Remote (UK)"},"metadata":null,"id":8258208,"updated_at":"2026-10-07T04:48:42-04:00","requisition_id":"3537","title":"Data Director, EU","company_name":"Monzo","first_published":"2026-10-07T04:48:42-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍 London, Barcelona, or UK Remote | 💰 £150,900 to £204,100 + stock options \u0026amp;amp; \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;benefits\u0026lt;/a\u0026gt; | ✅ Visa sponsorship \u0026amp;amp; relocation available\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;About our Data Discipline\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have a strong culture of data-driven decision making across the whole company. Data is central to how we understand our customers, shape our products, manage risk and grow Monzo sustainably. We believe in empowering teams with high-quality, trusted data and self-serve analytics, while creating space for Data practitioners to focus on the highest-impact questions, opportunities and decisions.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our Data Discipline is deeply embedded in Monzo’s product areas. Data Scientists, Analytics Engineers, and Machine Learning Engineers work in cross-functional squads alongside Engineers, Designers, Product Managers and other disciplines. This means Data is not a downstream service, and instead we shape strategy, challenge thinking, build the data foundations teams need to move quickly, and share accountability for customer and commercial outcomes.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;Our EU team ⭐\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;p\u0026gt;Our EU Data team is a full-stack Data team, and together we\u0026#39;re building Monzo\u0026#39;s presence across Europe from the ground up. We\u0026#39;re entering new markets, learning what customers in each one need and finding product-market fit for Monzo.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our mission is to make money work for everyone, everywhere. As Data Director for EU expansion you\u0026#39;ll lead the Data team and shape our product strategy as we grow, deciding where we place our bets, working out what to measure before there\u0026#39;s a playbook, and making sure each new market learns fast enough to compound into the next.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You\u0026#39;ll work closely with EU leadership (our EU CEO, Country Managers and VP of Product) and Monzo\u0026#39;s global Leadership team (the CTO, Head of Data and other Data Directors), sitting on the EU Tech Leadership team and helping shape our global data strategy. To do this well you\u0026#39;ll need to relish ambiguity, bringing analytical rigour and commercial judgement to bets that often have to be made before the data is complete.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑 You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You\u0026#39;ll own the full learning loop that EU expansion runs on, and you\u0026#39;ll co-own the product development loop alongside EU Leadership, Product and Engineering. In a new market that often means building those loops from scratch, so you\u0026#39;re accountable not just for measuring what happens, but for framing the questions, defining what good looks like, and building the systems that answer them. You\u0026#39;ll be a senior voice on the EU Tech Leadership team, the person who reframes the hard problems and puts a number on the trade-off between what\u0026#39;s valuable for customers and what\u0026#39;s valuable for the business.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;Shaping product and commercial strategy:\u0026lt;/em\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;ll decide where Monzo should bet as we enter each new European market, sizing the opportunity and finding product-market fit for the products and segments most likely to win.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;ll use sharp commercial judgement to work through the ambiguity of building in a new market, from pricing and positioning to the levers that drive growth, bringing Data into strategy early so we shape priorities rather than react to decisions already made.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;Owning the data strategy and the learning loops:\u0026lt;/em\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;ll set the data strategy for EU and stand up the foundations each new market needs, from the events we log and the metrics and experiments we design to the forecasts markets learn from.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Lead the goal-setting process for EU Expansion, bringing clarity to metric selection and target setting, in close partnership with Finance.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;Changing how decisions get made:\u0026lt;/em\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;ll represent Data directly at the ExCo level, building a shared language of metrics and analytical reasoning so that Data drives EU strategy rather than reporting on it.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;ll drive cross-collective collaboration, spotting the high-leverage connections across the business, for example how savings features drive engagement in our Wealth collective.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;Building and leading a high-performing team:\u0026lt;/em\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;ll build, grow and retain a high-performing, full-stack Data team, where everyone shares accountability for product and business outcomes.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;ll raise the performance bar, develop the next generation of Data leaders, and model an inclusive, high-craft Data culture as we scale.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;What we\u0026#39;re doing here at Monzo excites you, and the idea of helping take it across Europe especially so!\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;re a strategic data leader who has operated at Director level or above, and you\u0026#39;re energised by zero-to-one ambiguity, having built or scaled a data function in a new market, product line or business from an early stage.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You move comfortably from detailed metrics and data architecture to customer strategy, commercial outcomes and product-market fit, and you\u0026#39;re happy to be the opinionated voice in the room that reframes the trade-off.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You lead through learning loops and hold a high technical bar, because you\u0026#39;ve built or owned the measurement a business relies on to set goals, run experiments and improve, with the judgement to know which methods and investments will pay off.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have experience leading company-wide or division-wide goal-setting, defining high-clarity metrics, setting targets and partnering closely with Finance.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You change how organisations make decisions, not just how one project turns out, and you have experience of the cross-collective collaboration that connects the dots across different business areas.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;re an empathetic people leader who has grown full-stack Data teams of both individual contributors and managers, comfortable representing Data at ExCo and to C-level peers, and you know what it takes to attract, develop and retain top talent.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈 The application journey has 4 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;30 minute recruiter call\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;45 minute call with the hiring manager\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;4 x 1-hour video calls with various team members, including the General Manager for Payments\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;A meet and greet with a member of EU Executive Committee\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 3-4 weeks but we will always work around your availability.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 £150,900 to £204,100 + stock options and\u0026lt;a href=\u0026quot;https://monzo.com/careers#benefits\u0026quot;\u0026gt;\u0026amp;nbsp;benefits\u0026amp;nbsp;\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor visas\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London or Barcelona office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London)\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 Learning budget of £1,000 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏡 We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more! \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Read our full list of benefits\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-JH1\u0026amp;nbsp; #LI-Remote\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":53656,"name":"Data","child_ids":[],"parent_id":396396}],"offices":[{"id":332444,"name":"Barcelona","location":null,"child_ids":[],"parent_id":109271},{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8146871","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3525524,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":8146871,"updated_at":"2026-10-08T09:53:39-04:00","requisition_id":"3425","title":"Data Director, Payments","company_name":"Monzo","first_published":"2026-08-21T08:27:34-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London or UK Remote | 💰 £150,000 - £200, 000 + Equity +\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;br\u0026gt;\u0026lt;strong\u0026gt;About our Data Discipline\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have a strong culture of data-driven decision making across the whole company. Data is central to how we understand our customers, shape our products, manage risk and grow Monzo sustainably. We believe in empowering teams with high-quality, trusted data and self-serve analytics, while creating space for Data practitioners to focus on the highest-impact questions, opportunities and decisions.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our Data discipline is centralised, but deeply embedded in Monzo’s product areas. Data Scientists, Analytics Engineers, Machine Learning Engineers and Analysts work in cross-functional squads alongside Engineers, Designers, Product Managers, Marketers and other specialists. This means Data is not a downstream service: we help shape strategy, challenge thinking, build the data foundations teams need to move quickly, and share accountability for customer and commercial outcomes.\u0026lt;/p\u0026gt;\n\u0026lt;h2\u0026gt;\u0026lt;strong\u0026gt;Our Payments team ⭐\u0026lt;/strong\u0026gt;\u0026lt;/h2\u0026gt;\n\u0026lt;p\u0026gt;At Monzo, payments are more than just moving money from A to B. They are a core part of how customers experience trust, speed, and financial control every day. As a Data Director in Payments, you would help shape seamless local payment experiences, ensuring customers can pay and get paid reliably while continuing to modernise the infrastructure that powers millions of transactions behind the scenes.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;The role also sits at the intersection of Monzo’s broader ambition to build truly borderless banking and expand into new markets. That means designing products and payment capabilities that work effortlessly across geographies, currencies, and customer needs, while helping Monzo scale into new markets with the same simplicity and transparency that defines the brand today.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll partner closely with Product, Engineering, and Design to help shape Monzo’s payments strategy to make Monzo\u0026#39;s global ambitions a reality, enabling revenue and customer growth with a resilient, self-serve banking platform.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;To succeed, you should be excited about solving tough, ambiguous business problems with analytical rigour, commercial viability and execution effectiveness\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Your day-to-day\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Establish yourself as a trusted member of the Payments Leadership team, enabling better decisions across Payments and the wider Data Discipline\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Co-drive Payments strategy and product decisions with Product and Engineering, bringing Data into discovery early to shape priorities and challenge thinking\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Identify untapped opportunities for commercial optimisation, including across pricing, commercialisation, investment and customer growth\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Set the data strategy for Payments, including the operating model, team priorities, architecture, technical debt and key metrics and drivers\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Translate between technical, product and commercial perspectives to help teams make clear, high-impact decisions\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Develop and scale a high-performing team of data professionals sharing accountability for product and business outcomes.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;You should apply if:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;What we’re doing here at Monzo excites you!\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have experience driving payments innovation and product strategy forward in a fast-growing business\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You combine deep Data expertise with strong product and commercial judgement.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can move comfortably from detailed metrics or architecture discussions to customer strategy, pricing and business outcomes\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are an empathetic people leader who can build trust quickly, raise the performance bar and retain excellent talent\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have experience growing and leading a full stack data team, including individual contributors and managers across Data Science, Analytics Engineering, Machine Learning Engineering and Analytics\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have experience collaborating with senior cross-functional stakeholders across Product, Engineering, Design, Marketing and risk/control functions\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The Interview Process\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After an informal ~30 min recruiter call, our interview process involves 2 main stages. We promise not to ask you any brain teasers or trick questions!\u0026lt;/p\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Initial Call (1 hour)\u0026lt;/strong\u0026gt; You\u0026#39;ll meet with one of our senior data leaders.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Loop Stage\u0026lt;/strong\u0026gt; - This is one stage with 4 interviews (totalling 4 hours) split between a collaboration with one of our engineers on a technical exercise, as well as behavioural and leadership interviews. You can have this all in one day or split these across multiple days, whichever your prefer.\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 3-4 weeks but we will always work around your availability. You will have the chance to speak to our recruitment team at various points during your process but if you do have any specific questions ahead of this please contact us on tech-hiring@monzo.com\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;How we work 💻:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Locations \u0026amp;amp; Flexible Working :\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our main tech hub is in London, but our engineers live everywhere in the UK— from Brighton to the Western Isles.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We value meeting in person but there’s no pressure to come into the office, even if you\u0026#39;re nearby. We believe you\u0026#39;ll do your best work if you are where you want to be. If you live outside of London and we ask you to come into the office, Monzo will support you with the costs. ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our offices are naturally social, especially Tuesdays, Wednesdays and Thursdays, which happen to line up with our twice-weekly Monzo lunches \u0026amp;amp; treat Thursdays 🍽️. Teams also schedule time together often for work and play – in or around the office, or online.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Set up a work schedule that delivers impact and fits your life.\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;At Monzo, we value connections, flexibility, and wellbeing. We keep our meetings during core hours to stay connected and believe in maintaining work/life balance.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll be empowered to manage your work in a way that suits you and your team, giving you the freedom for children drop-offs and pick-ups, walking your dog or adventurous cat, avoiding peak commuting times or gym slots, appointments, or supporting your family in an emergency. 🕒✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Work the way that works for you with Monzo! 💼\u0026lt;/p\u0026gt;\n\u0026lt;h3\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/h3\u0026gt;\n\u0026lt;p\u0026gt;💰Base salary £150, 000 - £200, 000 + Equity + \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️ We can help you relocate to the UK\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor visas\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚Learning budget of £1,000 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-AL1 #LI-REMOTE\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":53656,"name":"Data","child_ids":[],"parent_id":396396}],"offices":[{"id":114746,"name":"UK","location":null,"child_ids":[65099,77079,14736,45385],"parent_id":null}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/7194922","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":2807555,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":7194922,"updated_at":"2026-09-25T05:17:09-04:00","requisition_id":"1335","title":"Data Science Manager","company_name":"Monzo","first_published":"2025-08-26T14:12:43-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;h4\u0026gt;📍London or UK remote | 💰 £100,000 to £130,000 + Incentive Awards tied to your performance +\u0026lt;a href=\u0026quot;https://monzo.com/careers/#benefits\u0026quot;\u0026gt; Benefits \u0026lt;/a\u0026gt;|\u0026lt;a href=\u0026quot;https://monzo.com/blog/technology\u0026quot;\u0026gt; Technology\u0026lt;/a\u0026gt; -\u0026lt;a href=\u0026quot;https://monzo.com/blog/data\u0026quot;\u0026gt; Data\u0026lt;/a\u0026gt; \u0026amp;nbsp;\u0026lt;/h4\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;h3 class=\u0026quot;PDq2pG_selectionAnchorContainer\u0026quot; data-section-id=\u0026quot;1qv2ufb\u0026quot; data-start=\u0026quot;348\u0026quot; data-end=\u0026quot;373\u0026quot;\u0026gt;⭐ About Data at Monzo\u0026lt;/h3\u0026gt;\n\u0026lt;p data-start=\u0026quot;375\u0026quot; data-end=\u0026quot;632\u0026quot;\u0026gt;Data is at the heart of how we make decisions and build products at Monzo. Our Data teams bring together Data Science, Analytics Engineering, Data Analytics and Machine Learning, working closely with Product, Engineering and other teams across the business.\u0026lt;/p\u0026gt;\n\u0026lt;p data-start=\u0026quot;634\u0026quot; data-end=\u0026quot;928\u0026quot;\u0026gt;Our Data Scientists are embedded within product and business areas across Monzo, where they use experimentation, causal inference, statistical modelling, machine learning and analytics to understand our customers, identify opportunities and influence the direction of our products and strategy.\u0026lt;/p\u0026gt;\n\u0026lt;p data-start=\u0026quot;930\u0026quot; data-end=\u0026quot;1161\u0026quot;\u0026gt;As a \u0026lt;strong data-start=\u0026quot;935\u0026quot; data-end=\u0026quot;959\u0026quot;\u0026gt;Data Science Manager\u0026lt;/strong\u0026gt;, you\u0026#39;ll lead a team of Data Scientists and other Data professionals within one of these areas, combining people leadership with strategic data leadership and close partnership with senior stakeholders.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;h3 data-section-id=\u0026quot;1ylxzul\u0026quot; data-start=\u0026quot;1163\u0026quot; data-end=\u0026quot;1198\u0026quot;\u0026gt;🔑 You\u0026#39;ll play a key role by...\u0026lt;/h3\u0026gt;\n\u0026lt;p data-start=\u0026quot;1200\u0026quot; data-end=\u0026quot;1372\u0026quot;\u0026gt;You’ll work closely with Product, Engineering and senior leaders to ensure data plays a central role in how we understand problems, make decisions and develop our products.\u0026lt;/p\u0026gt;\n\u0026lt;p data-start=\u0026quot;1374\u0026quot; data-end=\u0026quot;1731\u0026quot;\u0026gt;You\u0026#39;ll lead and develop a team of talented Data Scientists, helping them do their best work while setting a high bar for analytical quality and impact. You\u0026#39;ll provide strategic direction across complex problems, help teams identify where Data Science can have the greatest impact, and ensure insights translate into meaningful decisions and product changes.\u0026lt;/p\u0026gt;\n\u0026lt;p data-start=\u0026quot;1733\u0026quot; data-end=\u0026quot;2102\u0026quot;\u0026gt;We have a strong culture of data-driven decision making across Monzo. We\u0026#39;re big believers in powerful, accessible analytics and empowering teams across the business to answer questions themselves. Around 90% of our day-to-day data-driven decisions are supported by self-serve analytics through Looker, giving our Data teams the space to focus on higher-impact problems.\u0026lt;/p\u0026gt;\n\u0026lt;h3 data-section-id=\u0026quot;18uh40c\u0026quot; data-start=\u0026quot;2104\u0026quot; data-end=\u0026quot;2123\u0026quot;\u0026gt;Your day-to-day\u0026lt;/h3\u0026gt;\n\u0026lt;ul data-start=\u0026quot;2125\u0026quot; data-end=\u0026quot;3199\u0026quot;\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;p4mj4y\u0026quot; data-start=\u0026quot;2125\u0026quot; data-end=\u0026quot;2217\u0026quot;\u0026gt;Lead, develop and grow a team of exceptional Data Scientists and other Data professionals.\u0026lt;/li\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;1kl695j\u0026quot; data-start=\u0026quot;2218\u0026quot; data-end=\u0026quot;2335\u0026quot;\u0026gt;Hire, coach and retain talented people while creating an environment where they can develop and do their best work.\u0026lt;/li\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;wu0fsg\u0026quot; data-start=\u0026quot;2336\u0026quot; data-end=\u0026quot;2458\u0026quot;\u0026gt;Set the Data Science direction for your area and identify where data can have the greatest customer and business impact.\u0026lt;/li\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;1ohaplb\u0026quot; data-start=\u0026quot;2459\u0026quot; data-end=\u0026quot;2569\u0026quot;\u0026gt;Partner with Product, Engineering and senior stakeholders to shape strategy and influence product direction.\u0026lt;/li\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;1lt3n4x\u0026quot; data-start=\u0026quot;2570\u0026quot; data-end=\u0026quot;2692\u0026quot;\u0026gt;Bring analytical rigour to complex and ambiguous problems and help teams turn them into clear, actionable opportunities.\u0026lt;/li\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;62gosu\u0026quot; data-start=\u0026quot;2693\u0026quot; data-end=\u0026quot;2847\u0026quot;\u0026gt;Ensure teams are using the right analytical approaches, from experimentation and causal inference through to statistical modelling and machine learning.\u0026lt;/li\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;spek0d\u0026quot; data-start=\u0026quot;2848\u0026quot; data-end=\u0026quot;2937\u0026quot;\u0026gt;Help connect Data Science work to measurable customer, product and commercial outcomes.\u0026lt;/li\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;7im1pb\u0026quot; data-start=\u0026quot;2938\u0026quot; data-end=\u0026quot;3085\u0026quot;\u0026gt;Work with Analytics Engineering, Machine Learning and other Data disciplines to ensure teams have the data, tooling and infrastructure they need.\u0026lt;/li\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;1302yjf\u0026quot; data-start=\u0026quot;3086\u0026quot; data-end=\u0026quot;3199\u0026quot;\u0026gt;Contribute to the wider Data Science discipline at Monzo, helping us continually raise the bar for how we work.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h3 data-section-id=\u0026quot;ycs329\u0026quot; data-start=\u0026quot;3201\u0026quot; data-end=\u0026quot;3240\u0026quot;\u0026gt;🤩 We\u0026#39;d love to hear from you if...\u0026lt;/h3\u0026gt;\n\u0026lt;ul data-start=\u0026quot;3242\u0026quot; data-end=\u0026quot;4399\u0026quot;\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;n0jdqo\u0026quot; data-start=\u0026quot;3242\u0026quot; data-end=\u0026quot;3282\u0026quot;\u0026gt;What we\u0026#39;re doing at Monzo excites you!\u0026lt;/li\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;aaanm1\u0026quot; data-start=\u0026quot;3283\u0026quot; data-end=\u0026quot;3357\u0026quot;\u0026gt;You have significant experience managing and developing Data Scientists.\u0026lt;/li\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;jatyaf\u0026quot; data-start=\u0026quot;3358\u0026quot; data-end=\u0026quot;3449\u0026quot;\u0026gt;You\u0026#39;re a strong strategic data leader who uses data to influence decisions and direction.\u0026lt;/li\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;ai3t3h\u0026quot; data-start=\u0026quot;3450\u0026quot; data-end=\u0026quot;3573\u0026quot;\u0026gt;You have experience partnering with senior and executive stakeholders across different functions and levels of seniority.\u0026lt;/li\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;1qxq852\u0026quot; data-start=\u0026quot;3574\u0026quot; data-end=\u0026quot;3660\u0026quot;\u0026gt;You\u0026#39;re comfortable working autonomously in a fast-growing and evolving organisation.\u0026lt;/li\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;1vwfjmo\u0026quot; data-start=\u0026quot;3661\u0026quot; data-end=\u0026quot;3809\u0026quot;\u0026gt;You have a strong understanding of Data Science approaches including experimentation, causal inference, statistical analysis and machine learning.\u0026lt;/li\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;1r6z2hr\u0026quot; data-start=\u0026quot;3810\u0026quot; data-end=\u0026quot;3953\u0026quot;\u0026gt;You\u0026#39;re comfortable with tools and languages such as Python and SQL, and understand how to choose the right analytical approach for a problem.\u0026lt;/li\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;1195ki8\u0026quot; data-start=\u0026quot;3954\u0026quot; data-end=\u0026quot;4079\u0026quot;\u0026gt;You can build credibility with Product, Engineering and senior business leaders and influence without relying on authority.\u0026lt;/li\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;w97j5z\u0026quot; data-start=\u0026quot;4080\u0026quot; data-end=\u0026quot;4192\u0026quot;\u0026gt;You have strong product judgement and experience using Data Science to shape product development and strategy.\u0026lt;/li\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;nmurw1\u0026quot; data-start=\u0026quot;4193\u0026quot; data-end=\u0026quot;4291\u0026quot;\u0026gt;You know how to balance technical excellence with pragmatic decision-making and business impact.\u0026lt;/li\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;1qvls2w\u0026quot; data-start=\u0026quot;4292\u0026quot; data-end=\u0026quot;4399\u0026quot;\u0026gt;You have experience helping Data Scientists develop their technical, product and leadership capabilities.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h3 data-section-id=\u0026quot;br6dct\u0026quot; data-start=\u0026quot;4401\u0026quot; data-end=\u0026quot;4426\u0026quot;\u0026gt;The interview process\u0026lt;/h3\u0026gt;\n\u0026lt;p data-start=\u0026quot;4428\u0026quot; data-end=\u0026quot;4537\u0026quot;\u0026gt;Our interview process involves 3 main stages. We promise not to ask you any brain teasers or trick questions!\u0026lt;/p\u0026gt;\n\u0026lt;ul data-start=\u0026quot;4539\u0026quot; data-end=\u0026quot;4657\u0026quot;\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;1o6cctv\u0026quot; data-start=\u0026quot;4539\u0026quot; data-end=\u0026quot;4565\u0026quot;\u0026gt;30-minute recruiter call\u0026lt;/li\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;todk6r\u0026quot; data-start=\u0026quot;4566\u0026quot; data-end=\u0026quot;4606\u0026quot;\u0026gt;45-minute call with the hiring manager\u0026lt;/li\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;hpj58m\u0026quot; data-start=\u0026quot;4607\u0026quot; data-end=\u0026quot;4657\u0026quot;\u0026gt;3 x 1-hour video calls with various team members\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p data-start=\u0026quot;4659\u0026quot; data-end=\u0026quot;4844\u0026quot;\u0026gt;Our average process takes around 3–4 weeks, but we\u0026#39;ll always work around your availability. You\u0026#39;ll have the chance to speak to our recruitment team at various points during the process.\u0026lt;/p\u0026gt;\n\u0026lt;h3 data-section-id=\u0026quot;1p19p2y\u0026quot; data-start=\u0026quot;4846\u0026quot; data-end=\u0026quot;4870\u0026quot;\u0026gt;What\u0026#39;s in it for you\u0026lt;/h3\u0026gt;\n\u0026lt;p data-start=\u0026quot;4872\u0026quot; data-end=\u0026quot;4909\u0026quot;\u0026gt;✈️ We can help you relocate to the UK\u0026lt;/p\u0026gt;\n\u0026lt;p data-start=\u0026quot;4911\u0026quot; data-end=\u0026quot;4933\u0026quot;\u0026gt;✅ We can sponsor visas\u0026lt;/p\u0026gt;\n\u0026lt;p data-start=\u0026quot;4935\u0026quot; data-end=\u0026quot;5067\u0026quot;\u0026gt;📍 This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK, with ad hoc meetings in London.\u0026lt;/p\u0026gt;\n\u0026lt;p data-start=\u0026quot;5069\u0026quot; data-end=\u0026quot;5196\u0026quot;\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p data-start=\u0026quot;5198\u0026quot; data-end=\u0026quot;5277\u0026quot;\u0026gt;📚 Learning budget of £1,000 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;➕And much more, see our full list of benefits\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;here\u0026lt;/a\u0026gt;\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;#LI-LG1 #LI-Remote\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":53656,"name":"Data","child_ids":[],"parent_id":396396}],"offices":[{"id":14736,"name":"London","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/5758065","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":2807555,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":5758065,"updated_at":"2026-09-25T05:17:09-04:00","requisition_id":"1335","title":"Data Science Manager,  Financial Crime ","company_name":"Monzo","first_published":"2024-02-29T10:59:30-05:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;h4\u0026gt;📍London or UK remote | 💰 £100,000 to £130,000 + Incentive Awards tied to your performance +\u0026lt;a href=\u0026quot;https://monzo.com/careers/#benefits\u0026quot;\u0026gt; Benefits\u0026lt;/a\u0026gt; |\u0026lt;a href=\u0026quot;https://monzo.com/blog/technology\u0026quot;\u0026gt; Technology\u0026lt;/a\u0026gt; -\u0026lt;a href=\u0026quot;https://monzo.com/blog/data\u0026quot;\u0026gt; Data\u0026lt;/a\u0026gt; \u0026amp;nbsp;\u0026lt;/h4\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;About us:\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re here to make money work for everyone and we\u0026#39;re doing things differently. For too long, banking has been obtuse, complex and opaque.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We want to change that and build a bank with everyone, for everyone. Our amazing community suggests features, test the app and give us constant feedback so we can build something everyone loves.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We\u0026#39;re focused on solving problems, rather than selling financial products. We want to make the world a better place and change people\u0026#39;s lives through Monzo.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;About our Financial Crime Data Team:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;As we continue to scale, we’re looking for a\u0026lt;strong\u0026gt;\u0026amp;nbsp;Data Science Manager\u0026lt;/strong\u0026gt; to lead one of our key product areas for Financial Crime.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;As a Data science manager, you’ll be working in an ever changing environment work in collaboration with Product, Risk and Engineering peers and champion the data strategy and lead a cross-functional team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll help us build and improve these for now and for our future roadmap. We’re looking for a leader with hands-on experience, data driven strategic leader who can bring fresh thinking and new ways to inspire the team and our customers\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What you’ll be working on:\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;You’ll work closely with the Product Managers, engineers, and Financial Crime control owners in an agile product environment. You’ll champion the use of data, bring ideas to life through a rigorous analytical approach. Your work will focus on improving our efforts in financial crime detection, prevention and mitigation, ensuring we stay ahead of emerging threats and regulatory requirements.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll help your team grow, hiring new team members, supporting their personal development. You will manage a team with Data Scientists and Data Analysts, working together with Analytics Engineers to drive product innovation and you’ll get to see the impact of all your work in the product changes we make.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have a strong culture of data-driven decision making across the whole company. And we\u0026#39;re great believers in powerful, real-time analytics and empowerment of the wider business. 90% of day-to-day data-driven decisions are covered by self-serve analytics through Looker which gives data folk the head space to focus on more impactful business questions and analyses.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Your day-to-day\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Be a key leader in building a discipline of exceptional data scientists and analysts working on making Monzo world class at detecting and fighting financial crime activity\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Help hire, develop and retain talented Data people\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Generate insights that can change the direction of our financial crime strategy\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Bring data leadership and rigour to our approach to product development and build a strategic understanding of the business while structuring complex projects to bring them to life\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Liaise with risk, product and engineering managers to keep making sure we collect the right data to produce relevant business insights\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;You should apply if:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;What we’re doing here at Monzo excites you!\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You \u0026lt;strong\u0026gt;must\u0026lt;/strong\u0026gt; have at least 4 years of experience as a Data Science Manager- at least 2 of them managing a data team larger than 4 people\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are a strong strategic data leader and love to drive decisions\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Strong experience with working with executive or C-level peers, managing stakeholders across levels of seniorities and disciplines\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You know what it takes to manage top tier Data talent\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re excited by the opportunity to work autonomously to impact the future of a fast growing, ever evolving business\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;re familiar with using a variety of Data Science tools (from business intelligence, experimentation and causal inference through to machine learning), and coding languages (Python and SQL). You know when to pick the right tool, and can help others do the same\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Experience in financial crime, fraud detection, or similar areas (Trust \u0026amp;amp; Safety, Integrity, Security) is a plus.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The Interview Process:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves 3 main stages. We promise not to ask you any brain teasers or trick questions!\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;30 minute recruiter call\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;45 minute call with hiring manager\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;3 x 1-hour video calls with various team members\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 3-4 weeks but we will always work around your availability. You will have the chance to speak to our recruitment team at various points during your process but if you do have any specific questions ahead of this please contact us on tech-hiring@monzo.com\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️ We can help you relocate to the UK\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor visas\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚Learning budget of £1,000 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;➕And much more, see our full list of benefits\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; here\u0026lt;/a\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;#LI-NB2 #LI-Remote\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":53656,"name":"Data","child_ids":[],"parent_id":396396}],"offices":[{"id":14736,"name":"London","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/7825424","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3415370,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":7825424,"updated_at":"2026-09-25T05:17:09-04:00","requisition_id":"3133","title":"Director of Product Design","company_name":"Monzo","first_published":"2026-05-27T09:45:58-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London / UK Remote | 💰 £140,000 - £165,000 + Equity + \u0026lt;a href=\u0026quot;https://monzo.com/careers#benefits\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt; ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;h2\u0026gt;⭐ Our Design team\u0026lt;/h2\u0026gt;\n\u0026lt;p\u0026gt;We’re a team of 115+ Product Designers, User Researchers, and Brand Designers led by Chief Design Officer Vuokko Aro. We’re on a mission to make money work for everyone. Product Design is the largest discipline within the design organisation, with designers working in tight-knit squads alongside researchers, product managers, and engineers to solve real customer problems at scale.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We design for the “magic moments.” We’ve built a bank that feels deeply human, not just functional, shaping how millions of people experience money every day. Our product is our personality. We combine research, empathy, and craft to turn everyday interactions into memorable experiences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Now, we’re entering our next phase of growth and looking for exceptional design leaders to help define not only Monzo’s future, but the future of banking itself. There’s significant opportunity to shape the product, influence the organisation, and leave a lasting mark on millions of customers.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;h2\u0026gt;🔎 About the role\u0026lt;/h2\u0026gt;\n\u0026lt;p\u0026gt;We’re looking for a Director of Product Design to lead design across Payments, one of Monzo’s most important and fast-evolving multi-market business areas.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll partner closely with senior leaders across Product and Engineering to shape strategy, set direction, and drive exceptional execution across your area. You’ll play a key role in influencing the direction of both the product and the broader customer experience.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll lead and grow a team of Product Designers, helping them do the best work of their careers while strengthening design thinking, collaboration, and craft across Monzo. As a senior leader within the Design organisation, you’ll raise the quality bar and expand design’s impact, influence, and effectiveness across Monzo.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;h2\u0026gt;🔑 You’ll play a key role by...\u0026lt;/h2\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Setting the strategic direction and design vision for your area, inspiring teams to think bigger and bolder, whilst aligning with Monzo goals and mission.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Partnering with the leadership team for your area to define priorities, shape roadmaps, and turn strategy into impactful execution.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Building and nurturing a high-performing design team - investing in their growth, wellbeing, and long-term success.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Maintaining an exceptional quality bar across all design work through clear feedback and coaching, helping designers and teams consistently deliver best-in-class experiences.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Creating an environment where feedback is open, craft is celebrated, and design quality continues to evolve across the organisation.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Acting as a champion for design at Monzo, influencing how design thinking shapes our products and culture.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;h2\u0026gt;🤩 We’d love to hear from you if...\u0026lt;/h2\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You’ve led design strategy and vision across complex product areas, helping teams navigate ambiguity and deliver meaningful customer and business impact.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re comfortable operating at multiple altitudes, from defining long-term direction to driving high-quality execution.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You build strong partnerships across Product, Engineering, Research and Commercial, and know how to influence senior stakeholders through clarity, insight, and craft.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a strong point of view on product design and consistently raise the bar for quality, systems thinking, and customer experience.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’ve built and led high-performing design teams, creating environments where people can grow, do exceptional work, and have meaningful impact.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You know how to scale design influence across an organisation, shaping product direction, ways of working, and culture beyond your immediate team.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re energised by Monzo’s mission to make money work for everyone, and excited to help shape the next generation of payments experiences through thoughtful, magical and innovative design.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;h2\u0026gt;🙌 What’s in it for you\u0026lt;/h2\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;💰 £140,000 - £165,000 + Equity + Benefits\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;✈️ We’ll help you relocate to the UK\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;✅ We can sponsor your visa\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;📍 This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;⏰ Flexible working hours and trust-based work culture\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;📚 £1,000 annual learning budget for books, training, and conferences\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;🏡 Full remote setup support, including equipment and workspace essentials\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;➕ Plus lots more!\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 4-5 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-TR1\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-Remote\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":44825,"name":"Design","child_ids":[],"parent_id":396396}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8025854","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3479368,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":8025854,"updated_at":"2026-09-25T05:17:09-04:00","requisition_id":"3279","title":"Engineering Director, EU","company_name":"Monzo","first_published":"2026-06-24T12:01:40-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London or Remote (UK) | 💰 Base salary £170k - £225k + Equity +\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;h3\u0026gt;\u0026lt;strong\u0026gt;Engineering at Monzo\u0026lt;/strong\u0026gt;\u0026lt;/h3\u0026gt;\n\u0026lt;p\u0026gt;Monzo has successfully launched in Ireland and is expanding across Europe. We\u0026#39;re now entering the next phase of our journey: building and scaling a multi-market European bank.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;The EU Engineering organisation sits at the centre of that ambition. We are responsible for helping Monzo launch, grow and operate across Europe, navigating everything from product-market fit and customer growth to regulatory requirements, localisation and operational scale.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Unlike most engineering organisations at Monzo, EU does not own a single product area. We work horizontally across the company, partnering with teams across Payments, Core Banking, Growth, Wealth, Customer Operations, Fincrime, Platform and many others to bring Monzo\u0026#39;s products to new markets and deliver great customer experiences locally.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;As an Engineering Director, you\u0026#39;ll lead a distributed engineering organisation across the UK, Spain and remote locations. You\u0026#39;ll partner closely with Product, Design, Data, Operations, Risk, Compliance and executive stakeholders to solve complex problems that span organisational boundaries.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Success in this role comes through influence, relationships and organisational leadership as much as execution. You\u0026#39;ll need to build alignment across a wide range of teams, create clarity in ambiguity, and help Monzo discover what works in new markets while establishing the foundations that allow us to scale across Europe.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This is one of Monzo\u0026#39;s most strategically important areas and a unique opportunity to help build a European bank from the ground up.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What you’ll work on\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Lead a distributed engineering organisation spanning multiple squads, markets and countries.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Build and develop Engineering Managers, Senior Engineering Managers and senior technical leaders.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Partner with Product, Design, Data, Research, Operations, Risk and Compliance leaders to define and execute Monzo\u0026#39;s European strategy.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Drive alignment and execution across numerous collectives to ensure Europe receives the capabilities it needs to succeed.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Shape how Monzo approaches market expansion, localisation, regulatory requirements and multi-market product development.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Influence priorities and outcomes across teams that do not directly report to you.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Create clarity and momentum in highly ambiguous problem spaces where ownership and solutions are not always obvious.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Design and evolve organisational structures, operating models and planning processes that allow Monzo to scale effectively across Europe.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Help identify and validate product-market fit in new markets while balancing short-term delivery and long-term strategic investments.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Partner closely with executive leadership to shape the future of Monzo\u0026#39;s European business.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h3\u0026gt;\u0026lt;strong\u0026gt;You should apply if\u0026lt;/strong\u0026gt;\u0026lt;/h3\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have experience leading large engineering organisations through other leaders, including Engineering Managers, Senior Engineering Managers and senior individual contributors.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have successfully operated in highly complex organisations where outcomes depend on collaboration across many teams and functions.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are exceptional at building relationships and influencing without direct authority.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can navigate ambiguity and create clarity where goals, ownership or priorities are not yet fully defined.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have experience scaling organisations through periods of rapid growth, organisational change or market expansion.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You enjoy solving organisational and business problems, not just technical ones.You can balance strategy and execution, translating ambitious goals into tangible outcomes.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are comfortable making decisions in environments where there is rarely a perfect answer.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a strong track record of building high-performing leadership teams and developing future leaders.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are energised by the challenge of building something new and helping shape the future of Monzo\u0026#39;s international expansion.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h3\u0026gt;\u0026lt;strong\u0026gt;The interview process\u0026lt;/strong\u0026gt;\u0026lt;/h3\u0026gt;\n\u0026lt;p\u0026gt;After an informal ~30 min recruiter call our interview process involves 2 main stages:\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Initial Call (1 hour)\u0026lt;/strong\u0026gt; You\u0026#39;ll meet with one of our senior engineering leaders. They\u0026#39;ll ask you about your previous experience, in particular people leadership, product delivery and technical leadership. They’ll ask example based questions (‘Tell me about a time when…’)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Loop Stage\u0026lt;/strong\u0026gt; - This is one stage with 4 interviews (totalling 4 hours) split between a collaboration with one of our engineers on a technical exercise, as well as execution and leadership interviews.\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;p\u0026gt;At all stages we’ll create space for you to ask as many questions as you have, you’re interviewing us as well!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 3-4 weeks but we will always work around your availability. You will have the chance to speak to our recruitment team at various points during your process but if you do have any specific questions ahead of this please contact us on \u0026lt;a href=\u0026quot;mailto:tech-hiring@monzo.com\u0026quot;\u0026gt;tech-hiring@monzo.com\u0026lt;/a\u0026gt;. Please also use that email to let us know if there\u0026#39;s anything we can do to make your application process easier for you, because of disability, neurodiversity or any other personal reason.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;How we work 💻:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Locations \u0026amp;amp; Flexible Working :\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our main tech hub is in London, but our engineers live everywhere in the UK— from Brighton to the Western Isles.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We value meeting in person but there’s no pressure to come into the office, even if you\u0026#39;re nearby. We believe you\u0026#39;ll do your best work if you are where you want to be. If you live outside of London and we ask you to come into the office, Monzo will support you with the costs. ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our offices are naturally social, especially Tuesdays, Wednesdays and Thursdays, which happen to line up with our twice-weekly Monzo lunches \u0026amp;amp; treat Thursdays 🍽️. Teams also schedule time together often for work and play – in or around the office, or online.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Set up a work schedule that delivers impact and fits your life.\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;At Monzo, we value connections, flexibility, and wellbeing. We keep our meetings during core hours to stay connected and believe in maintaining work/life balance.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll be empowered to manage your work in a way that suits you and your team, giving you the freedom for children drop-offs and pick-ups, walking your dog or adventurous cat, avoiding peak commuting times or gym slots, appointments, or supporting your family in an emergency. 🕒✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Work the way that works for you with Monzo! 💼\u0026lt;/p\u0026gt;\n\u0026lt;h3\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/h3\u0026gt;\n\u0026lt;p\u0026gt;💰Base salary £170k - £225k + Equity +\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️ We can help you relocate to the UK\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor visas\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚Learning budget of £1,000 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-AL1 #LI-REMOTE\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43595,"name":"Engineering","child_ids":[],"parent_id":396396}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/5018066","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":2534128,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":5018066,"updated_at":"2026-09-25T05:17:09-04:00","requisition_id":"861","title":"Engineering Manager","company_name":"Monzo","first_published":"2023-04-28T07:57:31-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;📍London or Remote (UK) |\u0026lt;strong\u0026gt; 💰 \u0026lt;/strong\u0026gt;Base salary for this role is £112,000 - £145,000 + Incentive Awards tied to your performance +\u0026lt;/span\u0026gt; \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026amp;nbsp;\u0026lt;br\u0026gt;\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Engineering Management at Monzo:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Engineering Managers at Monzo are part of cross-functional, autonomous teams and groups. Our teams are mission driven, and typically include Product Managers, backend, web and mobile engineers as well as data scientists, designers and subject matter experts relevant to that mission. Teams are organised into groups, and then collectives - we aim to keep our line management structure as shallow as possible, and for teams to directly own decision making relevant to their work.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;The Engineering Manager role at Monzo is split into three pillars - people, product, and technical leadership. Engineering Managers are accountable for the technical and delivery outcomes for their area - that means supporting and developing best in class engineering talent, as well as creating an inclusive team environment for people to do their best work.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You can read more on the expectations of Engineering Managers on our \u0026lt;a href=\u0026quot;https://monzo.com/documents/engineering-manager-framework-v2-0.pdf\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Progression Framework\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The Role\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We\u0026#39;re continuously hiring Engineering Managers as we continue to grow and build new teams. We hire on a pipeline based approach which means your application will be considered across all of our open EM positions. We use the interview process to assess your strengths and we\u0026#39;ll match you to a role that best aligns with your experience. Of course, this is a collaborative process so you can also tell us which roles you\u0026#39;re most interested in as you progress through interviews 😊 We\u0026#39;re currently hiring across Platform, Core App, and Expansion.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;You’ll spend your time:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Taking accountability for delivery across your squad(s), collaborating with the Technical Lead and Product Manager.\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Actively fostering a high bar for engineering excellence within your teams. You’re accountable for the technical outcomes your teams deliver alongside individual engineer performance and growth, so holding a high bar (and clearly articulating your expectations) is key.\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;You’ll initially lead a group of around 7-10 engineers (depending on the role) and support, coach and develop them through their career with regular 1:1s and continuous feedback.\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Partner with senior engineers in your area to drive technical initiatives that raise the bar for our engineering practices.\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Lead on communication with stakeholders from other teams, creating focus space for engineers to do their best work.\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Collaborate with the wider engineering organisation to contribute to company-wide best managerial and technical practices and standards.\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;You should apply if:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;While this is not a role which requires hands-on-coding, we are looking for an experienced manager who has a strong technical and delivery background and \u0026lt;/span\u0026gt;\u0026lt;strong\u0026gt;has worked as a software engineer in previous roles.\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;We recognise that engineering managers lead in different ways, we’re looking for someone who:\u0026amp;nbsp;\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Is comfortable operating with ambiguous problem areas with a high degree of autonomy.\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;It’s a bonus if you have experience working in an experimentation led environment.\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Has delivery experience and is able to guide the squads in achieving their outcomes.\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Focuses on outcomes over processes, who optimises for the highest impact and leverage.\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Is able to input, understand and challenge engineering decisions - but to empower the team to make those decisions themselves\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Has an understanding of what good looks like for a high-performing team of engineers and ability to chart a course to get there\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Is able to to coach people to achieve their goals\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Has a natural ability to inspire and motivate a team\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;We consider your application across all open EM roles at Monzo independent of which role you\u0026#39;ve applied for, so \u0026lt;/span\u0026gt;\u0026lt;/em\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;if you\u0026#39;ve recently applied to a similar role at Monzo and have been unsuccessful, please wait 6 months before applying again.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;How we work 💻:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Locations \u0026amp;amp; Flexible Working :\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our main tech hub is in London, but our engineers live everywhere in the UK— from Brighton to the Western Isles.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We value meeting in person but there’s no pressure to come into the office, even if you\u0026#39;re nearby. We believe you\u0026#39;ll do your best work if you are where you want to be. If you live outside of London and we ask you to come into the office, Monzo will support you with the costs. ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our offices are naturally social, especially Tuesdays, Wednesdays and Thursdays, which happen to line up with our twice-weekly Monzo lunches \u0026amp;amp; treat Thursdays 🍽️. Teams also schedule time together often for work and play – in or around the office, or online.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Set up a work schedule that delivers impact and fits your life.\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;At Monzo, we value connections, flexibility, and wellbeing. We keep our meetings during core hours to stay connected and believe in maintaining work/life balance.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll be empowered to manage your work in a way that suits you and your team, giving you the freedom for children drop-offs and pick-ups, walking your dog or adventurous cat, avoiding peak commuting times or gym slots, appointments, or supporting your family in an emergency. 🕒✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Work the way that works for you with Monzo! 💼\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The interview process:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After an initial informal 30 min recruiting call, our interview process involves two main stages:\u0026lt;/p\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Initial Call Interview (1 hour)\u0026lt;/strong\u0026gt; You\u0026#39;ll meet with one of our Senior Engineering Managers or Engineering Directors. They\u0026#39;ll ask you about your previous experience, in particular people leadership, product delivery and technical leadership. They’ll ask example based questions (‘Tell me about a time when…’)\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Loop Stage (3 hours 30 mins)\u0026lt;/strong\u0026gt; The Loop stage consists of 3 x 60 min interviews that take place over 1-2 days (depending on your availability) and one 30 minute reverse interview (more details below).\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;p\u0026gt;The Loop is one stage, and the interviews in the Loop are:\u0026lt;/p\u0026gt;\n\u0026lt;p style=\u0026quot;padding-left: 40px;\u0026quot;\u0026gt;\u0026lt;em\u0026gt;- Team and Org Management (1 hour)\u0026lt;/em\u0026gt; \u0026lt;br\u0026gt;An example based interview with 1-2 of our engineering leaders. They’re interested to hear examples from your previous experience on the teams you’ve led, how you’ve shaped and partnered with product, and the impact you had.\u0026lt;/p\u0026gt;\n\u0026lt;p style=\u0026quot;padding-left: 40px;\u0026quot;\u0026gt;\u0026lt;em\u0026gt;- System Design (1 hour)\u0026lt;/em\u0026gt; \u0026lt;br\u0026gt;You\u0026#39;ll partner with a Staff or Principal Engineer on a technical whiteboarding exercise.\u0026lt;/p\u0026gt;\n\u0026lt;p style=\u0026quot;padding-left: 40px;\u0026quot;\u0026gt;\u0026lt;em\u0026gt;- Behavioural (1 hour)\u0026lt;/em\u0026gt; \u0026lt;br\u0026gt;Similar to Team and Org Management, this is an example based interview with 1-2 Engineering Leaders. This interview focuses on your people leadership style and core behaviours as an Engineering Manager.\u0026lt;/p\u0026gt;\n\u0026lt;p style=\u0026quot;padding-left: 40px;\u0026quot;\u0026gt;\u0026lt;em\u0026gt;- Chat with an Engineering Leader (30 mins)\u0026lt;/em\u0026gt; \u0026lt;br\u0026gt;At Monzo, we believe interviews are a two-way street. This will be your opportunity to ask us any questions about Monzo, engineering leadership or our teams – whatever’s on your mind.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;All things going well, you\u0026#39;ll have completed the hiring process 🚀\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 3-4 weeks but we will always work around your availability. You’ll have the chance to speak to our recruitment team throughout the process.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;💰 \u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Base salary for this role is £112,000 - £145,000 + Incentive Awards tied to your performance\u0026lt;/span\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;✈️ We can help you relocate to the UK\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;✅ We can sponsor visas\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;📍We offer flexible working with no company mandate on how often you need to come into the office. You can be London based or remote within the UK (with ad hoc visits to our London office).\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;📚Learning budget of £1,000 a year for books, training courses and conferences\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;➕And much more, see our full list of benefits\u0026lt;/span\u0026gt; \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;We\u0026#39;re usually always hiring for Engineering Managers, so there\u0026#39;s no closing date for this job.\u0026lt;/span\u0026gt;\u0026lt;/em\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;\u0026amp;nbsp;\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;#LI-AL1 #LI-REMOTE\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43595,"name":"Engineering","child_ids":[],"parent_id":396396}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/6945371","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3162214,"location":{"name":"Barcelona"},"metadata":null,"id":6945371,"updated_at":"2026-09-25T05:17:09-04:00","requisition_id":"2166","title":"Engineering Manager","company_name":"Monzo","first_published":"2025-07-31T05:55:49-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍Barcelona, Spain | 💰 Base salary for this role is depending on experience\u0026amp;nbsp;+\u0026lt;em\u0026gt; \u0026lt;/em\u0026gt;Incentive Awards tied to your performance\u0026lt;em\u0026gt; \u0026lt;/em\u0026gt;\u0026amp;nbsp;+ benefits\u0026amp;nbsp;\u0026lt;br\u0026gt;Hybrid model: 3 days a week in the office\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;⭐ Engineering Management at Monzo\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Engineering Managers at Monzo are part of cross-functional, autonomous teams and groups. Our teams are mission driven, and typically include Product Managers, backend, web and mobile engineers as well as data scientists, designers and subject matter experts relevant to that mission. Teams are organised into groups, and then collectives - we aim to keep our line management structure as shallow as possible, and for teams to directly own decision making relevant to their work.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Engineering Managers are accountable for the technical and delivery outcomes for their area - that means supporting and developing best in class engineering talent, as well as creating an inclusive team environment for people to do their best work. You’ll be responsible for structuring, organising, supporting and challenging your team to deliver on their mission.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You can read more on the expectations of Engineering Managers on our\u0026lt;a href=\u0026quot;https://monzo.com/documents/engineering-manager-framework-v1-0.pdf\u0026quot;\u0026gt; Progression Framework\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Leading a high performing, senior team of engineers. You’ll be supporting, coaching, and developing them through their careers.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Partnering closely with other disciplines including Product, Design, Research, and Data, to build out product strategy, vision and mission setting, and goal setting.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Taking accountability for delivery across your squad(s), collaborating with Technical Leads and Product Manager.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Actively fostering a high bar for engineering excellence within your teams.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Partner with senior engineers in your area to drive technical initiatives that raise the bar for our engineering practices.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Lead on communication with stakeholders from other teams, creating focus space for engineers to do their best work.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Collaborate with the wider engineering organisation to contribute to company-wide best managerial and technical practices and standards.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;While this is not a role which requires hands-on-coding, we are looking for an experienced manager who has a strong technical and delivery background and has worked as a software engineer in previous roles.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We recognise that engineering managers lead in different ways, we’re looking for someone who:\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Has worked on user-facing mobile products - ideally, you’ll be able to discuss the product impact you’ve made in your previous roles, including working on product strategy, roadmapping, and goal setting.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a founder mindset and like taking ownership of anything that will drive business impact.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Has an understanding of what good looks like for a high-performing team of engineers and ability to chart a course to get there\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Is comfortable operating with ambiguous problem areas with a high degree of autonomy.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;It’s a bonus if you have experience working in an experimentation led environment.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Has delivery experience and is able to guide the squads in achieving their outcomes.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Focuses on outcomes over processes, who optimises for the highest impact and leverage.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Is able to input, understand and challenge engineering decisions - but to empower the team to make those decisions themselves\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Is able to to coach people to achieve their goals\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Has a natural ability to inspire and motivate a team\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The interview process:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves three main stages\u0026lt;/p\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Recruiter Call (30 mins)\u0026lt;/strong\u0026gt; You\u0026#39;ll meet our Engineering Leadership Recruiter to discuss your experience and learn more about Monzo. They\u0026#39;ll be your partner and guide throughout the interview process.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Initial Call (1 hour)\u0026lt;/strong\u0026gt; You\u0026#39;ll meet with one of our Senior Engineering Managers or Engineering Directors. They\u0026#39;ll ask you about your previous experience, in particular people leadership, product delivery and technical leadership. They’ll ask example based questions (‘Tell me about a time when…’)\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Loop Stage (3 hours 30 mins)\u0026lt;/strong\u0026gt; The Loop stage consists of 3 x 60 min interviews that take place over 1-2 days (depending on your availability) and one 30 minute reverse interview (more details below).\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;- Team and Org Management (1 hour)\u0026lt;/em\u0026gt;\u0026lt;em\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/em\u0026gt; An example based interview with 1-2 of our engineering leaders. They’re interested to hear examples from your previous experience on the teams you’ve led, how you’ve shaped and partnered with product, and the impact you had.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;- System Design (1 hour)\u0026lt;/em\u0026gt;\u0026lt;em\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/em\u0026gt; You\u0026#39;ll partner with a Staff or Principal Engineer on a technical whiteboarding exercise.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;- Behavioural (1 hour)\u0026lt;/em\u0026gt;\u0026lt;em\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/em\u0026gt; Similar to Team and Org Management, this is an example based interview with 1-2 Engineering Leaders. This interview focuses on your people leadership style and core behaviours as an Engineering Manager.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;- Chat with an Engineering Leader (30 mins)\u0026lt;/em\u0026gt;\u0026lt;em\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/em\u0026gt; At Monzo, we believe interviews are a two-way street. This will be your opportunity to ask us any questions about Monzo, engineering leadership or our teams – whatever’s on your mind.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;All things going well, you\u0026#39;ll have completed the hiring process 🚀\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 Base salary for this role is depending on experience +\u0026lt;em\u0026gt; \u0026lt;/em\u0026gt;Incentive Awards tied to your performance\u0026lt;em\u0026gt; \u0026lt;/em\u0026gt;\u0026amp;nbsp;+ benefits\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍Barcelona, Spain\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚Learning budget of €1,200 a year for books, training courses and conferences\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;#LI-JS1\u0026amp;nbsp;\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43595,"name":"Engineering","child_ids":[],"parent_id":396396}],"offices":[{"id":332444,"name":"Barcelona","location":null,"child_ids":[],"parent_id":109271}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8256125","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3572641,"location":{"name":"Dublin"},"metadata":null,"id":8256125,"updated_at":"2026-10-08T06:10:00-04:00","requisition_id":"3534","title":"Head of Credit Risk Oversight","company_name":"Monzo","first_published":"2026-10-07T04:00:28-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-family: helvetica, arial, sans-serif; font-size: 12pt;\u0026quot;\u0026gt;📍Dublin | 💶 €121,000 - €163,000 + Incentive Awards tied to your performance + benefits | \u0026lt;a href=\u0026quot;https://www.youtube.com/watch?v=U62l09nB0M4\u0026quot;\u0026gt;Hear from the team\u0026lt;/a\u0026gt; ✨\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;⭐ Our Risk team\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Monzo is building a bank for Europe, and lending sits at the heart of that plan. The Head of Credit Risk Oversight is a senior risk leadership role in the Second Line of Defence (2nd LoD), shaping how Monzo Bank Europe lends as it scales across the continent. You\u0026#39;ll join early enough to set the standard, and stay to see it grow with the portfolio. Roles like this don\u0026#39;t come along often.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You\u0026#39;ll lead the oversight of Monzo Bank Europe’s whole lending business. That means driving our Credit Risk Framework, defining the risk appetite, challenging and shaping our credit strategy, and overseeing how the business executes it within that appetite, right across the credit lifecycle. You\u0026#39;ll spot the risks inthe portfolio before they show up in the numbers, so Monzo Bank Europe can grow fast and keep growing.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You\u0026#39;ll also lead our credit risk analytics and measurement. You\u0026#39;ll direct the development of our IFRS 9 expected credit loss models, make sure our impairment provisions hold up, and turn portfolio data into insight the business acts on. You\u0026#39;ll do that with modern methods and technology, including artificial intelligence, and set the standard for how we use and control them.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This role reports to the Director of Credit Risk, Monzo Bank Europe.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;The role you are applying for is a Controlled Function (CF-2) within the meaning of the Central Bank Reform Act, 2010. For this role, appointment will be conditional on Monzo being fully satisfied that the appointee meets the requirements as set out in the Fitness and Probity Standards 2018 issued by the Central Bank of Ireland. As a CF, the role holder will be subject to Conduct Standards under the Central Bank of Ireland Individual Accountability Framework and will be required to take reasonable steps to ensure that the relevant conduct standards are met.\u0026lt;/em\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑 You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt; Credit Risk Framework and Appetite\u0026lt;/strong\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Developing, implementing and continuously improving our Credit Risk Framework in Europe, keeping it aligned to the entity\u0026#39;s strategy.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Formulating and overseeing the Credit Risk Appetite Statement and its limit structure, so lending growth stays inside agreed boundaries.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Turning appetite into practical limits, triggers and escalation paths, and overseeing how the First Line of Defence (1st LoD) puts them into practice.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Embedding group-wide credit risk frameworks locally, with clear escalation between global standards and local policy.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt; 2nd LoD oversight of credit risk activities\u0026lt;/strong\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Giving independent oversight and challenge across credit policy, underwriting and credit decisioning strategies, affordability, pricing, and collections and recovery.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Issuing formal 2nd LoD opinions on new products, policy and strategy changes, and material lending decisions.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Reviewing portfolio asset quality regularly, including performance trends, vintage analysis and emerging pockets of risk.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Overseeing the adequacy assessment of IFRS 9 impairment provisions, and giving a clear 2nd LoD view on whether provisions are appropriate.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt; Credit risk measurement\u0026lt;/strong\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Leading the measurement of our credit risk end to end, from data and methodology through to the loss estimates we report.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Owning the development and maintenance of the IFRS 9 expected credit loss models, including the PD, LGD, EAD and forward-looking information (FLI) inputs behind them.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Setting the methodology for staging, significant increase in credit risk, macroeconomic scenarios and post-model adjustments.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Keeping model documentation and evidence in good shape, and closing validation findings on time.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Bringing advanced techniques and artificial intelligence into how we build and run these models, with the controls and transparency that come with them.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Supplying credit risk parameters and expert input to capital, stress testing and financial planning work.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt; Monitoring, early warning and MI\u0026lt;/strong\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Building credit risk monitoring and early warning processes that spot problems early.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Delivering high quality, timely credit risk management information and insight to senior internal and external stakeholders.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Making the numbers tell a clear story, so people can make decisions quickly and confidently.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt; Committee governance and independent challenge\u0026lt;/strong\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Acting as Secretariat and Deputy Chair of the Credit Risk Oversight Committee, shaping agendas, tracking actions, and presenting 2nd LoD reports and opinions.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Escalating credit risk appetite breaches and material risks promptly to the Executive Risk Committee and the Board Risk Committee.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Giving clear, evidence-based challenge to 1st LoD credit, analytics and product teams, and to accountable executives.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt; Regulatory compliance and engagement\u0026lt;/strong\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Making sure credit risk management meets the legal and regulatory requirements of the markets we operate in, including Central Bank of Ireland (CBI) requirements, Irish and European Union law, and European Banking Authority (EBA) and European Central Bank (ECB) guidelines.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Leading the 2nd LoD assessment of changing and new credit regulation.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Supporting regulatory reporting and engagement, and supporting the Director of Credit Risk on executing their PCF-22 obligations.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Acting as a key point of contact for the CBI, internal audit and external auditors on credit risk matters.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt; Leadership and stakeholder management\u0026lt;/strong\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Building the credit risk oversight function from the ground up. You\u0026#39;ll start hands-on, then hire and lead a team as the business grows.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Putting cutting-edge technology at the heart of how the function works from day one, including generative and agentic artificial intelligence, and making sure we control those tools as carefully as we control everything else.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Balancing commercial ambition with rigorous risk boundaries, and helping the business grow safely.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have a degree in a quantitative or financial discipline, such as Economics, Econometrics, Statistics, Mathematics, Finance or Financial Engineering. Further qualifications like the CFA, FRM or PRM are a strong plus.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;ve led credit risk oversight or credit risk measurement in a retail bank, challenger bank or a top financial regulatory consulting practice, ideally in a regulated European Union entity.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You know retail credit risk modelling inside out: PD, LGD, EAD, IFRS 9 staging and expected credit loss, affordability and forward-looking information.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;ve owned or independently challenged credit risk appetite, credit policy, underwriting and collections strategies, and you can tell a strong one from a weak one.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You understand European regulation well, including EBA and ECB guidelines, IFRS 9, the CCD2 and GDPR, and how they apply day to day.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have proven experience in independent engagement with with internal and external auditors and supervisory authorities, preferably the CBI and/or ECB\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;re tech-fluent, with hands-on SQL and Python, and keen to use generative and agentic artificial intelligence to speed up risk work, with clear eyes on the controls that need to come with it.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You give clear, structured, objective challenge to 1st LoD teams, and people listen because your evidence is strong.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;ve built credit risk frameworks, models or governance from scratch, including where data is sparse.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can turn complex analysis into simple, useful insight for senior management and the board.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 A salary range of €121,000 - €163,000 + Incentive Awards tied to your performance.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role will have a hybrid working model, based in our Dublin office 2 - 3 days a week. You will also travel to Monzo’s head office in London from time to time.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏝 Annual Leave - 34 days including public holidays (24 holiday days + 10 public holidays)\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚€1,200 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏥 Private healthcare scheme\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰Pension scheme: the minimum contribution is 4% and Monzo matches any additional contributions that you make up to a maximum of 6%\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💛 Wellbeing benefits: financial education, women’s and men’s health support, mental health benefits, including coaching and counselling\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈 The application journey has 3 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;An introductory call with a member of the Monzo Recruitment team\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;An initial call with the hiring manager\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;A series of role specific, behavioural \u0026amp;amp; leadership principles interviews\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible! We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-MOS1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43601,"name":"Risk \u0026 Compliance","child_ids":[],"parent_id":396395}],"offices":[{"id":332441,"name":"Dublin","location":null,"child_ids":[],"parent_id":109270}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8281382","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3582084,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":8281382,"updated_at":"2026-10-15T06:37:13-04:00","requisition_id":"3556","title":"Integrated Marketing Lead","company_name":"Monzo","first_published":"2026-10-15T05:50:41-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London or Remote (UK) | 💰£78,000 - £128,000 +\u0026lt;a href=\u0026quot;https://monzo.com/careers#benefits\u0026quot;\u0026gt; Benefits\u0026lt;/a\u0026gt; | 12 month fixed term contract\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;The Integrated Marketing Lead will lead our marketing efforts across all channels, driving the marketing strategy and delivering campaigns that align with Monzo’s business objectives. You will also manage teams to deliver these campaigns where relevant.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;This is a 12 month fixed term contract.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Capabilities\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Cross-Functional Leadership: Ability to effectively align and guide Marketing centres of excellence (across channels, content and other areas) to drive campaigns for your Collective that are cohesive and impactful\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Strategic Thinking \u0026amp;amp; Vision: Capacity to develop a comprehensive and scalable marketing strategy that drives outcomes for the Wealth business while balancing the overall capacity of Marketing CoEs.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Commercial Acumen in Marketing: Strong understanding of budget management and resource allocation, with knowledge of which campaigns deliver value for your Collective\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Integrated Campaign Design: Expertise in crafting and executing integrated marketing campaigns that connect messaging, creative assets, and channels to create a unified and compelling product narrative.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Data-Driven Optimisation: Proficiency in using data and analytics to evaluate marketing performance, identify opportunities for optimization (in line with Commercial acumen above), and refine strategies/portfolios of campaigns\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What you’ll be doing: \u0026lt;/strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;Set, develop and execute the integrated marketing strategy for the Collective, both semi-annually and on on-going basis (as needed). This needs to align with Collective’s business goals, customer needs and Marketing capacity\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Ensure the portfolio of campaigns is delivered for your Collective, collaborating with teams in Marketing (in particular PMM), product and growth. You need to drive consistency, transparency and alignment of these campaigns across these groups\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Manage any Collective-specific budget (where it exists), and the capacity for the Collective’s campaigns within owned channels. Work closely with finance and relevant teams to ensure capacity allocation aligns with business priorities\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Monitor and report on Collective’s performance, tracking key metrics and regularly providing updates to senior leadership\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Lead the optimisation of your Collective’s marketing campaigns, acting as either thought partner or operator/executor depending on importance.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Support stakeholder communication by preparing presentations, strategic updates, and reports, ensuring leadership stays informed of key Collective outcomes\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;You’ll love this role if you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Lead marketing initiatives within a tech or regulated financial services environment.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Are passionate about building and leading inclusive, high-performing teams.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Own outcomes and drive work for a business or part of a business\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Have a track record of managing several Marketing campaigns\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Influence senior stakeholders and align marketing strategies with business objectives\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Own and report on performance metrics for business areas overall\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Have strong analytical skills and are comfortable with tools like spreadsheets and Looker\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Are experienced in managing both cash budgets and channel capacity in a marketing context\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Are organised, detail-oriented, and an excellent project manager.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Communicate effectively and clearly\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;A bit about you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;​ You think strategically, but you’re not afraid to get hands-on.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;​ You understand how to prioritise when there’s a lot to juggle\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;​ You bring people together and know how to get them excited about the work.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;​ You care about doing the right thing for customers and for the business.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;​ You’re humble and curious, asking for help when you need it and you’re always looking for ways to do things better.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The Interview Process\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves three main stages:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Initial Call (30mins)\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Case Study Presentation (45mins)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;x2 final interviews via Google Meet (45mins for each interview)\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo.\u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt; You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll hear from us throughout the application process, but if you’ve got any questions, please reach out to hiring@monzo.com. You can also use this email address to let us know if there’s anything we can do to make the process easier for you because of disability, neurodiversity or anything else.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;£98,000 - £128,000 as a base salary\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;This role will be based out of our London office next to Liverpool Street station in a hybrid approach of office based and home working, or remotely within the UK\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Learning budget of £1,000 a year for books, training courses and conferences\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;And much more, see our full list of benefits\u0026lt;a href=\u0026quot;https://monzo.com/careers#benefits\u0026quot;\u0026gt; \u0026lt;strong\u0026gt;here\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out. \u0026lt;br\u0026gt;\u0026lt;br\u0026gt;#LI-JB1 #LI-REMOTE\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43600,"name":"Marketing \u0026 Community","child_ids":[],"parent_id":396395}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8281352","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3582074,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":8281352,"updated_at":"2026-10-15T05:53:08-04:00","requisition_id":"3555","title":"Integrated Marketing Manager","company_name":"Monzo","first_published":"2026-10-15T05:53:08-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London or Remote (UK) | 💰£68,000 - £88,000 +\u0026lt;a href=\u0026quot;https://monzo.com/careers#benefits\u0026quot;\u0026gt; Benefits\u0026lt;/a\u0026gt; | 12 month fixed term contract\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We\u0026#39;re looking for an Integrated Marketing Manager to play a big role in bringing our marketing campaigns to life for one of our key teams - what we call a Collective (Borrowing, Wealth, Growth, Core Banking, Payments, or Business Banking).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll report into the Lead for your area and work closely with lots of different teams across Monzo to make sure our marketing is joined-up, effective, and delivers real results.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This is a hands-on role where you\u0026#39;ll be leading the charge on campaign planning and performance, working with a smart, supportive group of marketers, product managers, analysts, and creatives.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;This is a 12 month fixed term contract.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Key Responsibilities\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;​Owning and delivering the integrated marketing strategy for your Collective - both long-term and in response to new opportunities as they come up.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;​Bringing together the right people across Marketing especially Product Marketing, Product, and Growth to make sure every campaign is clear, connected, and on track.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;​Managing budgets and capacity for your area - making sure we’re focusing on what matters most and that’s where we’re investing.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;​Keeping a close eye on how things are going - tracking campaign performance, spotting trends, and sharing updates with senior leadership.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;​Optimising our campaigns over time - sometimes as a strategic thought partner, sometimes by rolling up your sleeves and getting stuck in.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;​Supporting visibility of stakeholders with updates and insights that keep everyone informed and aligned.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;You’ll love this role if you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Are a natural at driving projects, and love getting campaigns you’re proud of over the line with cross-functional teams.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;​Are comfortable working across lots of different marketing channels and understand how to bring them together in a way that makes sense to customers.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;​Have a solid understanding of campaign performance metrics and know how and when to act on them.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;​Have experience working in marketing within a regulated or fast-moving tech environment.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;​Are confident using data and analytics to spot opportunities, improve performance, and tell a clear story.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;​Are a great communicator who can tailor your message to your audience — whether that’s senior leadership or the people you’re collaborating with every day.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;A bit about you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;​You think strategically, but you’re not afraid to get hands-on.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;​You understand how to prioritise when there’s a lot to juggle\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;​You bring people together and know how to get them excited about the work.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You care about doing the right thing for customers and for the business.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re humble and curious, asking for help when you need it and you’re always looking for ways to do things better.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The Interview Process\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves three main stages:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Initial Call (30mins)\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Case Study Presentation (45mins)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;x2 final interviews via Google Meet (45mins for each interview)\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo.\u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt; You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll hear from us throughout the application process, but if you’ve got any questions, please reach out to hiring@monzo.com. You can also use this email address to let us know if there’s anything we can do to make the process easier for you because of disability, neurodiversity or anything else.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;£68,000 - £88,000 as a base salary\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;This role will be based out of our London office next to Liverpool Street station in a hybrid approach of office based and home working, or remotely within the UK\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Learning budget of £1,000 a year for books, training courses and conferences\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;And much more, see our full list of benefits\u0026lt;a href=\u0026quot;https://monzo.com/careers#benefits\u0026quot;\u0026gt; \u0026lt;strong\u0026gt;here\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out. \u0026lt;br\u0026gt;\u0026lt;br\u0026gt;#LI-JB1 #LI-REMOTE\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43600,"name":"Marketing \u0026 Community","child_ids":[],"parent_id":396395}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8267489","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3577213,"location":{"name":"London"},"metadata":null,"id":8267489,"updated_at":"2026-10-15T12:27:54-04:00","requisition_id":"00788","title":"Lead Brand Designer","company_name":"Monzo","first_published":"2026-10-15T12:27:54-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London (Hybrid) | 💰£75,000 - £95,000 + Incentive Awards tied to your performance + \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt; |\u0026amp;nbsp; \u0026lt;a href=\u0026quot;https://www.youtube.com/watch?v=U62l09nB0M4\u0026quot;\u0026gt;Hear from the team\u0026lt;/a\u0026gt; ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;⭐Our Design Team\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re a team of 115+ designers, researchers, and brand experts led by Chief Design Officer Vuokko Aro. We’re on a mission to make money work for everyone.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re seeking an experienced \u0026lt;strong\u0026gt;Lead Brand Designer \u0026lt;/strong\u0026gt;with a strong portfolio in branding, art direction and typography.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;In this role, as part of a digital-first team, you’ll shape Monzo’s visual identity, deliver high-quality design solutions aligned with strategic goals, and drive innovative ideas as a conceptual thinker. Your designs will combine creativity and vision, ensuring they’re both compelling and rooted in strong concepts.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;As part of our dynamic internal creative studio, you’ll collaborate with designers and writers, exchanging feedback and raising design standards. Working closely with the Creative Director, you’ll ensure consistency and evolve the Monzo brand by partnering with product designers, marketing teams, and external agencies.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Key projects include refining brand guidelines, developing motion storyboards, managing production and print, creating campaign assets, collaborating on web designs and product designs, and elevating internal design projects.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Creative Leadership.\u0026amp;nbsp; \u0026lt;/strong\u0026gt;Leading and overseeing end-to-end projects, from ideation to execution, working collaboratively with cross-functional teams, including marketing, product design, and engineers.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;People management\u0026lt;/strong\u0026gt;. You will need management skills to manage a small team of designers, by guiding and supporting them with our internal leveling frameworks.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Mentoring\u0026lt;/strong\u0026gt; and providing guidance to designers, fostering a collaborative and productive team environment. Run design critiques and help others navigate projects with cohesive and thoughtful feedback.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Brand Guardian: \u0026lt;/strong\u0026gt;Guide external agency partners on all things design and creative concepts.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Brand Design. \u0026lt;/strong\u0026gt;Develop, evolve and maintain brand identities, ensuring consistency across all touchpoints.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Hands-On Design: Figma FIRST. \u0026lt;/strong\u0026gt;Roll up your sleeves and contribute directly to the design work, whether it’s crafting a standout campaign, refining our typography, or animating assets.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Typography. \u0026lt;/strong\u0026gt;Utilize expert knowledge of typography to create visually appealing and readable designs.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Collaboration and Communication\u0026lt;/strong\u0026gt;. Work closely with cross-functional teams, including marketing, product development, and project management, to deliver cohesive design solutions.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Creatively concept art direction\u0026lt;/strong\u0026gt; and motion for in-app experiences with product teams.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have a proven track record in design roles, with a strong portfolio demonstrating branding, art direction, product design, advertising campaigns and typography.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have experience in managing designers and leading design projects.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have strong typography skills.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You demonstrate proficiency in design software such as Adobe Creative Suite (Photoshop, Illustrator, After Effects),\u0026lt;strong\u0026gt; Figma is a must. \u0026lt;/strong\u0026gt;Motion skills, 3D programs, Ai toolings,\u0026amp;nbsp; are a plus.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have excellent communication skills and the ability to articulate design concepts to both internal teams and senior management.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have strong stakeholder management skills.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;re a creative problem solver who can manage multiple projects simultaneously and balance competing priorities.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;re curious about AI tools and how they can enhance the creative process, ideally with some hands-on experience using them in your design work.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have experience in fast-paced tech startups or creative agencies working on global brands.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have experience in additional areas like web design, print design, storyboarding, art direction, film, and illustration.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re obsessed with strategically designing within a brand, and have strong skills with evolving within a brand guideline.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have strong motion ideation and storyboarding skills.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰£75,000 - £95,000 + Incentive Awards tied to your performance\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚£1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏡We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈 The application journey has 3 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;30-minute call with our Recruiter, Tom\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;1-hour craft interview where you’ll present a single case study to 2 members of our Brand Design team. \u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;1-hour interview covering values \u0026amp;amp; ways of working.\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;To help us understand your skills and experience, please include both your CV and a portfolio showcasing your work. We\u0026#39;d particularly love to see examples of projects you\u0026#39;ve led from start to finish, with a clear explanation of your individual role, responsibilities and contributions.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;This process should take around 4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them here.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;#LI-TR1\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-Remote\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":44825,"name":"Design","child_ids":[],"parent_id":396396}],"offices":[{"id":14736,"name":"London","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/6369658","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":2767189,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":6369658,"updated_at":"2026-09-25T05:17:09-04:00","requisition_id":"1266","title":"Lead Data Scientist","company_name":"Monzo","first_published":"2024-11-04T09:29:27-05:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;h4\u0026gt;📍London or Barcelona | UK remote | 💰 £95,000 to £130,000 + Incentive Awards tied to your performance +\u0026lt;a href=\u0026quot;https://monzo.com/careers/#benefits\u0026quot;\u0026gt; Benefits\u0026lt;/a\u0026gt;|\u0026lt;a href=\u0026quot;https://monzo.com/blog/technology\u0026quot;\u0026gt; Technology\u0026lt;/a\u0026gt; -\u0026lt;a href=\u0026quot;https://monzo.com/blog/data\u0026quot;\u0026gt; Data\u0026lt;/a\u0026gt; \u0026amp;nbsp;\u0026lt;/h4\u0026gt;\n\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;About our\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt; Data Science\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt; Teams:\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;We\u0026#39;re looking for a Lead Data Scientist excited to help build the bank of the future. You\u0026#39;ll have the opportunity to super charge our user engagement in 2026 and help us to build a bank that customers truly love.\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;At Monzo, we\u0026#39;re building a bank that is fair, transparent and a delight to use. We’re growing extremely fast and have over 11 million customers in the UK. We’ve built a product that people love and more than 80% of our growth comes from word of mouth and referrals.\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Enable Monzo to Make Better Decisions, Faster\u0026lt;/span\u0026gt;\u0026lt;/em\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;We have a strong culture of data-driven decision making across the whole company. And we\u0026#39;re great believers in powerful, real-time analytics and empowerment of the wider business. All our data lives in one place and is super easy to use. 90% of day-to-day data-driven decisions are covered by self-serve analytics through Looker which gives data scientists the head space to focus on more impactful business questions and analyses.\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;How we hire\u0026lt;/strong\u0026gt;\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;We are excited to be expanding and are hiring for multiple roles across our Data Science teams! Whether your interests lie in Borrowing, Growth, Payments, Fincrime, Wealth, or Core, we are looking for talented individuals with a versatile skill set to contribute across our squads. While we allocate teams after the interview process, we aim to match your skills and aspirations with the most suitable role. Throughout the process, you will meet team members from across our Data Science collectives, who will guide you through the opportunities available. Join us and be part of shaping our future!\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;What you’ll be working on:\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Lead the data strategy and continue to evolve Monzo for our customers to make it magically simple to manage money day-to-day\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Develop and execute best practices for experimentation enabling our team to make data informed decisions\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Collaboratively set standards and work with data across Monzo, fostering knowledge sharing and continuously improving data practices.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Work closely with leaders in product, engineering, design and research to build and iterate on product ideas\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;You should apply if:\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You enjoy working with cross functional fast moving teams\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are able to think strategically about commercial products and how decisions using data can unlock more value for our customers\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are excited about mentoring other data scientists and analytics engineers\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are excited by experimentation and utilising new data techniques to solve challenging problems\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You want to understand the nuances of our data and are excited about laying the key foundational knowledge for our new products and features\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are opinionated about how to think about measuring success and are willing to challenge the status quo\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The interview process:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves:\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Recruiter Call\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Initial Call\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Technical assessment\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Final Interviews\u0026lt;/li\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Business Fit/Collaboration\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Case Study\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Technical Interview\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 2-3 weeks but we will always work around your availability. You will have the chance to speak to our recruitment team at various points during your process.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;One of our recruiters has written a blog on the process, for extra details, hints and tips please see\u0026lt;a href=\u0026quot;https://monzo.com/blog/2022/03/21/data-hiring-at-monzo\u0026quot;\u0026gt; Data Hiring at Monzo\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;💰 \u0026lt;/strong\u0026gt;£95,000 to £130,000 + Incentive Awards tied to your performance + Benefits\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;✈️ We can help you relocate to the UK or Spain\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;✅ We can sponsor visas\u0026amp;nbsp;\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;📍This role can be based in our London or Barcelona offices, but we\u0026#39;re also open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;📚\u0026lt;/span\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Learning budget of £1,000 a year for books, training courses and conferences\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;➕And much more, see our full list of benefits \u0026lt;/span\u0026gt;\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you prefer to work part-time, we\u0026#39;ll make this happen whenever we can - whether this is to help you meet other commitments or strike a great work-life balance.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-NB2 #LI-Remote\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":53656,"name":"Data","child_ids":[],"parent_id":396396}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8121191","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":false}],"internal_job_id":3485337,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":8121191,"updated_at":"2026-09-25T05:17:09-04:00","requisition_id":"12508","title":"Lead Machine Learning Scientist, Business Banking","company_name":"Monzo","first_published":"2026-08-11T05:08:48-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London/Cardiff/UK Remote | 💰 £115,000 - £150,000 + Incentive Awards tied to your performance + \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp; ✨\u0026lt;/p\u0026gt;\n\u0026lt;h1\u0026gt;About our Machine Learning Business Banking team\u0026lt;/h1\u0026gt;\n\u0026lt;p\u0026gt;Our mission in Business Banking is to simplify banking for small businesses;\u0026amp;nbsp;making business banking fairer, simpler and more transparent. Monzo Business Banking is fast-growing, is the UK’s most recommended business account for overall service quality. We recently hit 1 million customers and are used by 1 in 6 UK SMEs.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We want to help businesses spend less time on financial admin and more time focused on running and growing their business. We’re building intelligent, data-driven and AI/ML-enabled product experiences that help small businesses feel more in control, make better decisions, and get more value from Monzo.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;ML is at the core of how we build and scale our products, enabling Monzo to make better decisions, faster, and helping us serve businesses more effectively.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;As a Lead Machine Learning Scientist in Business Banking, you’ll help build and ship models that power the next generation of Business Banking experiences. You’ll work closely with Product, Engineering, Design, Research, Data Science and Analytics Engineering to bring ML-enabled product capability into the heart of how we build for businesses.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Whether it’s helping businesses understand their cash flow, reducing manual admin, surfacing the right insight at the right moment, or helping teams build intelligent product experiences responsibly, our work makes business banking smarter, simpler and more useful for SMEs.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;h1\u0026gt;What you\u0026#39;ll be working on\u0026lt;/h1\u0026gt;\n\u0026lt;p\u0026gt;As a Lead Machine Learning Scientist, you’ll be a technical leader and hands-on individual contributor, spearheading our ML and GenAI capabilities and shipping key models that powers magical Business Banking experiences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Be one of the first ML Scientists in Business Banking, bringing leadership through ambiguity by adding structure and direction to our ML capabilities while staying agile and building momentum.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Develop and deploy advanced ML models on our cloud-native data platform to serve hundreds of thousands of business customers.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Partner with Product, data science and other stakeholders to identify the highest-impact opportunities, size impact, and define success metrics.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Decide when to use ML, GenAI, or simpler approaches and be clear on trade-offs.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Design robust evaluation and monitoring so we can ship responsibly and measure impact in production.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Lead the design and implementation of batch and near-real-time models (e.g. LLM-powered experiences, predictive models, time-series forecasting).\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Collaborate closely with MLOps and Backend Engineering to operationalise models end-to-end and raise the bar on ML lifecycle rigor.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Set technical standards, mentor others, and support experimentation and iteration.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;h1\u0026gt;You should apply if\u0026lt;/h1\u0026gt;\n\u0026lt;p\u0026gt;What we’re doing here at Monzo excites you!\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have a multiple year track record of excellence leading the development and deployment of advanced Machine Learning models to tackle real business problems, preferably in a fast-moving tech company.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have experience developing and shipping state-of-the-art ML models to production and delivering business impact.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;re impact-driven and excited to own the end-to-end journey that starts with a business problem and ends with your solution having a measurable impact in production.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a self-starter mindset; you proactively identify issues and opportunities and tackle them without being told to do so.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You speak Python fluently and have extensive, hands-on experience with \u0026lt;code\u0026gt;scikit-learn\u0026lt;/code\u0026gt;. You are comfortable using SQL, and keen to learn Go, which is used in many of our backend microservices.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re comfortable working in a team that deals with ambiguity and have experience helping your team and stakeholders resolve that ambiguity.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You want to be involved in building a product that small businesses use to run and manage their financial lives every day.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a product mindset: you care about customer outcomes and you want to make data-informed decisions.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re excited about fast-moving developments in Machine Learning and AI and can communicate those ideas to colleagues who are not familiar with the domain.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re adaptable, curious and enjoy learning new technologies and ideas.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re excited by the opportunity to help Business Banking evolve into AI and ML-enabled product capability.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can work closely with Product, Engineering, Design, Research and Data colleagues to shape product strategy, clarify trade-offs and build things that customers actually use.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re thoughtful about responsible ML/AI; especially in financial products where trust, transparency and customer control matter.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h1\u0026gt;Nice to haves\u0026lt;/h1\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Experience working on personalisation, ranking, recommendation, forecasting, classification or decisioning problems for customer-facing applications.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Experience working on ML systems for fintech, banking, accounting, payments, lending, invoicing, cash flow, tax, risk or business software.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Experience with GenAI, LLMs, agentic workflows, retrieval, evaluation frameworks, or human-in-the-loop product experiences.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Commercial experience writing critical production code and working with microservices.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Experience designing experiments, A/B tests or other approaches to measure product and customer impact.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Experience working in regulated environments or with products where explainability, auditability and customer trust are especially important.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h1\u0026gt;The interview process\u0026lt;/h1\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves 3 main stages. We promise not to ask you any brain teasers or trick questions!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;30 minute recruiter call\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;45 minute call with hiring manager\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Full Loop: ML Modelling Interview, Product \u0026amp;amp; ML interview, Behavioural Interview, Leadership interview\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 3-4 weeks but we will always work around your availability. You will have the chance to speak to our recruitment team at various points during your process but if you do have any specific questions ahead of this please contact us on \u0026lt;a href=\u0026quot;mailto:tech-hiring@monzo.com\u0026quot;\u0026gt;tech-hiring@monzo.com\u0026lt;/a\u0026gt;. Please also use that email to let us know if there\u0026#39;s anything we can do to make your application process easier for you, because of disability, neurodiversity or any other personal reason.\u0026lt;/p\u0026gt;\n\u0026lt;h1\u0026gt;What’s in it for you\u0026lt;/h1\u0026gt;\n\u0026lt;p\u0026gt;✈️ We can help you relocate to the UK\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor visas\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚Learning budget of £1,000 a year for training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕And much more, see our full list of benefits \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;here\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you prefer to work part-time, we\u0026#39;ll make this happen whenever we can - whether this is to help you meet other commitments or strike a great work-life balance\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-REMOTE #LI-SR1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":53656,"name":"Data","child_ids":[],"parent_id":396396}],"offices":[{"id":114746,"name":"UK","location":null,"child_ids":[65099,77079,14736,45385],"parent_id":null}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8103509","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":false}],"internal_job_id":3485337,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":8103509,"updated_at":"2026-09-25T05:17:09-04:00","requisition_id":"12508","title":"Lead Machine Learning Scientist, Customer Operations","company_name":"Monzo","first_published":"2026-08-03T12:55:03-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London/Cardiff/UK Remote | 💰 £115,000 - £150,000 + Incentive Awards tied to your performance + \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp; ✨\u0026lt;/p\u0026gt;\n\u0026lt;h1\u0026gt;About our Machine Learning Operations team:\u0026lt;/h1\u0026gt;\n\u0026lt;p\u0026gt;The challenges are significant: we aim to transform customer service by reducing the time and effort required to resolve issues, enhancing customer confidence and satisfaction. As part of Operations, you’ll be at the forefront of our mission to provide unparalleled customer support experiences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Your role will be pivotal in leveraging state-of-the-art machine learning techniques (including LLMs and autonomous agents) to understand customer problems. You will lead the development of an effective human-in-the-loop system that augments automation with the efforts of our support workforce (who we call COps). This allows us to more expediently and efficiently predict, identify, disambiguate, and route customer problems at scale to support a rapidly expanding company with global ambitions across multiple geographies.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll be working closely with a team of Machine Learning Scientists in Operations, embedded in product squads alongside data scientists, backend, mobile and web engineers, product managers, user researchers, designers, and operations specialists.\u0026lt;/p\u0026gt;\n\u0026lt;h1\u0026gt;Your day-to-day:\u0026lt;/h1\u0026gt;\n\u0026lt;p\u0026gt;As a technical individual contributor, you’ll be providing technical leadership and shipping highly impactful ML-based solutions. You’ll be embedded in a cross-functional product squad, working closely with product managers, data scientists, backend engineers, and designers in an agile environment. You’ll also be a technical leader within the wider Machine Learning discipline, helping to steer technical work and drive up standards.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This will involve:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p\u0026gt;Working with stakeholders across the organisation to identify and scope out the most impactful opportunities to transform Customer Operations with Machine Learning.\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p\u0026gt;Leading the design and development of advanced Machine Learning models, exploring how LLMs, RAG, and sequence-based architectures can drive improvements in query resolution and routing.\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p\u0026gt;Providing technical leadership to drive up levels of technical expertise and best practice across the Machine Learning discipline, leading by example and mentoring others.\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p\u0026gt;Steering ongoing technical strategy, working closely with our MLOps team and backend engineers to enable rapid iteration of models and optimisations of the full ML model lifecycle.\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h1\u0026gt;You should apply if:\u0026lt;/h1\u0026gt;\n\u0026lt;p\u0026gt;What we’re doing here at Monzo excites you!\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p\u0026gt;You have a multiple year track record of excellence leading the development and deployment of advanced Machine Learning models to tackle real business problems preferably in a fast moving tech company\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p\u0026gt;You have experience developing and shipping deep learning, graph-based, and/or sequence-based ML architectures to production and delivering business impact\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p\u0026gt;You\u0026#39;re impact driven and excited to own the end to end journey that starts with a business problem and ends with your solution having a measurable impact in production\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p\u0026gt;You have a self-starter mindset; you proactively identify issues and opportunities and tackle them without being told to do so\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p\u0026gt;You have extensive experience writing production Python code and a strong command of SQL. You are comfortable using them every day, and keen to learn \u0026lt;a href=\u0026quot;https://go.dev/\u0026quot;\u0026gt;Go lang\u0026lt;/a\u0026gt; which is used in many of our backend microservices\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p\u0026gt;you’re comfortable working in a team that deals with ambiguity and have experience helping your team and stakeholders resolve that ambiguity\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p\u0026gt;you want to be involved in building a product that you (and the people you know) use every day\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p\u0026gt;you have a product mindset: you care about customer outcomes and you want to make data-informed decisions\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p\u0026gt;You\u0026#39;re excited about fast-moving developments in Machine Learning and can communicate those ideas to colleagues who are not familiar with the domain\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p\u0026gt;You’re adaptable, curious and enjoy learning new technologies and ideas\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h1\u0026gt;Nice to haves:\u0026lt;/h1\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p\u0026gt;Experience working with customer operations, capacity planning, forecasting, or in regulated institutions.\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p\u0026gt;Commercial experience writing critical production code and working with microservices.\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h1\u0026gt;The interview process:\u0026lt;/h1\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves 3 main stages. We promise not to ask you any brain teasers or trick questions!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;30 minute recruiter call\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;45 minute call with hiring manager\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Full Loop: ML Modelling Interview, Product \u0026amp;amp; ML interview, Behavioural Interview, Leadership interview\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 3-4 weeks but we will always work around your availability. You will have the chance to speak to our recruitment team at various points during your process but if you do have any specific questions ahead of this please contact us on \u0026lt;a href=\u0026quot;mailto:tech-hiring@monzo.com\u0026quot;\u0026gt;tech-hiring@monzo.com\u0026lt;/a\u0026gt;. Please also use that email to let us know if there\u0026#39;s anything we can do to make your application process easier for you, because of disability, neurodiversity or any other personal reason.\u0026lt;/p\u0026gt;\n\u0026lt;h1\u0026gt;What’s in it for you:\u0026lt;/h1\u0026gt;\n\u0026lt;p\u0026gt;✈️ We can help you relocate to the UK\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor visas\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚Learning budget of £1,000 a year for training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕And much more, see our full list of benefits \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;here\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you prefer to work part-time, we\u0026#39;ll make this happen whenever we can - whether this is to help you meet other commitments or strike a great work-life balance\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-REMOTE #LI-SR1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":53656,"name":"Data","child_ids":[],"parent_id":396396}],"offices":[{"id":114746,"name":"UK","location":null,"child_ids":[65099,77079,14736,45385],"parent_id":null}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8050756","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3485337,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":8050756,"updated_at":"2026-09-25T05:17:09-04:00","requisition_id":"12508","title":"Lead Machine Learning Scientist, FinCrime","company_name":"Monzo","first_published":"2026-07-08T08:04:26-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London/Cardiff/UK Remote | 💰 £115,000 - £150,000 + Incentive Awards tied to your performance + \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp; ✨\u0026lt;/p\u0026gt;\n\u0026lt;h1\u0026gt;About our Machine Learning FinCrime Team:\u0026lt;/h1\u0026gt;\n\u0026lt;p\u0026gt;Our Financial Crime Data team consists of over 25 people across 4 data specialisms: Analytics Engineers, Data Analysts, Machine Learning Scientists and Data Scientists. As a Lead Machine Learning Scientist, you’ll be working in a fast moving environment, building and iterating on our financial crime defensive capabilities to ensure we keep Monzo and our customers safe.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our financial crime team has a large impact on Monzo’s bottom line as fraud and scams are usually some of the largest cost line items in a bank\u0026#39;s P\u0026amp;amp;L. We have a major influence on the overall customer experience and it’s our duty to keep our customers safe. The work we do results in directly measurable customer or company benefit, which is incredibly satisfying.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our Machine Learning Scientists work on a range of problems within the different financial crime areas ranging from fraud detection and prevention, transaction monitoring for different types of suspicious activity through to customer risk assessment and operational tooling.\u0026lt;/p\u0026gt;\n\u0026lt;h1\u0026gt;What you’ll be working on:\u0026lt;/h1\u0026gt;\n\u0026lt;p\u0026gt;A Lead Machine Learning Scientist at Monzo is a technical Individual Contributor (IC) leadership position. As a technical Machine Learning expert, working with billions of rows of data stored on a modern cloud native data platform, we’ll be expecting you to leverage your deep experience of developing and deploying advanced Machine Learning models to:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Automatically and accurately detect suspicious user behaviours while minimising impact to genuine customers and operational costs\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Adapt quickly and appropriately to changing fraud and financial crime trends, ensuring our detection systems remain performant through time.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;The technical approaches you take to help solve these problems will be very much in your hands and we’ll strongly encourage and support experimentation and innovation. We’ll be expecting you to justify and demonstrate effectiveness along the way, making sure the approach meets our business and customer needs.\u0026lt;/p\u0026gt;\n\u0026lt;h1\u0026gt;Your day-to-day:\u0026lt;/h1\u0026gt;\n\u0026lt;p\u0026gt;As a technical individual contributor, you’ll be providing technical leadership and shipping highly impactful ML-based solutions. You’ll be embedded in a cross functional product squad, working closely with product managers, data scientists, backend engineers and designers in an agile environment. You’ll also be a technical leader within the Machine Learning discipline, helping to steer technical work and drive up standards.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This will involve:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Working with stakeholders across the organization to identify and scope out the most impactful opportunities to tackle Financial Crime and Fraud with Machine Learning.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Leading the design and development of advanced real time Machine Learning models, for example exploring how neural network, graph-based, and sequence-based architectures can drive improvements in detection of financial crime.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Providing technical leadership to drive up levels of technical expertise and best practice across the Machine Learning discipline, leading by example and mentoring others.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Working closely with our MLOps team to steer the ongoing development of tools to enable rapid iteration of models and optimisations of the full ML model lifecycle.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h1\u0026gt;You should apply if:\u0026lt;/h1\u0026gt;\n\u0026lt;p\u0026gt;What we’re doing here at Monzo excites you!\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have a multiple year track record of excellence leading the development and deployment of advanced Machine Learning models to tackle real business problems preferably in a fast moving tech company\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have experience developing and shipping deep learning, graph-based, and/or sequence-based ML architectures to production and delivering business impact\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;re impact driven and excited to own the end to end journey that starts with a business problem and ends with your solution having a measurable impact in production\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a self-starter mindset; you proactively identify issues and opportunities and tackle them without being told to do so\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Reducing financial crime and protecting customers with data driven strategies sounds exciting to you\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have extensive experience writing production Python code and a strong command of SQL. You are comfortable using them every day, and keen to learn \u0026lt;a href=\u0026quot;https://go.dev/\u0026quot;\u0026gt;Go lang\u0026lt;/a\u0026gt; which is used in many of our backend microservices\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re comfortable working in a team that deals with ambiguity and have experience helping your team and stakeholders resolve that ambiguity\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You want to be involved in building a product that you (and the people you know) use every day\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a product mindset: you care about customer outcomes and you want to make data-informed decisions\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;re excited about fast-moving developments in Machine Learning and can communicate those ideas to colleagues who are not familiar with the domain\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re adaptable, curious and enjoy learning new technologies and ideas\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h1\u0026gt;Nice to haves:\u0026lt;/h1\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Experience working with financial crime and in regulated institutions\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Commercial experience writing critical production code and working with microservices\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h1\u0026gt;The interview process:\u0026lt;/h1\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves 3 main stages. We promise not to ask you any brain teasers or trick questions!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;30 minute recruiter call\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;45 minute call with hiring manager\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Full Loop: ML Modelling Interview, Product \u0026amp;amp; ML interview, Behavioural Interview, Leadership interview\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 3-4 weeks but we will always work around your availability. You will have the chance to speak to our recruitment team at various points during your process but if you do have any specific questions ahead of this please contact us on \u0026lt;a href=\u0026quot;mailto:tech-hiring@monzo.com\u0026quot;\u0026gt;tech-hiring@monzo.com\u0026lt;/a\u0026gt;. Please also use that email to let us know if there\u0026#39;s anything we can do to make your application process easier for you, because of disability, neurodiversity or any other personal reason.\u0026lt;/p\u0026gt;\n\u0026lt;h1\u0026gt;What’s in it for you:\u0026amp;nbsp;\u0026lt;/h1\u0026gt;\n\u0026lt;p\u0026gt;✈️ We can help you relocate to the UK\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor visas\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚Learning budget of £1,000 a year for training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕And much more, see our full list of benefits \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;here\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you prefer to work part-time, we\u0026#39;ll make this happen whenever we can - whether this is to help you meet other commitments or strike a great work-life balance\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-REMOTE #LI-SR1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":53656,"name":"Data","child_ids":[],"parent_id":396396}],"offices":[{"id":114746,"name":"UK","location":null,"child_ids":[65099,77079,14736,45385],"parent_id":null}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8041029","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3485337,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":8041029,"updated_at":"2026-09-25T05:17:09-04:00","requisition_id":"12508","title":"Lead Machine Learning Scientist, Search","company_name":"Monzo","first_published":"2026-07-08T04:32:45-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London/Cardiff/UK Remote | 💰 £115,000 - £150,000 + Incentive Awards tied to your performance + \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp; ✨\u0026lt;/p\u0026gt;\n\u0026lt;h2\u0026gt;\u0026lt;strong\u0026gt;About our Machine Learning Search Team\u0026lt;/strong\u0026gt;\u0026lt;/h2\u0026gt;\n\u0026lt;p\u0026gt;We are currently embarking on one of our two top strategic priorities to make Money work for Everyone: building the Monzo Co-pilot. We are becoming an intelligent, proactive ally that handles the complexity of users financial life. We aren\u0026#39;t just selling financial products; we are building a truly smart agent that understands users, anticipates their needs, and helps people reach their financial goals.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our ML Search team brings together Backend, Product, Machine Learning Scientists and Data Scientists. As a Lead Machine Learning Scientist, you’ll build and ship models that help customers search for and find answers about their financial lives. You\u0026#39;ll make it effortless for them to find the right products at the exact moment they need them.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Whether it’s surfacing the right savings product at the perfect moment, helping customers manage their spending, or simplifying financial planning, our work makes banking smarter, more intuitive, and truly customer-first.\u0026lt;/p\u0026gt;\n\u0026lt;h2\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;span class=\u0026quot;notion-enable-hover\u0026quot; data-token-index=\u0026quot;0\u0026quot;\u0026gt;What you’ll be working on:\u0026lt;/span\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/h2\u0026gt;\n\u0026lt;div class=\u0026quot;notion-selectable notion-text-block\u0026quot; data-block-id=\u0026quot;39569fe4-26d2-80f7-b7b1-c3e03c9b7fe8\u0026quot;\u0026gt;\n\u0026lt;div class=\u0026quot;x78zum5\u0026quot;\u0026gt;\n\u0026lt;div id=\u0026quot;:rl36:\u0026quot; class=\u0026quot;content-editable-leaf-rtl notranslate\u0026quot; data-content-editable-leaf=\u0026quot;true\u0026quot;\u0026gt;As a Lead Machine Learning Scientist, you\u0026#39;ll be a technical leader and individual contributor. We have a modern, cloud-native data platform with billions of rows of data built for fast iterations. You\u0026#39;ll leverage your deep expertise to develop and deploy advanced ML models to our more than 15 million customers.\u0026lt;/div\u0026gt;\n\u0026lt;div\u0026gt;\u0026amp;nbsp;\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;div class=\u0026quot;notion-selectable notion-text-block\u0026quot; data-block-id=\u0026quot;39569fe4-26d2-80b8-8740-c2c314894362\u0026quot;\u0026gt;\n\u0026lt;div\u0026gt;\n\u0026lt;div\u0026gt;\n\u0026lt;div\u0026gt;\n\u0026lt;div class=\u0026quot;x78zum5\u0026quot;\u0026gt;\n\u0026lt;div id=\u0026quot;:rl37:\u0026quot; class=\u0026quot;content-editable-leaf-rtl notranslate\u0026quot; data-content-editable-leaf=\u0026quot;true\u0026quot;\u0026gt;\u0026lt;span class=\u0026quot;discussion-level-1 discussion-id-39569fe4-26d2-80d3-845e-001cd33a75ba notion-enable-hover\u0026quot; data-token-index=\u0026quot;0\u0026quot;\u0026gt;Your work may involve user and product embeddings to better understand customer behaviours, contextual bandits for optimising real-time decisions, or personalised ranking algorithms that improve search and discovery. You\u0026#39;ll also build scalable, explainable, and responsible AI solutions that enhance trust, transparency, and the overall customer experience.\u0026lt;/span\u0026gt;\u0026lt;/div\u0026gt;\n\u0026lt;div\u0026gt;\u0026amp;nbsp;\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;div class=\u0026quot;notion-selectable notion-text-block\u0026quot; data-block-id=\u0026quot;39569fe4-26d2-803a-b699-d14b2512f916\u0026quot;\u0026gt;\n\u0026lt;div\u0026gt;\n\u0026lt;div\u0026gt;\n\u0026lt;div\u0026gt;\n\u0026lt;div class=\u0026quot;x78zum5\u0026quot;\u0026gt;\n\u0026lt;div id=\u0026quot;:rl38:\u0026quot; class=\u0026quot;content-editable-leaf-rtl notranslate\u0026quot; data-content-editable-leaf=\u0026quot;true\u0026quot;\u0026gt;\u0026lt;span class=\u0026quot;discussion-level-1 discussion-id-39569fe4-26d2-80d3-845e-001cd33a75ba notion-enable-hover\u0026quot; data-token-index=\u0026quot;0\u0026quot;\u0026gt;The technical approaches you take to help solve customer problems will be very much in your hands and we’ll strongly encourage and support experimentation and innovation. We’ll be expecting you to justify and demonstrate effectiveness along the way, making sure the approach meets our business and customer needs.\u0026lt;/span\u0026gt;\u0026lt;/div\u0026gt;\n\u0026lt;div class=\u0026quot;content-editable-leaf-rtl notranslate\u0026quot; data-content-editable-leaf=\u0026quot;true\u0026quot;\u0026gt;\u0026amp;nbsp;\u0026lt;/div\u0026gt;\n\u0026lt;div class=\u0026quot;content-editable-leaf-rtl notranslate\u0026quot; data-content-editable-leaf=\u0026quot;true\u0026quot;\u0026gt;\n\u0026lt;h2\u0026gt;\u0026lt;strong\u0026gt;You should apply if:\u0026lt;/strong\u0026gt;\u0026lt;/h2\u0026gt;\n\u0026lt;p\u0026gt;What we’re doing here at Monzo excites you!\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have a multiple year track record of excellence leading the development and deployment of advanced Machine Learning models to tackle real business problems preferably in a fast moving tech company\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have experience developing and shipping state of the art ML models to production and delivering business impact\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;re \u0026lt;em\u0026gt;impact driven\u0026lt;/em\u0026gt; and excited to own the end to end journey that starts with a business problem and ends with your solution having a measurable impact in production\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a \u0026lt;em\u0026gt;self-starter mindset;\u0026lt;/em\u0026gt; you proactively identify issues and opportunities and tackle them without being told to do so\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You speak Python fluently and have extensive, hands-on experience with\u0026amp;nbsp;\u0026lt;code\u0026gt;scikit-learn\u0026lt;/code\u0026gt;. You are comfortable using SQL, and keen to learn \u0026lt;a href=\u0026quot;https://go.dev/\u0026quot;\u0026gt;Go lang\u0026lt;/a\u0026gt; which is used in many of our backend microservices\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re comfortable working in a team that deals with ambiguity and have experience helping your team and stakeholders resolve that ambiguity\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You want to be involved in building a product that you (and the people you know) use every day\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a \u0026lt;em\u0026gt;product mindset\u0026lt;/em\u0026gt;: you care about customer outcomes and you want to make data-informed decisions\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;re excited about fast-moving developments in Machine Learning and can communicate those ideas to colleagues who are not familiar with the domain\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re adaptable, curious and enjoy learning new technologies and ideas\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h2\u0026gt;\u0026lt;strong\u0026gt;Nice to haves:\u0026lt;/strong\u0026gt;\u0026lt;/h2\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Experience working on personalisation, ranking \u0026amp;amp; recommendation problems for consumer applications\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Commercial experience writing critical production code and working with microservices\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h2\u0026gt;\u0026lt;strong\u0026gt;The interview process:\u0026lt;/strong\u0026gt;\u0026lt;/h2\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves 3 main stages. We promise not to ask you any brain teasers or trick questions!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;30 minute recruiter call\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;45 minute call with hiring manager\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Full Loop: ML Modelling Interview, Product \u0026amp;amp; ML interview, Behavioural Interview, Leadership interview\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 3-4 weeks but we will always work around your availability.\u0026lt;/p\u0026gt;\n\u0026lt;h1\u0026gt;What’s in it for you:\u0026amp;nbsp;\u0026lt;/h1\u0026gt;\n\u0026lt;p\u0026gt;✈️ We can help you relocate to the UK\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor visas\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚Learning budget of £1,000 a year for training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕And much more, see our full list of benefits\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;here\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you prefer to work part-time, we\u0026#39;ll make this happen whenever we can - whether this is to help you meet other commitments or strike a great work-life balance\u0026lt;/p\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;p\u0026gt;#LI-REMOTE #LI-SR1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":53656,"name":"Data","child_ids":[],"parent_id":396396}],"offices":[{"id":114746,"name":"UK","location":null,"child_ids":[65099,77079,14736,45385],"parent_id":null}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/6758088","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3109909,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":6758088,"updated_at":"2026-09-25T05:17:09-04:00","requisition_id":"1988","title":"Lead Product Designer","company_name":"Monzo","first_published":"2025-04-04T11:37:24-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London (Hybrid) / UK Remote | 💰 £90,000 - £120,000 + Incentive Awards tied to your performance +\u0026lt;a href=\u0026quot;https://monzo.com/careers#benefits\u0026quot;\u0026gt; Benefits\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;⭐Our Design team\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re a team of 115+ designers, researchers, and brand experts led by Chief Design Officer Vuokko Aro. We’re on a mission to make money work for everyone. Product Design makes up almost half of our design disciplines, working in tight-knit squads alongside research, product, and engineering to solve real customer problems at scale.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;We design for the \u0026quot;magic moments\u0026quot;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ve built a bank that feels human, not just functional. Our product \u0026lt;em\u0026gt;is\u0026lt;/em\u0026gt; our personality. We blend research, empathy, and craft to turn everyday interactions into memorable experiences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Right now, we’re growing fast and looking for passionate designers to shape Monzo’s future and there’s a huge opportunity to make your mark.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Applying to this role, you’ll be in a standard hiring process for a Lead Product Designer, and we’ll find the perfect team for you along the way.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Tackling the most complex and ambiguous design challenges, turning complexity into elegant, scalable solutions that empower teams and improve the customer experience.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Defining and delivering large-scale projects that connect initiatives across the business, using design methods to align strategies and drive impactful outcomes.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Leading the creation of compelling product visions, principles, and direction that inspire teams to build toward a shared future.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Using AI to level-up parts of your design workflow. Whether that’s ideation, analysis, prototyping or shipping production code to our app.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Raising the bar for visual execution, considering motion, interaction, and mental model clarity to deliver delightful and practical solutions.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Positively influencing our design system, tooling, and processes to improve how we create design at scale.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Driving improvements across the business by connecting your work to wider goals and leveraging cross-functional collaboration.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Acting as a role model in Design, sharing your work broadly, mentoring others, and contributing to the growth and success of the Design team.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have a proven track record of delivering impactful, customer-centric native-app designs that solve complex problems and drive commercial outcomes.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re skilled at leading research, defining product visions, and aligning teams around a shared strategy.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You excel at creating modular, scalable solutions and have a strong grasp of how to use design artefacts to communicate insights effectively.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re a natural collaborator who can navigate multi-squad projects, align leadership, and drive clarity in ambiguous situations.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re passionate about improving design systems, processes, and ways of working to help teams deliver better outcomes at scale.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re a role model who actively contributes to the growth of the Design team through hiring, mentoring, and fostering a positive culture.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re excited about Monzo’s mission to make money work for everyone and are ready to make a significant impact on our customers and business.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 £90,000 - £120,000 + Incentive Awards tied to your performance\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️ We’ll help you relocate to the UK.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor your visa.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚£1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏡We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🌈\u0026lt;strong\u0026gt; The application journey has 3 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;30-minute call with our Recruiter\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;1-hour craft interview where you’ll present a single case study to 2 members of our Design team\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;2 x 45-minute interviews covering Teamwork and Impact\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026amp;nbsp;\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-TR1\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-Remote\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":44825,"name":"Design","child_ids":[],"parent_id":396396}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8185694","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3542253,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":8185694,"updated_at":"2026-09-25T05:17:09-04:00","requisition_id":"11551","title":"Lead Product Designer, Growth","company_name":"Monzo","first_published":"2026-09-09T05:05:09-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London (Hybrid) / UK Remote | 💰 £90,000 - £120,000 + Incentive Awards tied to your performance +\u0026lt;a href=\u0026quot;https://monzo.com/careers#benefits\u0026quot;\u0026gt; Benefits\u0026lt;/a\u0026gt; ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;⭐Our Design team\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re a team of 115+ designers, researchers, and brand experts led by Chief Design Officer Vuokko Aro. We’re on a mission to make money work for everyone. Product Design makes up over half of our design disciplines, working in tight-knit squads alongside research, product, engineering and data to solve real customer problems at scale.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;We design for the \u0026quot;magic moments\u0026quot;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ve built a bank that feels human, not just functional. Our product \u0026lt;em\u0026gt;is\u0026lt;/em\u0026gt; our personality. We blend research, empathy, data and craft to turn everyday interactions into memorable experiences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Right now, we’re growing fast and looking for passionate designers to shape Monzo’s future — and there’s a huge opportunity to make your mark.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌱 About Growth\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our Growth collective is focused on helping more people discover Monzo, understand what makes us different, and find the products that can make money work better for them.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;For this role, you’ll have a particular focus on our \u0026lt;strong\u0026gt;web experiences\u0026lt;/strong\u0026gt;, helping us rethink how people discover, explore and choose Monzo before they ever open the app. You’ll combine strong visual and interaction design with a data-informed mindset, using experimentation and customer insight to understand what works and continuously improve the experience.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You don’t need to have worked in a dedicated Growth team before. We’re interested in designers who are curious about customer behaviour, comfortable using data to inform their decisions, and excited by the opportunity to apply exceptional craft to high-impact customer journeys.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Leading the design of high-quality web experiences that help new and existing customers discover the value Monzo can bring to their financial lives.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Using quantitative and qualitative data to identify opportunities, understand customer behaviour and make informed design decisions.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Turning customer and business problems into clear hypotheses, designing experiments and using what you learn to shape what we do next.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Bringing exceptional visual and interaction craft to our web experiences, creating work that feels unmistakably Monzo while driving meaningful customer and commercial outcomes.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Tackling complex and ambiguous design challenges, balancing customer needs, business goals and technical constraints to create simple, effective experiences.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Defining compelling product visions and direction, helping teams think beyond individual experiments towards a coherent long-term customer experience.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Partnering closely with Product, Engineering, Data and Research throughout the design process, bringing people together around customer problems and opportunities.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Using AI to level-up parts of your design workflow. Whether that’s ideation, analysis, prototyping or shipping production code.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Taking a pragmatic approach to experimentation — moving quickly when we need to learn, while knowing when an experience needs a higher level of craft and polish.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Acting as a role model in Design, sharing your work broadly, mentoring others, and contributing to the growth and success of the wider Design team.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have a proven track record of designing \u0026lt;strong\u0026gt;high-quality web experiences\u0026lt;/strong\u0026gt;, with a portfolio that demonstrates strong visual and interaction design craft.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re comfortable using \u0026lt;strong\u0026gt;data to inform your design decisions\u0026lt;/strong\u0026gt;, partnering with Data Scientists or Analysts to understand customer behaviour and measure the impact of your work.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can connect great customer experiences with measurable outcomes and understand how design can contribute to wider product and commercial goals.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re comfortable forming hypotheses, experimenting with different approaches and adapting your thinking as you learn.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can balance speed and experimentation with a high bar for craft, knowing when to prototype quickly and when to invest in creating an exceptional final experience.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re a natural collaborator who can bring together Product, Engineering, Data, Research and other partners around complex customer problems.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You thrive in ambiguity and can create clarity and direction when the answer isn’t immediately obvious.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re comfortable thinking beyond an individual screen or experiment, connecting work across journeys and helping shape a longer-term vision.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re a role model who actively contributes to the growth of the Design team through mentoring, feedback and sharing your expertise.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re excited about Monzo’s mission to make money work for everyone and the opportunity to help more people discover the value of Monzo.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 £90,000 - £110,000 + Incentive Awards tied to your performance.\u0026lt;br\u0026gt;✈️ We’ll help you relocate to the UK.\u0026lt;br\u0026gt;✅ We can sponsor your visa.\u0026lt;br\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;br\u0026gt;⏰We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026lt;br\u0026gt;📚£1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;br\u0026gt;🏡We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.\u0026lt;br\u0026gt;➕ Plus lots more!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🌈 \u0026lt;strong\u0026gt;The application journey has 3 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;30-minute call with our Recruiter, Tom\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;1-hour craft interview where you’ll present a single case study to 2 members of our Design team\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;2 x 45-minute interviews covering Teamwork and Impact\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo.\u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt; You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-TR1\u0026lt;br\u0026gt;#LI-Remote\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":44825,"name":"Design","child_ids":[],"parent_id":396396}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8156058","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3529461,"location":{"name":"London"},"metadata":null,"id":8156058,"updated_at":"2026-09-25T05:17:09-04:00","requisition_id":"13146","title":"Lead Product Manager, Payments","company_name":"Monzo","first_published":"2026-08-25T07:25:10-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;h4\u0026gt;📍London - Hybrid | 💰£125,000 - £145,000 + equity + Incentive Awards tied to your performance + \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp; ✨\u0026lt;/h4\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;h4\u0026gt;Our Payments team⭐\u0026lt;/h4\u0026gt;\n\u0026lt;p\u0026gt;Payments is at the heart of Monzo. It’s how our customers move, receive, spend and manage their money, from cards and bank transfers to cross-border payments, merchant acquiring, payment experiences in the app, and the platform infrastructure that underpins the whole bank.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This role sits in our Payments Platform area, working most closely with our Finance Infrastructure squad. The squad sits in Payments, but partners deeply with Finance teams to build the systems, abstractions and capabilities Monzo needs to operate safely, scale efficiently, and expand into new markets. You’ll work on foundational financial infrastructure: the ledgers, data, controls, reporting, reconciliation and platform capabilities that help Monzo understand, account for and manage money across the bank.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This is a role for someone who gets genuinely excited by complex, technical infrastructure. The work is often behind the scenes, but it’s business-critical: it helps Monzo scale, launch new products and markets, support Finance, and keep the bank running safely.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;h4\u0026gt;🔑You’ll play a key role by...\u0026lt;/h4\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Defining the product strategy and roadmap for Finance Infrastructure within Payments Platform.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Partnering closely with Engineering, Finance and Payments leaders to understand what Monzo needs from its financial systems today and as we scale.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Moving the team from reactive delivery towards a more strategic, product-led approach, asking why we’re building things, what good looks like, and how today’s choices support Monzo’s long-term needs.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Translating complex finance, accounting, operational and regulatory needs into scalable platform capabilities.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Prioritising across competing stakeholder needs, balancing urgent delivery with long-term system health.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Helping Monzo build financial infrastructure that can support multiple products, entities, countries, currencies and regulatory environments.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Building trusted relationships with senior stakeholders across Finance, Engineering, Product and Operations.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Bringing strong product discipline, technical curiosity and systems thinking to a space that is critical to Monzo’s future growth.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;h4\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/h4\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You’re a strong senior Product Manager with experience owning complex technical, platform, infrastructure or financial systems.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have enough technical depth to partner credibly with engineers and reason about systems, trade-offs, dependencies and long-term architecture.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re excited by “boring but critical” infrastructure, things like ledgers, reconciliation, financial data, controls, reporting, internal platforms, abstractions or backend systems.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can work with senior and cross-functional stakeholders, including Finance, Engineering, Product and operational teams.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re comfortable bringing product thinking into ambiguous or stakeholder-heavy environments, and moving teams from request-led delivery towards long-term strategy.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re high-agency, ambitious and excited to stretch yourself in a team with a high bar.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You care about customers and business outcomes, even when the work is several layers removed from the end customer experience.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything that\u0026#39;s listed just yet. Drop us your application, we’d love to hear from you!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;h4\u0026gt;🙌 What’s in it for you\u0026lt;/h4\u0026gt;\n\u0026lt;p\u0026gt;💰 £125,000 - £145,000 ➕ Incentive Awards tied to your performance ➕ equity\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️ We’ll help you relocate to the UK.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor your visa.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role is hybrid working from our London office\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 £1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏡 We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more! \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Read our full list of benefits\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;h4\u0026gt;🌈 The application journey has 3 key steps\u0026lt;/h4\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;First stage - Meet with our Collective Product Director\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Second stage - Meet with our Engineering and Finance leadership\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Third stage - Product full loop\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you’d prefer to work part-time, please let us know and we\u0026#39;ll make this happen if we can.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;#LI-HR1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43596,"name":"Product","child_ids":[],"parent_id":396396}],"offices":[{"id":14736,"name":"London","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8288562","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3584662,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":8288562,"updated_at":"2026-10-16T05:54:45-04:00","requisition_id":"3565","title":"Model Validation Senior Manager","company_name":"Monzo","first_published":"2026-10-16T05:54:45-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London or Remote (UK)\u0026amp;nbsp; | 💰 \u0026amp;nbsp;£85,000 - £105,000 + Incentive Awards tied to your performance +\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; Benefits\u0026amp;nbsp;\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;⭐Our Model Oversight team\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;The second line of defence Model Oversight team (that’s us!) provides support to our colleagues in Borrowing, Fincrime \u0026amp;amp; Fraud, Finance and Operations to help Monzo grow safely. We’re looking for a \u0026lt;strong\u0026gt;Model Validation Senior Manager - Gen AI\u0026lt;/strong\u0026gt; to lead the teams’ oversight of Generative AI models/use cases (primarily built across Monzo’s Operations squads) to provide assurance that the models/use cases we use are not only good for Monzo but what\u0026#39;s best for our customers.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Driving the embedding of the Model Risk Framework for Generative AI use cases across Monzo\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Lead the collaboration with the first line of defence teams to strengthen policies, standards and procedures for Generative AI model, use case, system design and build, implementation, governance, monitoring and use.\u0026amp;nbsp; Helping to embed best practice of Generative AI across the business.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Own the setting and maintenance of Generative AI validation methods, evidence expectations and reusable technical assets with relevant 1LoD modelling teams, applicable across all model risk areas.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Convert modelling/validation experience into controlled playbooks, tests and working examples that can be applied to 2LoD Validation standards and processes for all Generative AI models, use cases, systems overseen by the 2LoD Model Oversight team.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Coach Generative AI validation methodologies, to 2LoD Model Oversight colleagues, whom already have transferable Machine Learning skills, to reduce reliance on any single specialist for the validation of Generative AI models, use cases, systems so it can be consistently applied across Financial, Credit and Fincrime/Fraud models.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;br\u0026gt;\u0026lt;strong\u0026gt;Leading the 2LoD Oversight of Operational Model Risk\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Perform, and oversee, independent model validations of new Operational models (primarily Generative AI models, use cases, systems),\u0026amp;nbsp; and changes to existing, using proportionate modelling techniques depending on the level of complexity applied. This includes writing clear and impactful model validation reports and presenting the findings in relevant committees.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Build relationships with first line of defence modelling teams that develop Operational Models, and wider risk teams, to support the embedding of the model risk framework to help Monzo grow safely.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Review ongoing model performance monitoring to ensure Operational models are performing within risk thresholds and providing support to the relevant model development team when further action is required\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Monitoring and measuring the overall level of Operational model risk that Monzo operates, and driving action plans with first line teams and appropriate governance forums to mitigate residual model risk within desired risk appetite.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;br\u0026gt;\u0026lt;strong\u0026gt;Being a senior advocate of Model Risk Management best practices\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Support the effective operation of the Model Risk Oversight Committee as a regular attendee, contributing to the group discussion to improve model risk management.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Promote and help embed a strong risk culture, making risk meaningful and relevant to everyone at Monzo. You will share best practice that is easy for everyone to understand.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You are highly motivated and energised by the idea of bringing positive impact to our customers and Monzo\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are self-motivated and thrive in a fast-paced environment\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have great attention to detail while keeping an eye on the big picture\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are a great communicator, able to articulate complex problems\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can provide effective challenge whilst building strong, respectful relationships\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are keen to grow your knowledge in both business and technology\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;And, from a technical and knowledge perspective, you should have\u0026lt;/strong\u0026gt;:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Robust Data Science or Machine Learning background with strong Python capability\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Experience with design of Generative AI evaluation frameworks, architectures, methods, practical tooling and platform alignment.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Knowledge of Gemini implementations and change assessment\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Experience of managing a modelling project through its full lifecycle\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;If possible, some understanding of some of the following:\u0026lt;/li\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Coaching and standard setting\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Banking MRM and regulatory context\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰£85,000 - £105,000 ➕ Incentive Awards tied to your performance\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London or Cardiff offices, or be distributed working within the UK (with ad hoc meetings in London)\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚£1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more!\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; Read our full list of benefits\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈 The application journey has 4 key steps:\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;- Phone call with recruiter - 30 mins\u0026lt;br\u0026gt;- Initial call with hiring manager - 30 mins\u0026lt;br\u0026gt;- Assessment \u0026amp;amp; technical interview - 60 mins\u0026lt;br\u0026gt;- Leadership \u0026amp;amp; Behavioural Interview - 60 mins\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 4-8 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-TK1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43601,"name":"Risk \u0026 Compliance","child_ids":[],"parent_id":396395}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8200681","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3549244,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":8200681,"updated_at":"2026-09-25T05:17:09-04:00","requisition_id":"3494","title":"Operational Tax, Senior Manager","company_name":"Monzo","first_published":"2026-09-15T11:34:38-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London or Remote (UK) | 💰 £94,700 - £111,400 ➕ incentive awards tied to your performance | \u0026lt;a href=\u0026quot;https://monzo.com/careers#benefits\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp;|\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://www.youtube.com/watch?v=tDAT6VxoqQM\u0026quot;\u0026gt;Hear from the team\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;h3\u0026gt;\u0026lt;strong\u0026gt;⭐ About the role\u0026lt;/strong\u0026gt;\u0026lt;/h3\u0026gt;\n\u0026lt;p\u0026gt;We\u0026#39;re looking for a hands-on, detail-oriented and proactive \u0026lt;strong\u0026gt;Operational Tax Senior Manager\u0026lt;/strong\u0026gt; to support the Tax team at Monzo, and our wider Finance and Product teams.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You\u0026#39;ll be joining our Tax Team and will be leading on all taxes that touch our customers and their tax reporting, across the UK and Europe. You’ll report into our Tax Governance Lead.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This role covers all taxes that relate to customer liabilities or customer tax reporting. These are a core part of product design: we make sure we comply with our own obligations, and we make it as easy as possible for customers to comply with theirs. As we launch new products and enter new markets, this is a key area of our tax strategy, and this role gives you the exciting opportunity to own it and work closely with diverse teams across the business.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;h3\u0026gt;\u0026lt;strong\u0026gt;🔑 You’ll play a key role by…\u0026lt;/strong\u0026gt;\u0026lt;/h3\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Owning operational tax:\u0026lt;/strong\u0026gt; Be Monzo’s subject matter expert on operational tax, advising the business and making sure we meet our obligations as we grow and enter new markets.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Leading compliance \u0026amp;amp; controls: \u0026lt;/strong\u0026gt;Own our operational tax processes and controls across jurisdictions, including BBSI, ISA reporting, FATCA and CRS, Corporate Criminal Offence and CT61s, plus overseas equivalents. Build new processes and controls as our products and markets evolve.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Shaping new products:\u0026lt;/strong\u0026gt; Partner with Product and local market teams from the outset to embed tax into product design, build the right reporting and controls, and pressure-test edge cases.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Staying ahead of change:\u0026lt;/strong\u0026gt; Keep on top of tax laws, regulations and case law across the UK and EU, translating changes into clear actions and helping Monzo prepare for new requirements.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Partnering across Monzo: \u0026lt;/strong\u0026gt;Work closely with Product, Financial Crime, Engineering, Legal, EU Next Markets and Finance to solve problems and support business initiatives from an operational tax perspective.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h3\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/h3\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You’re a qualified accountant and/or qualified tax advisor, or qualified by significant experience.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have significant in-house experience working in Operational Tax.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re comfortable working relatively autonomously.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re energetic and are hands-on with your work, tackling whatever needs doing to make things happen.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have an eye for detail and enjoy working methodically through processes.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;What we’re doing at Monzo excites you!\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 £94,700 - £111,400 + incentive awards tied to your performance\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍 We\u0026#39;re open to distributed working within the UK, with the expectation of working from the London office on occasional basis.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 £1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏡 We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more!\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/careers#benefits\u0026quot;\u0026gt;Read our full list of benefits\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;h3\u0026gt;\u0026lt;strong\u0026gt;🌈 The application journey has 4 key steps\u0026lt;/strong\u0026gt;\u0026lt;/h3\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Phone call with Recruiter (30 mins)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Initial video call with Tax member (30 mins)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Case study video interview with Hiring Manager and Tax member (60 mins)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Stakeholder interview (45 mins)\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 3–4 weeks, but we will always work around your availability.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;here\u0026lt;/a\u0026gt;.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;#LI-NZ1 #LI-Remote\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":54075,"name":"Finance","child_ids":[],"parent_id":396395}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/7775842","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3404602,"location":{"name":"London"},"metadata":null,"id":7775842,"updated_at":"2026-10-01T13:25:31-04:00","requisition_id":"3104","title":"Product Director, Flex (Borrowing) ","company_name":"Monzo","first_published":"2026-04-02T13:47:39-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍 London / UK | Salary dependent on experience + Stock Options + Benefits\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Flex is one of Monzo’s fastest-growing and most commercially significant products. Four years ago, we reinvented the credit card experience—building something simpler, more transparent, and genuinely useful. Today, over a million customers use Flex.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re looking for a Product Director to lead Flex into its next phase of growth.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This is a high-impact, deeply commercial role at the intersection of product and credit. You’ll define how we scale borrowing responsibly, expand into new segments, and continue building products customers genuinely love.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll work closely with Engineering, Credit, Data, Design, and senior leadership to identify new opportunities, optimise performance across complex segments, and deliver at pace.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What you’ll be working on… \u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Set the strategy for Flex\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Set direction for one of Monzo’s most important revenue-driving products\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Identify and unlock new commercial opportunities across customer segments\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Navigate complex trade-offs between growth, risk, and customer outcomes\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Drive commercial performance\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Work closely with Credit teams to shape propositions across multiple risk segments and cohorts\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Interrogate performance deeply — from unit economics to long-term profitability curves\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Identify and drive new commercial opportunities\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Champion the customer\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Ensure Flex remains rooted in strong customer outcomes, not just revenue\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Push for simple, transparent, and delightful experiences\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Advocate for customer experience alongside commercial outcomes\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Build and lead a high-performing team\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Manage and develop a team of Product Managers\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Deliver multiple high-impact initiatives through your direct reports\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Raise the bar on product thinking and foster a culture of high standard and high velocity\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌟 What We’re Looking For\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Commercial Thinking\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Strong commercial instinct — you think in terms of trade-offs, economics, and outcomes\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Comfortable operating in complex environments (e.g. multiple segments and cohorts with different commercials)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Able to engage deeply with Credit and Data partners\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Experience in lending, credit cards, or adjacent borrowing products\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Consumer Focus\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You start with the customer never lose track of their needs\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re willing to challenge revenue-driven decisions when they conflict with good customer outcomes\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have strong product taste and care deeply about experience quality\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Execution \u0026amp;amp; Leadership\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Proven ability to deliver in fast-paced environments with multiple workstreams\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Comfortable going deep in the detail while leading through others\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Strong cross-functional leadership across technical, credit, and governance stakeholders\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰Base salary dependent upon experience + Stock Options + Benefits\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️ We can help you relocate to the UK\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor visas\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚Learning budget of £1,000 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕And much more, see our full list of benefits\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;\u0026amp;nbsp;\u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;#LI-AC1\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43596,"name":"Product","child_ids":[],"parent_id":396396}],"offices":[{"id":14736,"name":"London","location":null,"child_ids":[],"parent_id":114746},{"id":65099,"name":"Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8195436","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3546858,"location":{"name":"London"},"metadata":null,"id":8195436,"updated_at":"2026-10-06T03:39:03-04:00","requisition_id":"3491","title":"Regulatory Reporting Analyst","company_name":"Monzo","first_published":"2026-10-06T03:28:18-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London | 💰up to £55,000 (depending on experience) ➕ incentive awards tied to your performance | \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt; | \u0026lt;a href=\u0026quot;https://www.youtube.com/watch?v=U62l09nB0M4\u0026quot;\u0026gt;Hear from the team\u0026lt;/a\u0026gt; ✨\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;⭐Our Regulatory team\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We are looking for\u0026lt;strong\u0026gt; \u0026lt;/strong\u0026gt;a curious, adaptive and data-focused \u0026lt;strong\u0026gt;Regulatory Reporting Analyst\u0026lt;/strong\u0026gt; with a strong attention to detail to join our regulatory reporting team at Monzo. The team is responsible for understanding our prudential regulatory reporting requirements, working on projects and submissions relating to these and collaborating with teams across Monzo.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑 You’ll play a key role by…\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Producing Monzo’s regulatory liquidity reporting, ensuring robust and consistent controls across all outputs to support regulatory compliance and internal governance requirements\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Documenting the applicable regulatory interpretations and communication\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Assisting the wider team produce Monzo’s capital and liquidity regulatory reporting and disclosures (including Pillar 3)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Executing and improving the controls required to ensure regulatory reporting is timely, accurate and complete\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Ensuring all our regulatory reporting runs like clockwork\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Using data visualisation tools to build dashboards and facilitate sign-off and useful insights\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Designing brilliant ways to automate your work and leverage technology to ensure we scale with the business\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have a good understanding and experience of producing LCR, NSFR, PRA110, ALMM returns\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re excited by data and have a sharp eye for detail\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have knowledge of coding languages like SQL would be a bonus, although a willingness to learn is just fine\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a proven record of delivering to strict deadlines\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You want to automate or enhance recurring processes, particularly by leveraging technology, but know how to balance this with getting the actual reports out!\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰up to £55,000 (depending on experience) ➕ incentive awards tied to your performance\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role is based in our London office on a hybrid basis. We expect 1 - 2 days per week working from the office.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 £1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏡 £200 allowance to spend on your work-from-home setup after completing your first full month with us.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more! \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Read our full list of benefits\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt; The application journey has 4 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Phone call with recruiter (30 mins)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Initial call with hiring manager (30 mins)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Technical interview with hiring manager and team member (45 mins)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Monzo behavioural interview (30 min)\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible! \u0026lt;br\u0026gt;\u0026lt;br\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-NZ1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":54075,"name":"Finance","child_ids":[],"parent_id":396395}],"offices":[{"id":14736,"name":"London","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8281671","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3582199,"location":{"name":"London"},"metadata":null,"id":8281671,"updated_at":"2026-10-15T08:48:16-04:00","requisition_id":"3557","title":"Sales Account Executive","company_name":"Monzo","first_published":"2026-10-15T08:48:16-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London | 💰£67,000 Total OTE (base salary + commission) \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt; | \u0026lt;a href=\u0026quot;https://www.youtube.com/watch?v=U62l09nB0M4\u0026quot;\u0026gt;Hear from the team\u0026lt;/a\u0026gt; ✨\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;⭐ About our Business Banking Sales team\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We are rapidly growing and now serve over 730,000 businesses in the UK 🇬🇧\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;In order to support the next phase of our expansion, we’re hiring a small team of experienced \u0026lt;strong\u0026gt;Sales Account Executives\u0026lt;/strong\u0026gt;, whose mission is to reach out and support more complex high value customers with a personalised experience.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re building an acquisition engine and your job will be to work with small-medium business (SMB) prospective customers, guide them through their buying journey, work with them to activate their account and bring all their banking needs to Monzo.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This is an exciting opportunity to be a part of the founding sales team for a mission driven company , which is changing how people and businesses bank.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑 You’ll play a key role by…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Engaging with prospective SMB customers through discovery calls, and understand their business, challenges, goals and requirements.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Driving full sales cycle, from early prospecting and qualification; to demos and sales;\u0026amp;nbsp; to ensuring successful account switch and activation.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Guiding customers through Monzo’s business banking offerings - providing clear, factual information and helping them evaluate what works best.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Being a product expert: fully understand Monzo\u0026#39;s business banking products, features and services.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Managing a pipeline of leads with strong attention to data hygiene: timely follow-ups, accurate forecasting, deal tracking.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Driving activation: not just closing, but ensuring new business customers are fully set up, onboarded, and are using Monzo for their banking needs.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Collaborating internally: work closely with marketing, product, risk and customer operations to ensure a smooth journey for customers.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Delivering outstanding service at every touchpoint: via phone, video, email or digital channels.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Achieving sales targets: conversion, activations, revenue, engagement and other growth metrics as set by the commercial leadership.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Feeding insights back: capture and share customer feedback — customer pain points, required features, suggestions for product improvements.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Adapting \u0026amp;amp; iterate: Things will change rapidly and often - you’ll need to be comfortable with ambiguity and change and help support what comes next.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if you...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Have experience in Small Business sales, ideally selling business solutions or financial services; knowing how to engage business customers and understand their mindset, needs and pain points.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Have a proven track record of meeting (or exceeding) sales quotas / targets in a performance-driven environment.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Are an expert at managing a full sales cycle: from prospecting to activation, including structured and rigorous outreach and follow-ups and cross-team coordination.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Have high emotional intelligence and are able to quickly connect and build a relationship with customers of diverse backgrounds and levels of knowledge.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Are a strategic communicator,\u0026amp;nbsp; excellent at building trust and helping customers discover value - you’re consultative, you listen, you ask insightful questions.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Are adaptable and resilient, you embrace change and have a strong winning mindset to see challenges as opportunities to learn and grow.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Can communicate clearly: written, verbal, via video; you simplify complex topics for customers.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Are coachable and comfortable seeking constructive criticism to empower continuous learning and improvement\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Are comfortable working in a fast-moving, high change environment. You thrive when things aren’t fully defined yet.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Can demonstrate high levels of personal organisation: tracking your pipeline, managing your time, prioritising your leads and follow-up tasks.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Have integrity and strong consumer duty awareness: regulatory compliance, knowing your customer, reducing risk, safeguarding data and ensuring we put consumer duty first are foundational to this role and our culture.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Bonus / Nice-to-haves:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Prior experience in a regulated environment (banking)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Experience with Salesforce\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Familiarity with SMBs in specific verticals (e.g. food \u0026amp;amp; drink, professional services, construction)\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 £67,000 Total OTE (base salary + commission)\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍 4 days a week in our London office but with occasional flexibility to work remotely (in the UK)\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 £1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏡 We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more! \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Read our full list of benefits\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈 The application journey has the following key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Phone call with recruiter (30 mins)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Sales experience video interview with Sales Lead (45 mins)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;In-person assessment: Practical task assessment + Team and Culture fit interview (90 mins)\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 4-6 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo 🤖 \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":73665,"name":"Operations","child_ids":[70796,71131,73666,57966,43599,43597],"parent_id":null}],"offices":[{"id":14736,"name":"London","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/6635837","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3075317,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":6635837,"updated_at":"2026-09-25T05:17:09-04:00","requisition_id":"1871","title":"Senior Backend Engineer","company_name":"Monzo","first_published":"2025-02-14T13:27:02-05:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London or UK Remote | 💰\u0026lt;a href=\u0026quot;https://monzo.com/documents/engineering-progression-framework-v4-0.pdf\u0026quot;\u0026gt; Senior Engineer (L50)\u0026lt;/a\u0026gt; £105,000 - £135,000 + Incentive Awards tied to your performance + \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt; | \u0026lt;a href=\u0026quot;https://monzo.com/blog/technology\u0026quot;\u0026gt;Technology\u0026lt;/a\u0026gt; - Engineering\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;About our Engineering Teams:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have around 650 engineers across Monzo who design and build our in-house banking platform. We have big ambitions for the future, and technology plays a big role in creating a bank our customers want, so engineers at Monzo collaborate across disciplines to solve interesting challenges throughout the company.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;These range from the products our customers use everyday to underlying infrastructure, security, payments and finance, customer operations, financial crime, and data, to name just a few areas. As a bank, there is scope for impact across a huge number of opportunities.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We contribute to \u0026lt;a href=\u0026quot;https://github.com/monzo\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;open source software\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; as much as possible. Our \u0026lt;a href=\u0026quot;https://monzo.com/blog/technology\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;blog\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;strong\u0026gt; \u0026lt;/strong\u0026gt;is a good place to learn even more about what we do!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Your day-to-day\u0026amp;nbsp;\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This role is all about collaborating with your team to make a difference to your customers. As a backend engineer you’ll work in a squad alongside other disciplines like product managers, marketers, user researchers, designers, mobile engineers, web engineers, data analysts, business analysts, writers and more!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Together you\u0026#39;ll build and support a particular part of Monzo. Our squads belong to our wider collectives (a word we use to describe self-governing business units of ~100 people). They are: Core Banking, Business Banking, Wealth, Borrowing, Growth, Payments, Platform, Fincrime, Security \u0026amp;amp; Expansion. All of our collectives are doing innovative work, many of which have machine learning and AI at the forefront- from fighting financial crime to building smarter financial tools - and you may have the opportunity to join a collective that gives you direct exposure to this exciting space.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;They’re all looking for additional Backend Engineers right now, we do a standard interview process across all our collectives and at the end we will find the best match for you based on your skills, experience, preferences and aligning with the business need!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our backend engineers have a variety of different backgrounds. As long as you enjoy learning new things, we’d love to talk to you. We do not ask for formal qualifications or degree requirements for any of our engineering roles.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;How we work 💻\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our main tech hub is in London, but our engineers live everywhere in the UK— from Brighton to the Western Isles.\u0026amp;nbsp;We value meeting in person but we don\u0026#39;t have a mandated requirement on office attendance, even if you\u0026#39;re nearby. We believe you\u0026#39;ll do your best work if you are where you want to be. If you live outside of London and we ask you to come into the office, Monzo will support you with the costs ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our offices are naturally social, especially Tuesdays, Wednesdays and Thursdays, which happen to line up with our twice-weekly Monzo lunches \u0026amp;amp; treat Thursdays 🍽️\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Teams also schedule time together often for work and play – in or around the office, or online.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Set up a work schedule that delivers impact and fits your life:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;At Monzo, we value connections, flexibility, and wellbeing. We keep our meetings during core hours to stay connected and believe in maintaining work/life balance.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll be empowered to manage your work in a way that suits you and your team, giving you the freedom for children drop-offs and pick-ups, walking your dog or adventurous cat, avoiding peak commuting times or gym slots, appointments, or supporting your family in an emergency 🕣✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you prefer to work part-time, we\u0026#39;ll make this happen whenever we can - whether this is to help you meet other commitments or strike a great work-life balance.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Work the way that works for you with Monzo! 💼\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;You should apply if:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;you have strong experience working on the backend of a technology product\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you want to be involved in building a product that you (and the people you know) use every day\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you have a product mindset: you care about customer outcomes and you want to make data-informed decisions\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you’re comfortable working in a team that deals with ambiguity\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you’re interested in distributed systems and writing resilient software\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you have some experience with strongly-typed languages (Go, Java, C, Scala etc.).\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you think you’d enjoy the kind of work we’re doing\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;We\u0026#39;re on the look out for L50 Engineers at the moment, you can read more in our\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/documents/engineering-progression-framework-v4-1.pdf\u0026quot;\u0026gt;Engineering Progression Framework \u0026lt;/a\u0026gt;- we will interview you across the whole frame work, so if you are not sure what level you are aiming for please chat to your recruiters!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything thats listed just yet. Drop us your application, we’d love to hear from you!\u0026lt;/em\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What you’ll be working on:\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We hire very technically agnostic so whilst we use the below technologies we do not expect prior knowledge, you will be fully supported in our organised onboarding to get up to speed in the below:\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://golang.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Go\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; to write our application code (there’s an excellent interactive Go tutorial \u0026lt;a href=\u0026quot;https://tour.golang.org/welcome/1\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://cassandra.apache.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Cassandra\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for most persistent data storage\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://kafka.apache.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Kafka\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for our asynchronous message queue\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://kubernetes.io/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Kubernetes\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://www.docker.com/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Docker\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; to schedule and run our services\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;https://www.envoyproxy.io/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Envoy Proxy\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for RPC\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://aws.amazon.com/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;AWS\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for most of our production infrastructure and\u0026lt;a href=\u0026quot;https://cloud.google.com/\u0026quot;\u0026gt; \u0026lt;strong\u0026gt;GCP\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for most of our data infrastructure\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;React for our public web apps and internal tools\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;We also have physical datacenters with actual cables to connect to various third parties\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The Interview Process:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves three main stages:\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;Initial Call\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Take home task or pair coding exercise\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Final interview: including a system design and a behavioural interview\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 4 weeks but we will always work around your availability.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;One of our engineers has written a detailed blog on their experience through this process, for extra details, hints and tips please see\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/blog/2022/03/23/demystifying-the-backend-engineering-interview-process\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 £105,000 - £135,000 + Incentive Awards tied to your performance\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️We can help you relocate to the UK\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅We can sponsor visas.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚Learning budget of £1,000 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕And much more, see our full list of benefits \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;We\u0026#39;re usually always hiring for Backend Engineers, so there\u0026#39;s no closing date for this job.\u0026lt;/em\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-Remote\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-NB\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43595,"name":"Engineering","child_ids":[],"parent_id":396396}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8092745","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3505781,"location":{"name":"London; Remote (UK)"},"metadata":null,"id":8092745,"updated_at":"2026-09-25T05:17:09-04:00","requisition_id":"3358","title":"Senior Credit Risk Manager, Credit Platform ","company_name":"Monzo","first_published":"2026-07-30T07:38:25-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London or Remote (UK)\u0026amp;nbsp; | 💰 £125,400 - £169,600 + Incentive Awards tied to your performance + \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;\u0026amp;nbsp;Benefits\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;About us:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as \u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;a href=\u0026quot;https://www.youtube.com/watch?v=U62l09nB0M4\u0026quot;\u0026gt;Hear from our UK team about what it\u0026#39;s like working at Monzo\u0026lt;/a\u0026gt; ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;About the team:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our Borrowing (lending) business is growing rapidly across both our existing products and the planned launch of new initiatives. We aim to create a genuine feel-good factor when it comes to personal credit, and we’re looking for driven, analytical and creative individuals to help us achieve this goal.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re great believers in powerful, real-time analytics and empowering the wider business. All our data lives in one place and is easy to use. Over 90% of day-to-day data-driven decisions are supported through self-serve analytics in Looker, giving analysts the headspace to focus on solving high-impact business problems.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our Credit Platform squad builds the shared infrastructure that powers lending decisioning across Monzo. We develop the core credit valuation (NPV) infrastructure, decisioning capabilities and data foundations that enable our Product Credit teams to develop, evaluate and deploy lending strategies across products and markets. As we scale internationally, our platform is at the heart of delivering consistent, scalable credit capabilities globally. You\u0026#39;ll lead a team of five Credit Analysts, shaping the evolution of our platform, pushing the boundaries to unlock the next generation of lending capabilities and drive efficiencies.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Join a team where your ideas can rapidly transform into reality, leveraging our cutting-edge technology and agile ways of working. Credit Platform is a cross-functional squad bringing together Credit, Product, Engineering and Data expertise to build shared capabilities that power Borrowing across Monzo.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;How you’ll contribute:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p\u0026gt;Shape our Credit Platform: Define the roadmap for Monzo\u0026#39;s Credit Platform, evolving the shared infrastructure that enables Product Credit teams to develop, evaluate and deploy lending strategies across our retail and business lending products in the UK and new global markets.\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p\u0026gt;Build Credit Valuation Infrastructure: Lead the evolution of the infrastructure that supports Monzo\u0026#39;s credit valuation capabilities, including our NPV modelling framework, ensuring it is scalable, reliable and enables Product Credit teams to optimise lending economics.\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p\u0026gt;Lead and Develop a High-Performing Team: Hire, coach and develop a high-performing team of Credit Analysts, fostering a culture of technical excellence, ownership and continuous improvement while delivering platform capabilities with broad organisational impact.\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p\u0026gt;Partner Across Monzo: Work closely with Credit, Engineering, Product, Machine Learning, Data and Risk teams to build platform capabilities that accelerate experimentation, simplify strategy deployment and improve the speed and quality of credit decisioning.\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p\u0026gt;Influence Through Technical Leadership: Represent the Credit Platform across Monzo, translating complex technical concepts into clear recommendations for senior leaders and helping shape the future direction of our lending platform.\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;You should apply if:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;What we’re doing here at Monzo excites you!\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You are a technical and strategic credit leader\u0026lt;/strong\u0026gt; with extensive experience in unsecured lending.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You understand lending economics inside out\u0026lt;/strong\u0026gt;, with deep experience in NPV modelling and the infrastructure and frameworks that enable effective credit decisioning\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You are highly motivated by fast-paced environments\u0026lt;/strong\u0026gt;, enjoy ambiguity, designing frameworks from scratch, and delivering meaningful change.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You are an exceptional cross-functional leader\u0026lt;/strong\u0026gt; who thrives when partnering with Engineering, Product, Risk, Machine Learning and Credit teams to deliver shared platform capabilities.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You have a track record of leading and developing analytical talent\u0026lt;/strong\u0026gt;, and you are excited by the prospect of leading a high-impact team.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You have strong analytical and data capabilities\u0026lt;/strong\u0026gt; backed up by technical coding skills (SQL is a must-have; Python and Looker experience is a plus).\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The Interview Process:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves 3 main stages. We promise not to ask you any brain teasers or trick questions!\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Recruiter call\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Initial call with the hiring manager\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Final loop of interviews meeting key stakeholders\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 3-4 weeks but we will always work around your availability. You will have the chance to speak to our recruitment team at various points during your process but if you do have any specific questions ahead of this please contact us on tech-hiring@monzo.com\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️ We can help you relocate to the UK\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor visas\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚Learning budget of £1,000 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕And much more, see our full list of benefits\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; \u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal Opportunity Statement\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;We are actively creating an equitable environment for every Monzonaut to thrive.\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we are making sure we have lots of support for all of our people to grow at Monzo. At Monzo, embracing diversity in all of its forms and fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our\u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt; blog\u0026lt;/a\u0026gt;, 2021\u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2021-diversity-and-inclusion-report\u0026quot;\u0026gt; Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2022\u0026lt;a href=\u0026quot;https://monzo.com/blog/2023/01/31/an-update-on-our-gender-pay-gap-jan-2023\u0026quot;\u0026gt; Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We\u0026#39;re an equal opportunity employer. All applicants will be considered for employment without attention to ethnicity, religion, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity status or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-COD #LI-REMOTE\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":56753,"name":"Borrowing","child_ids":[],"parent_id":396396}],"offices":[{"id":14736,"name":"London","location":null,"child_ids":[],"parent_id":114746},{"id":65099,"name":"Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/6180814","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":2767153,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":6180814,"updated_at":"2026-09-29T14:19:12-04:00","requisition_id":"1265","title":"Senior Data Scientist","company_name":"Monzo","first_published":"2024-08-15T05:12:59-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;h4\u0026gt;📍London | UK remote | 💰 £80,000 to £95,000 + Incentive Awards tied to your performance +\u0026lt;a href=\u0026quot;https://monzo.com/careers/#benefits\u0026quot;\u0026gt; Benefits\u0026lt;/a\u0026gt; | \u0026lt;a href=\u0026quot;https://www.youtube.com/watch?v=U62l09nB0M4\u0026quot;\u0026gt;Hear from the team\u0026lt;/a\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;About our\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt; Data Science\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt; Team:\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;We\u0026#39;re looking for a Senior Product Data Scientist excited to help build the bank of the future. You\u0026#39;ll have the opportunity to super charge our user engagement in 2025 and help us to build a bank that customers truly love.\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;At Monzo, we\u0026#39;re building a bank that is fair, transparent and a delight to use. We’re growing extremely fast and have over 11 million customers in the UK. We’ve built a product that people love and more than 80% of our growth comes from word of mouth and referrals.\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Enable Monzo to Make Better Decisions, Faster\u0026lt;/span\u0026gt;\u0026lt;/em\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;We have a strong culture of data-driven decision making across the whole company. And we\u0026#39;re great believers in powerful, real-time analytics and empowerment of the wider business. All our data lives in one place and is super easy to use. 90% of day-to-day data-driven decisions are covered by self-serve analytics through Looker which gives data scientists the head space to focus on more impactful business questions and analyses.\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;How we hire\u0026lt;/strong\u0026gt;\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;We are excited to be expanding and are hiring for multiple roles across our Data Science teams! Whether your interests lie in Borrowing, Growth, Payments, Fincrime, Wealth, or Core, we are looking for talented individuals with a versatile skill set to contribute across our squads. While we allocate teams after the interview process, we aim to match your skills and aspirations with the most suitable role. Throughout the process, you will meet team members from across our Data Science collectives, who will guide you through the opportunities available. Join us and be part of shaping our future!\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;What you’ll be working on\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;We work in cross-functional squads where every data scientist is a member of a central data discipline and fully embedded into 1 product squad alongside engineers, designers, marketers, product managers etc.\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;Your day-to-day\u0026amp;nbsp;\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Applying your expertise in quantitative analysis, data mining, and the presentation of data to see beyond the numbers and understand how our users interact with our products and how those insights can inform our product strategy\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Guide and enable product teams to measure things that matter; initiate or help run A/B experiments to keep improving everything we do\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Drive together with the finance team a unified company-wide understanding of the lifetime value of our users and how different product features are impacting user profitability\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Liaise with engineers to keep making sure we collect the right data to produce relevant business insights\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;You should apply if:\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;What we’re doing here at Monzo excites you!\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;You\u0026#39;re \u0026lt;/span\u0026gt;\u0026lt;em\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;impact driven\u0026lt;/span\u0026gt;\u0026lt;/em\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt; and eager to have a real positive impact on the company, product, users and very importantly your colleagues as well\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;You\u0026#39;re \u0026lt;/span\u0026gt;\u0026lt;em\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;commercially minded\u0026lt;/span\u0026gt;\u0026lt;/em\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt; and can put numbers into business perspective\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;You’re as comfortable \u0026lt;/span\u0026gt;\u0026lt;em\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;getting hands-on\u0026lt;/span\u0026gt;\u0026lt;/em\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt; as taking a step back and \u0026lt;/span\u0026gt;\u0026lt;em\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;thinking strategically\u0026lt;/span\u0026gt;\u0026lt;/em\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;You have a \u0026lt;/span\u0026gt;\u0026lt;em\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;self-starter mindset;\u0026lt;/span\u0026gt;\u0026lt;/em\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt; you proactively identify issues and opportunities and tackle them without being told to do so\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;You\u0026#39;re a \u0026lt;/span\u0026gt;\u0026lt;em\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;team player\u0026lt;/span\u0026gt;\u0026lt;/em\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt; whom your colleagues can rely on\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;You have \u0026lt;/span\u0026gt;\u0026lt;em\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;solid grounding in SQL\u0026lt;/span\u0026gt;\u0026lt;/em\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt; and preferably Python\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;You have experience in conducting large scale A/B experiments\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;The Interview Process:\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Our interview process involves three main stages:\u0026amp;nbsp;\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Recruiter Call\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Initial Call\u0026amp;nbsp;\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Technical Interview\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Final Interview including a case study and collaboration interview\u0026amp;nbsp;\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Our average process takes around 2-3 weeks but we will always work around your availability.\u0026amp;nbsp;\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;You will have the chance to speak to our recruitment team at various points during your process.\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;💰 \u0026lt;/strong\u0026gt;£80,000 to £95,000 + Incentive Awards tied to your performance + Benefits\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;✈️ We can help you relocate to the UK\u0026amp;nbsp;\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;✅ We can sponsor visas\u0026amp;nbsp;\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;📚\u0026lt;/span\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Learning budget of £1,000 a year for books, training courses and conferences\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;➕And much more, see our full list of benefits \u0026lt;/span\u0026gt;\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;If you prefer to work part-time, we\u0026#39;ll make this happen whenever we can - whether this is to help you meet other commitments or strike a great work-life balance.\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-NB2 #LI-Remote\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":53656,"name":"Data","child_ids":[],"parent_id":396396}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8064099","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3494360,"location":{"name":"Barcelona"},"metadata":null,"id":8064099,"updated_at":"2026-09-25T05:17:09-04:00","requisition_id":"3322","title":"Senior Data Scientist","company_name":"Monzo","first_published":"2026-07-17T06:05:22-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍Barcelona, Spain | 💰 Base salary for this role is depending on experience\u0026amp;nbsp;+\u0026lt;em\u0026gt; \u0026lt;/em\u0026gt;Incentive Awards tied to your performance\u0026lt;em\u0026gt; \u0026lt;/em\u0026gt;\u0026amp;nbsp;+ benefits\u0026amp;nbsp;\u0026lt;br\u0026gt;Hybrid model: 3 days a week in the office\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;About our Data Science Teams:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We\u0026#39;re looking for a Senior Product Data Scientist excited to help build the bank of the future. You\u0026#39;ll have the opportunity to super charge our user engagement and help us to build a bank that customers truly love.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;At Monzo, we\u0026#39;re building a bank that is fair, transparent and a delight to use. We’re growing extremely fast and have over 15 million customers in the UK. We’ve built a product that people love and more than 80% of our growth comes from word of mouth and referrals.\u0026amp;nbsp;\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;We have a strong culture of data-driven decision making across the whole company. And we\u0026#39;re great believers in powerful, real-time analytics and empowerment of the wider business. All our data lives in one place and is super easy to use. 90% of day-to-day data-driven decisions are covered by self-serve analytics through Looker which gives data scientists the head space to focus on more impactful business questions and analyses.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;How we hire\u0026lt;/strong\u0026gt; \u0026lt;br\u0026gt;\u0026lt;br\u0026gt;We are excited to be expanding and are hiring for multiple roles across our Data Science teams! Whether your interests lie in Borrowing, Growth, Payments, Fincrime, Wealth, or Core, we are looking for talented individuals with a versatile skill set to contribute across our squads. While we allocate teams after the interview process, we aim to match your skills and aspirations with the most suitable role. Throughout the process, you will meet team members from across our Data Science collectives, who will guide you through the opportunities available. Join us and be part of shaping our future!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Your day-to-day\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Applying your expertise in quantitative analysis, data mining, and the presentation of data to see beyond the numbers and understand how our users interact with our products and how those insights can inform our product strategy\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Guide and enable product teams to measure things that matter; initiate or help run A/B experiments to keep improving everything we do\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Drive together with the finance team a unified company-wide understanding of the lifetime value of our users and how different product features are impacting user profitability\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Liaise with engineers to keep making sure we collect the right data to produce relevant business insights\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;You should apply if:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;re impact driven and eager to have a real positive impact on the company, product, users and very importantly your colleagues as well\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;re commercially minded and can put numbers into business perspective\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re as comfortable getting hands-on as taking a step back and thinking strategically\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a self-starter mindset ; you proactively identify issues and opportunities and tackle them without being told to do so\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;re a team player whom your colleagues can rely on\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have solid grounding in SQL and preferably Python\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have experience in conducting large scale A/B experiments\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The Interview Process: \u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves three main stages:\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;1. Recruiter Call\u0026amp;nbsp;\u0026lt;br\u0026gt;2. Initial Call \u0026lt;br\u0026gt;3. Technical Interview \u0026lt;br\u0026gt;4. Final Interview including a case study and collaboration interview \u0026lt;br\u0026gt;\u0026lt;br\u0026gt;Our average process takes around 2-3 weeks but we will always work around your availability. \u0026lt;br\u0026gt;You will have the chance to speak to our recruitment team at various points during your process.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 Base salary for this role is depending on experience +\u0026lt;em\u0026gt; \u0026lt;/em\u0026gt;Incentive Awards tied to your performance\u0026lt;em\u0026gt; \u0026lt;/em\u0026gt;\u0026amp;nbsp;+ benefits\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍Barcelona, Spain\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚Learning budget of €1,200 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-JS1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":53656,"name":"Data","child_ids":[],"parent_id":396396}],"offices":[{"id":332444,"name":"Barcelona","location":null,"child_ids":[],"parent_id":109271}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/6394676","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3005118,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":6394676,"updated_at":"2026-09-25T05:17:09-04:00","requisition_id":"1729","title":"Senior Engineering Manager","company_name":"Monzo","first_published":"2024-11-15T05:09:33-05:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London or Remote (UK) | 💰 £138,000 - £175,000 + Equity + \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp;\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;About the Role\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This role is for a Senior Engineering Manager where you’ll be a manager of managers. You will be leading across multiple teams in an org of around 20-30 people. We’re expanding and your role as the Senior EM will be to grow and build new squads as needed. Your direct reports will include Tech Leads, Senior Engineers and 2-3 Engineering Managers.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;Senior Engineering Managers at Monzo are part of cross-functional, autonomous teams and groups. Our teams are mission driven, and typically include Product Managers, backend, web and mobile engineers as well as data scientists, designers and subject matter experts relevant to that mission. Teams are organised into groups, and then collectives - we aim to keep our line management structure as shallow as possible, and for teams to directly own decision making relevant to their work.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Senior Engineering Managers are accountable for the technical and delivery outcomes for their area - that means supporting and developing best in class engineering talent, as well as creating an inclusive team environment for people to do their best work. You’ll be responsible for structuring, organising, supporting and challenging your team to deliver on their mission.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You can read more on the expectations of Senior Engineering Managers in our \u0026lt;a href=\u0026quot;https://monzo.com/documents/engineering-manager-framework-v2-0.pdf\u0026quot;\u0026gt;Progression Framework\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Is this role right for you?\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;While this is not a role which requires hands-on-coding, we are looking for an experienced manager who has a strong technical and delivery background and has worked as a software engineer in previous roles.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We recognise that Senior Engineering Managers lead in different ways, we’re looking for someone who is adept at:\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Delivery and Execution\u0026lt;/strong\u0026gt;: Enjoys taking accountability for delivery across your squad(s), collaborating with the Technical Lead and Product Manager.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Engineering and Operational Excellence\u0026lt;/strong\u0026gt;: Actively fosters a high bar for engineering excellence within your teams. You’re accountable for the technical outcomes your teams deliver alongside individual engineer performance and growth, so holding a high bar (and clearly articulating your expectations) is key.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;People Leadership:\u0026lt;/strong\u0026gt; Has experience directly managing at least 2-3 Engineering Managers and leading orgs of around ~20 engineers. You can support, coach and develop them through their career with regular 1:1s and continuous feedback.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Technical Influence:\u0026lt;/strong\u0026gt; Partners with senior engineers to drive technical initiatives that raise the bar for our engineering practices.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Stakeholder Relationships:\u0026lt;/strong\u0026gt; Builds strong stakeholder relationships with other teams, and creates a focus space for engineers to do their best work.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Organisational Wide Impact:\u0026lt;/strong\u0026gt; Collaborates with the wider engineering organisation to contribute to company-wide best managerial and technical practices and standards.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;We consider your application across all open EM roles at Monzo independent of which role you\u0026#39;ve applied for, so \u0026lt;/em\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;if you\u0026#39;ve recently applied to a similar role at Monzo and have been unsuccessful, please wait 6 months before applying again.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;How we work 💻:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Locations \u0026amp;amp; Flexible Working :\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our main tech hub is in London, but our engineers live everywhere in the UK— from Brighton to the Western Isles.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We value meeting in person but there’s no pressure to come into the office, even if you\u0026#39;re nearby. We believe you\u0026#39;ll do your best work if you are where you want to be. If you live outside of London and we ask you to come into the office, Monzo will support you with the costs. ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our offices are naturally social, especially Tuesdays, Wednesdays and Thursdays, which happen to line up with our twice-weekly Monzo lunches \u0026amp;amp; treat Thursdays 🍽️. Teams also schedule time together often for work and play – in or around the office, or online.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Set up a work schedule that delivers impact and fits your life.\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;At Monzo, we value connections, flexibility, and wellbeing. We keep our meetings during core hours to stay connected and believe in maintaining work/life balance.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll be empowered to manage your work in a way that suits you and your team, giving you the freedom for children drop-offs and pick-ups, walking your dog or adventurous cat, avoiding peak commuting times or gym slots, appointments, or supporting your family in an emergency. 🕒✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Work the way that works for you with Monzo! 💼\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The interview process:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After an initial informal recruiter call you go through two main stages\u0026lt;/p\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Initial Call (1 hour)\u0026lt;/strong\u0026gt; You\u0026#39;ll meet with one of our Senior Engineering Managers or Engineering Directors. They\u0026#39;ll ask you about your previous experience, in particular people leadership, product delivery and technical leadership. They’ll ask example based questions (‘Tell me about a time when…’)\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Loop Stage (3 hours 30 mins)\u0026lt;/strong\u0026gt; The Loop stage consists of 3 x 60 min interviews that take place over 1-2 days (depending on your availability) and one 30 minute reverse interview (more details below).\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;p\u0026gt;The Loop is one stage and the interviews in this stage are:\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;- Team and Org Management (1 hour)\u0026lt;/em\u0026gt;\u0026lt;em\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/em\u0026gt;An example based interview with 1-2 of our engineering leaders. They’re interested to hear examples from your previous experience on the teams you’ve led, how you’ve shaped and partnered with product, and the impact you had.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;- System Design (1 hour)\u0026lt;/em\u0026gt;\u0026lt;em\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/em\u0026gt;You\u0026#39;ll partner with a Staff or Principal Engineer on a technical whiteboarding exercise.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;- Behavioural (1 hour)\u0026lt;/em\u0026gt;\u0026lt;em\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/em\u0026gt;Similar to Team and Org Management, this is an example based interview with 1-2 Engineering Leaders. This interview focuses on your people leadership style and core behaviours as an Engineering Manager.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;- Chat with an Engineering Leader (30 mins)\u0026lt;/em\u0026gt;\u0026lt;em\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/em\u0026gt;At Monzo, we believe interviews are a two-way street. This will be your opportunity to ask us any questions about Monzo, engineering leadership or our teams – whatever’s on your mind.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;All things going well, you\u0026#39;ll have completed the hiring process 🚀\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 3-4 weeks but we will always work around your availability. You’ll have the chance to speak to our recruitment team throughout the process.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 £138,000 - £175,000 + Equity + \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️ We can help you relocate to the UK\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor visas\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚Learning budget of £1,000 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕And much more, see our full list of benefits\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; \u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;#LI-Remote #LI-AL1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43595,"name":"Engineering","child_ids":[],"parent_id":396396}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8132044","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3521309,"location":{"name":"London"},"metadata":null,"id":8132044,"updated_at":"2026-09-25T05:17:09-04:00","requisition_id":"3413","title":"Senior Finance Business Partner","company_name":"Monzo","first_published":"2026-08-17T11:28:49-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London | 💰 £84,200 - £99,000 + incentive awards tied to your performance + \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;⭐ Our Finance team\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our Finance team is growing and we are looking for a \u0026lt;strong\u0026gt;Senior Finance Business Partner\u0026lt;/strong\u0026gt; to join the Commercial finance team, specifically partnering with our \u0026lt;strong\u0026gt;Borrowing\u0026lt;/strong\u0026gt; collective. You will support our Flex Credit cards, Loans and Overdraft portfolios. You will work in a team that manages the P\u0026amp;amp;L and Balance Sheet to deliver the financial plan, helps the business to make strategic financial decisions, challenges to improve performance, and owns the end-to-end financials and financial controls for your business area.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;The right candidate will enjoy supporting and challenging the business across new initiatives, love to build business cases, present and debate investment choices and be comfortable with both digging into data to deliver insights and thinking about broader strategic choices.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑You’ll play a key role by…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Being the single point of contact between the business and finance - you will have an opportunity to work senior leaders in driving commercial projects, analysing performance of existing products and participating in day to day support of the business.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Diving deep into the data - looking for trends, opportunities and stories that can be used in improving our profitability and growth. You will be thinking how to deepen engagement in products, improve our customer strategy or pricing, through scenario analysis and analytical insights.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Analysing and scoping new markets and new products - designing commercials for business cases and negotiating with partners.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Presenting your ideas and working across a number of stakeholders including engineering, legal, risk management, product, strategy or marketing.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Designing and building new processes for effective decision making as Monzo continues to scale up.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Supporting the build of a highly competent and motivated team of financial analysts with clear objectives for ongoing development to partner with existing and new businesses.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if you..\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Have demonstrable experience in financial business partnering with senior business leaders- driving commercial, revenue generating projects, evaluating business cases and influencing decisions.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Are comfortable navigating highly complex fields of financial services, with the ability to break down problems into manageable chunks and working through them.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Hold strong financial modelling (advanced Excel/Google Sheets) experience, preferably you are also comfortable pulling your own data using SQL/Python.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Have great analytical \u0026amp;amp; problem solving skills, with the ability to identify trends, issues and recommend actions.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Hold good interpersonal \u0026amp;amp; influencing skills, ability to engage across various internal functions to develop, get buy-in and deliver outcomes across teams\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Have experience building business cases, presenting and debating investment choices\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Demonstrate ability to be hands-on and enjoy supporting colleagues, projects or tasks both big or small\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Have strong attention to detail and organisational skills, able to support with developing new processes and streamlining existing processes to create efficiencies\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Have a background in retail banking; an understanding of credit is preferred. You will closely use NPV and ROE frameworks to drive profitable strategy.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything that\u0026#39;s listed just yet. Drop us your application, we’d love to hear from you!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 £84,200 - £99,000 + incentive awards tied to your performance\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role is based in our London office, with a hybrid working environment. We\u0026#39;re open to distributed working within the UK, with the expectation of at least once a week in our London office.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 £1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more! \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Read our full list of benefits\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt; The application journey has 4 key steps:\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;- Phone call with recruiter (30mins)\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;- Video call with finance team member (30 mins)\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;- Video call with hiring manager (45 min)\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;- Video call with stakeholder (30 mins)\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 3-4 weeks but we will always work around your availability.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-NZ1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":54075,"name":"Finance","child_ids":[],"parent_id":396395}],"offices":[{"id":14736,"name":"London","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8158933","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3531248,"location":{"name":"London"},"metadata":null,"id":8158933,"updated_at":"2026-10-13T11:43:11-04:00","requisition_id":"3434","title":"Senior Financial Control Analyst ","company_name":"Monzo","first_published":"2026-08-26T10:28:29-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Senior Financial Control Analyst\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍London/Cardiff | 💰£56,000 - £75,000 + Incentive Awards tied to your performance +\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;⭐ Our Financial Control Team:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Monzo is growing fast - new products, new markets and new locations. As we expand we need to make sure we can support our businesses and control our processes, so we are growing our team to meet these exciting new challenges!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our team sits within Monzo’s Finance collective and our job is getting the numbers right. We’re currently a team of seven qualified accountants, split between our Cardiff and London offices, and we ensure the ledger’s correct at every month-end. We work closely with all areas of Finance and the product teams to make that happen.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑 You’ll play a key role by…\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We\u0026#39;re looking for a proactive, enthusiastic and commercially-minded accountant to work on our financial accounting, and help us build a world-class finance function. This role would be well suited to a qualified accountant with 2+ years of post-qualification experience.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some really exciting challenges under way like making sure we maximise our new SAP S4/HANA general ledger, expanding into the European Union, pushing forward with our automation plans, continuing to grow our customer base, growing our lending business and adding to our marketplace. You’ll work on scaling Monzo in a controlled way, while helping us optimise our financial control processes with the help of technology. You’ll report to our Financial Control Manager.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Your day-to-day:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Manage a tight process with the rest of our internal Finance team to ensure a swift month-end close process and group consolidation.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Understand the business and our products to write insightful management commentary.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Understand our accounting systems and make sure we are taking advantage of all features we can to minimise manual elements of reporting.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Embrace the opportunity to improve and transform processes, driving incremental improvements through to adoption of AI.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Learn SQL skills to run reports and propose solutions that make our processes efficient and scalable.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Support our year end process working with external auditors and our Financial Reporting squad.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Help review new products, assessing the accounting and implementing them in our banking platform and accounting system.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Work with the business to assess the impact of changes in accounting standards and make proposals on accounting policy matters for new products launched.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Help maintain the integrity of our chart of accounts and financial static data.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Resolve miscellaneous inquiries and support the overall finance team wherever needed - from forecasting and valuations, to bank transfers, transfer pricing and tax policy research!\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You’re a qualified accountant with a few years’ post-qualification experience, ideally in financial reporting/controlling teams and working in a retail banking environment\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a strong understanding of technical accounting standards\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a great eye for detail\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re fascinated by the banking and regulatory landscape, and have a good understanding of key financial controls\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re a self-starter and enjoy tackling what needs doing, whether it’s making a bank transfer or pulling together reports for investors\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re comfortable translating complex information into simple words for people with diverse backgrounds\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re interested in using data (SQL skills would be a bonus)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You embrace change and are motivated to improve and innovate process\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You thrive in a dynamic and constantly evolving environment\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;What we’re doing at Monzo excites you!\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;🙌 What’s in it for you\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰£56,000 - £75,000 ➕ Incentive Awards tied to your performance.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London or Cardiff office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London)\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 £1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏡 We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more! \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Read our full list of benefits\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt; The application journey has 4 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Recruiter Screening Conversation\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Initial HM Interview\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Role Specific Interview\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Behavioural Interview\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-TP1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":54075,"name":"Finance","child_ids":[],"parent_id":396395}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8207682","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3552365,"location":{"name":"Remote (UK)"},"metadata":null,"id":8207682,"updated_at":"2026-09-25T07:11:52-04:00","requisition_id":"3493","title":"Senior Financial Crime Investigator  - EU, Spanish \u0026 English ","company_name":"Monzo","first_published":"2026-09-17T06:35:48-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;Remote in the UK 🇬🇧 | 💰 £31,100 - £39,350 (+ £2,500 Multilingual Premium) + Incentive awards tied to your performance +\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; Benefits ✨\u0026lt;br\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Start Date - 4th January 2027\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;**Please only apply for this role if you are fluent in both English and Spanish, applications that are not fluent in both languages will not be progressed.**\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p data-path-to-node=\u0026quot;2,0,0\u0026quot;\u0026gt;\u0026lt;strong data-path-to-node=\u0026quot;2,0,0\u0026quot; data-index-in-node=\u0026quot;0\u0026quot;\u0026gt;Shift Options Available:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul data-path-to-node=\u0026quot;2,0,1\u0026quot;\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p data-path-to-node=\u0026quot;2,0,1,0,0\u0026quot;\u0026gt;\u0026lt;strong data-path-to-node=\u0026quot;2,0,1,0,0\u0026quot; data-index-in-node=\u0026quot;0\u0026quot;\u0026gt;Option 1 (Core Day Shift):\u0026lt;/strong\u0026gt; 8.5-hour shifts scheduled between 07:00 and 18:30 (includes a 1-in-4 weekend rotation, with time off in lieu during the week)\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p data-path-to-node=\u0026quot;2,0,1,1,0\u0026quot;\u0026gt;\u0026lt;strong data-path-to-node=\u0026quot;2,0,1,1,0\u0026quot; data-index-in-node=\u0026quot;0\u0026quot;\u0026gt;Option 2 (Late Shift):\u0026lt;/strong\u0026gt; 12:00 – 20:30 (Monday to Friday, no weekends)\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;\u0026lt;strong\u0026gt;We\u0026#39;re hiring for opportunities in our Retail and Business Banking team.\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/em\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;👋 Hey there! We\u0026#39;re Monzo, the bank that\u0026#39;s making money work for everyone.\u0026lt;/strong\u0026gt; We\u0026#39;re all about waving goodbye to old-school banking and creating magical moments for our customers. This is an exciting time to join us as we continue to grow, and in this role as a Senior Investigator you\u0026#39;ll play a key part in supporting our customers.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑 You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Investigating complex or high-risk anti-money laundering alerts on business or retail accounts.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Responsible for recommending Suspicious Transaction Reports (STR) be by Monzo Bank EU.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Making business onboarding decisions in high-risk or complex cases.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Conducting ongoing due diligence on high-risk business accounts.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Providing financial crime expertise and support to other operational teams across the business.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have strong English written and verbal communication skills.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are Fluent in Spanish both written and verbal communication skills.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have strong experience of conducting high-risk business banking screening or complex business financial crime investigations.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have experience making independent, risk-based financial crime decisions in a regulated financial services firm.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have knowledge of the current financial crime landscape in the UK and the EU, and associated financial crime risks.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;br\u0026gt;The working hours to be covered by the team are stated above. The start for the role will be in January 2027 and you must be able to commit to the first 8 weeks of training Monday to Friday 9am-5.30pm. No holidays/time off will be authorised during this period.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰£31,100 - £39,350 (+ £2,500 Multilingual Premium) + Incentive awards tied to your performance\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🎂 We guarantee to approve time off on your birthday if it falls on a day you’re scheduled to work and it’s outside of your training period.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍 This role is remote based in the UK.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚£1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏡 We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more!\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; Read our full list of benefits\u0026lt;/a\u0026gt;.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈 Ready to join the Monzo adventure?\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Apply now and help us make money work for everyone in the EU!\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The application journey has 4 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Application questions\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Call with a Recruiter\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Take home task to assess your financial crime knowledge\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Interview to discuss your previous experience and technical knowledge and values \u0026amp;amp; language assessment\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;We want you to feel confident and put your best foot forward during the interview process. We’ve put together a \u0026lt;a href=\u0026quot;https://www.notion.so/monzo/Monzonaut-Interviews-how-to-prepare-30569fe426d280d281b0daf2a4646df2\u0026quot;\u0026gt;prep guide here\u0026lt;/a\u0026gt; with tips on how to prepare for your interview - please take a look!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 2-3 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43597,"name":"Customer Operations","child_ids":[],"parent_id":73665}],"offices":[{"id":65099,"name":"Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8071017","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3497019,"location":{"name":"London"},"metadata":null,"id":8071017,"updated_at":"2026-10-09T03:32:51-04:00","requisition_id":"3328","title":"Senior Financial Reporting Analyst","company_name":"Monzo","first_published":"2026-07-31T04:05:26-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍 London/Distrubuted across the UK | 💰£56,000 - £75,000 (depending on experience) ➕ Incentive Awards tied to your performance |\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; Benefits\u0026lt;/a\u0026gt; |\u0026lt;a href=\u0026quot;https://www.youtube.com/watch?v=U62l09nB0M4\u0026quot;\u0026gt; Hear from the team\u0026lt;/a\u0026gt; ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;⭐ Our Finance team\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We\u0026#39;re looking for a highly proactive, enthusiastic and commercially-minded Financial Reporting Senior Analyst to join our Financial Reporting team, and help us build a world-class finance function.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some really exciting challenges coming up, like expanding into the European Union, introducing Monzo Mobile and Habito to our group, climate change reporting, continuing to grow our customer base, expanding our lending business, and adding to our marketplace. You’ll work on scaling Monzo in a controlled way while helping us optimize our financial reporting processes with the help of technology. You’ll join the Finance team and report to our Financial Reporting Manager.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑 You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Supporting the full year end process, from drafting the annual report to working with external auditors until final sign-off.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Supporting tight processes with our internal finance team to ensure a swift month-end close process.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Understanding the business and our products to write insightful management commentary.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Working with our engineers and data teams to automate the production elements of the role, allowing you to focus on the parts of the role where your knowledge and skills provide the most value.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Understanding our accounting system and making sure we are taking advantage of all its features to minimise manual elements of reporting.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Being responsible for ensuring our financial reporting policies, procedures and controls are up to date, relevant and useful for Monzo and importantly are scalable.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Reviewing new products and the impact of new contracts, assessing the accounting and implementing them in our banking platform and accounting system.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Working with the business to assess the impact of changes in accounting standards and make proposals on accounting policy matters for new products launched.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Maintaining existing and developing new controls that protect our financial data and our balance sheet substantiation process.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Supporting the production of ESG sustainability reporting and disclosures.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Preparing monthly management and ad hoc reports, offering meaningful analysis of movements.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Resolving miscellaneous inquiries and supporting the overall finance team wherever needed - from forecasting and valuations, to bank transfers and tax policy research!\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You’re a qualified chartered accountant (ACA or CA) and ideally have audit experience combined with some financial reporting and control experience outside of practice.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re fascinated by the banking and regulatory landscape, and have a good understanding of key financial controls.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re a self-starter and enjoy tackling what needs doing, whether it’s making a bank transfer or pulling together reports for investors.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re comfortable translating complex information into simple words for people with diverse backgrounds.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re comfortable with leveraging data to automate reporting and drive efficiency (SQL skills would be a bonus).\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You thrive in a dynamic and constantly evolving environment.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Nice to have:\u0026lt;/li\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Experience in a listed company or financial services regulated environment.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Strong business partnering/commercial financial acumen.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;ESG reporting/audit of sustainability information (carbon footprint, CFD/CSRD).\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything that\u0026#39;s listed just yet. Drop us your application, we’d love to hear from you!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰£56,000 - £75,000 (depending on experience) ➕ Incentive Awards tied to your performance.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role is based in our London office and we aim to come in as a team twice a week. We\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London) if required.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚£1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏡We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more!\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; Read our full list of benefits\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈 The application journey has 4 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Recruiter Screening Conversation\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Initial Hiring Manager Interview (30 Minutes)\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Role Specific Interview (60 Minutes)\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Behavioural Interview (45 Minutes)\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo.\u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt; You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":54075,"name":"Finance","child_ids":[],"parent_id":396395}],"offices":[{"id":14736,"name":"London","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8225870","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3559970,"location":{"name":"Dublin"},"metadata":null,"id":8225870,"updated_at":"2026-10-07T02:20:34-04:00","requisition_id":"3519","title":"Senior FinCrime Operations Manager","company_name":"Monzo","first_published":"2026-09-23T06:07:32-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-family: helvetica, arial, sans-serif; font-size: 12pt;\u0026quot;\u0026gt;📍Dublin | 💶 €76,500 - €95,500 + Incentive Awards tied to your performance + benefits | \u0026lt;a href=\u0026quot;https://www.youtube.com/watch?v=U62l09nB0M4\u0026quot;\u0026gt;Hear from the team\u0026lt;/a\u0026gt; ✨\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;⭐ Our FinCrime, Fraud and Dispute Operations team\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Reporting to the EU Director of FinCrime, Fraud and Dispute Operations, we\u0026#39;re looking for a Senior Financial Crime Ops Manager to join our fast-growing EU team here in Dublin. You will need to oversee our outsourced partners, holding them accountable for SLAs and performance. This position requires in-depth data analysis expertise and a strong commitment to data-driven decision making, alongside a solid understanding of day-to-day fincrime operations and deep knowledge of transaction monitoring, AML/CTF, screening, and onboarding rules and models implementation. You will work across different areas and products including our current and business accounts and partner with our group data science, data engineering, product, and technology teams.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑 You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Driving strategic partners oversight: Ensuring that our outsourcing partners for FinCrime Operations are operating effectively.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Monitoring our FinCrime metrics and driving action delivery with our product teams to address the trends.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Combining hands-on execution with strategic thinking to align cross-functional teams with our FinCrime, AML/ CTF vision and strategy.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Helping to build and oversee solutions with technology at the heart of our screening, onboarding and transaction monitoring mitigation strategies to cover the various typologies using automated alerts.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Supporting the Director of FinCrime, Fraud and Disputes operations with producing Committee packs.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Supporting and managing the oversight of change implementation, making prioritisation calls of those initiatives.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Working closely with the second line of defence and our Money Laundering Reporting Officer (MLRO) to complete assurance activity, identification and remediation of any actions.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Collaborating across the company to remove roadblocks and solve complex challenges relating to Monzo\u0026#39;s EU expansion.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Supporting 3rd line of defence with auditing activities.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Being an excellent partner to our third party vendors, unblocking and empowering their teams for high delivery and high performance.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You excel at leveraging robust data insights and analytics to drive strategic decision-making.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are a problem solver who takes initiative to create a high impact for stakeholders.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Excel at stakeholder management and coordination across multiple teams.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have previous experience of achieving results through 3rd party/outsourcing\u0026amp;nbsp; management and you’re excited about working in a cross-functional team with engineers and data scientists to empower third party vendors\u0026#39; success.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have previous experience leading and managing FinCrime operations in payments or banking.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You enjoy partnering with 3rd party vendors, data scientists, and second line of defence (2LOD) to proactively mitigate and respond to existing and emerging fraud trends.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You understand the Financial crime,\u0026amp;nbsp; money mulling risks of the various products and services operating in the fintech space.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You champion\u0026amp;nbsp;the use of automated processes to find more efficient ways of working.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💶 A salary range of €76,500 - €95,500 + Incentive Awards tied to your performance\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role will have a hybrid working model, based in our Dublin office 3 days a week. You will also travel to Monzo’s head office in London from time to time\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏝 Annual Leave - 34 days including public holidays (24 holiday days + 10 public holidays)\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚€1,200 learning budget each year to use on books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏥 Private healthcare scheme\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰Pension scheme: the minimum contribution is 4% and Monzo matches any additional contributions that you make up to a maximum of 6%\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💛 Wellbeing benefits: financial education, women’s and men’s health support, mental health benefits, including coaching and counselling\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈 The application journey has 3 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;An introductory video call with a member of the Monzo Recruitment team\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;An initial video call with the hiring manager\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;A series of role specific, behavioural \u0026amp;amp; leadership principles interviews\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible! We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We\u0026#39;ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don\u0026#39;t miss out.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-MOS1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":73665,"name":"Operations","child_ids":[70796,71131,73666,57966,43599,43597],"parent_id":null}],"offices":[{"id":332441,"name":"Dublin","location":null,"child_ids":[],"parent_id":109270}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8225843","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3559955,"location":{"name":"Dublin"},"metadata":null,"id":8225843,"updated_at":"2026-10-07T02:19:43-04:00","requisition_id":"3518","title":"Senior Fraud Operations Manager","company_name":"Monzo","first_published":"2026-09-23T06:07:49-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-family: helvetica, arial, sans-serif; font-size: 12pt;\u0026quot;\u0026gt;📍Dublin | 💶 €76,500 - €95,500 + Incentive Awards tied to your performance + benefits | \u0026lt;a href=\u0026quot;https://www.youtube.com/watch?v=U62l09nB0M4\u0026quot;\u0026gt;Hear from the team\u0026lt;/a\u0026gt; ✨\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;⭐ Our FinCrime, Fraud and Dispute Operations team\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Reporting to the EU Director of FinCrime, Fraud and Dispute Operations, we\u0026#39;re looking for a Senior Fraud Operations Manager to join our fast-growing EU team here in Dublin. You will need to oversee our outsourced partners, holding them accountable for SLAs and performance. This position requires in-depth data analysis expertise and a strong commitment to data-driven decision making, alongside a solid understanding of day-to-day fraud operations and deep knowledge of\u0026amp;nbsp; fraud, disputes, and chargebacks rules and models implementation. You will work across different areas and products including our current and business accounts and partner with our group data science, data engineering, product, and technology teams.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑 You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Driving strategic partners oversight: Ensuring that our outsourcing partners for fraud and disputes operations are operating effectively.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Monitoring our fraud and disputes metrics and driving action delivery with our product teams to address the trends.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Combining hands-on execution with strategic thinking to align cross-functional teams with our fraud and disputes vision and strategy.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Helping to build and oversee solutions with technology at the heart of our fraud monitoring mitigation strategies to cover the various fraud typologies using automated alerts.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Supporting the Director of FinCrime, Fraud and Disputes operations with producing Committee packs.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Supporting and managing the oversight of change implementation, making prioritisation calls of those initiatives.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Working closely with the second line of defence and our Money Laundering Reporting Officer (MLRO) to complete assurance activity, identification and remediation of any actions.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Collaborating across the company to remove roadblocks and solve complex challenges relating to Monzo\u0026#39;s EU expansion.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Supporting 3rd line of defence with auditing activities.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Being an excellent partner to our third party vendors, unblocking and empowering their teams for high delivery and high performance.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You excel at leveraging robust data insights and analytics to drive strategic decision-making.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are a problem solver who takes initiative to create a high impact for stakeholders.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Excel at stakeholder management and coordination across multiple teams.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have previous experience of achieving results through 3rd party/outsourcing\u0026amp;nbsp; management and you’re excited about working in a cross-functional team with engineers and data scientists to empower third party vendors\u0026#39; success.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have previous experience leading and managing Fraud operations in payments or banking.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You enjoy partnering with 3rd party vendors, data scientists, and second line of defence (2LOD) to proactively mitigate and respond to existing and emerging fraud trends.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You understand the Financial crime, money mulling risks of the various products and services operating in the fintech space.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You champion the use of automated processes to find more efficient ways of working.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💶 A salary range of €76,500 - €95,500 + Incentive Awards tied to your performance\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role will have a hybrid working model, based in our Dublin office 3 days a week. You will also travel to Monzo’s head office in London from time to time\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏝 Annual Leave - 34 days including public holidays (24 holiday days + 10 public holidays)\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚€1,200 learning budget each year to use on books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏥 Private healthcare scheme\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰Pension scheme: the minimum contribution is 4% and Monzo matches any additional contributions that you make up to a maximum of 6%\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💛 Wellbeing benefits: financial education, women’s and men’s health support, mental health benefits, including coaching and counselling\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈 The application journey has 3 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;An introductory video call with a member of the Monzo Recruitment team\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;An initial video call with the hiring manager\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;A series of role specific, behavioural \u0026amp;amp; leadership principles interviews\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible! We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We\u0026#39;ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don\u0026#39;t miss out.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-MOS1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":73665,"name":"Operations","child_ids":[70796,71131,73666,57966,43599,43597],"parent_id":null}],"offices":[{"id":332441,"name":"Dublin","location":null,"child_ids":[],"parent_id":109270}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8168952","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3535252,"location":{"name":"Dublin"},"metadata":null,"id":8168952,"updated_at":"2026-09-29T11:20:13-04:00","requisition_id":"3443","title":"Senior Internal Controls Manager","company_name":"Monzo","first_published":"2026-09-01T04:18:53-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-family: helvetica, arial, sans-serif; font-size: 12pt;\u0026quot;\u0026gt;📍Dublin | 💶 €91,000 - €111,500 + Incentive Awards tied to your performance + benefits | \u0026lt;a href=\u0026quot;https://www.youtube.com/watch?v=U62l09nB0M4\u0026quot;\u0026gt;Hear from the team\u0026lt;/a\u0026gt; ✨\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-family: helvetica, arial, sans-serif; font-size: 12pt;\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;⭐ Our Finance team\u0026lt;/strong\u0026gt;\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We are looking for a Senior Internal Controls Manager to join the Finance team at Monzo Bank Europe DAC based in Dublin.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You will help Finance build and maintain a strong risk and control environment as we develop and grow our business across European markets. You will test key Finance controls, review evidence, support regulatory reporting assurance, track remediation actions and help improve the way Finance manages risk.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Working across Financial Control, Regulatory Reporting, Treasury, FP\u0026amp;amp;A, Tax, Risk \u0026amp;amp; Compliance and Internal Audit, you will bring your accounting expertise, strong attention to detail and a practical approach to controls. You will be comfortable challenging processes, writing clear findings and helping teams improve.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This is a great role for someone from audit, financial control or risk assurance who wants to help build a high-quality and robust Finance control environment in a growing digital bank.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑 You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Maintaining a robust and well-documented risk and control environment by improving documentation, evidence standards and control processes for the Finance team, and helping to ensure Finance-owned risks are aligned with MBEU’s risk appetite and the wider Enterprise Risk Management Framework.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Designing, maintaining and enhancing Finance risk and control matrices for key processes.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Performing regular control testing and review of evidence across Finance processes, including financial reporting, month-end close, balance sheet reconciliations, regulatory reporting, tax, treasury and capital/liquidity-related processes.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Testing Finance controls and assessing design and operating effectiveness. Identifying control gaps, recommending enhancements, and embedding change by tracking remediation actions and progress.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Leading and supporting Finance risk and control self-assessments, including evidence gathering, challenge and documentation.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Preparing concise updates for Finance leadership on control testing results, open issues, remediation progress and emerging risks. Supporting risk assurance reporting to MBEU governance forums.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Working with second-line Risk \u0026amp;amp; Compliance teams on oversight reviews, assurance planning and risk reporting.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Supporting Internal Audit and external audit requests relating to Finance controls.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Hold a recognised accounting qualification, or be close to qualification, such as ACA, ACCA, CIMA, CPA Ireland or equivalent.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Have detailed experience in audit, financial control, risk assurance, internal controls or regulatory reporting.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Have experience in Banking, fintech or financial services experience.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Can demonstrate a strong understanding of accounting processes, balance sheet controls, reconciliations and financial reporting risks.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Have experience testing or reviewing controls, including assessing design and operating effectiveness.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Can demonstrate strong attention to detail and ability to challenge evidence, assumptions and process weaknesses.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Have experience in documenting robust processes, risks, controls, issues and remediation plans clearly.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Have good interpersonal and influencing skills, ability to engage across various internal functions to develop, get buy-in and deliver outcomes across teams\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Have the ability to confidently present data in a meaningful and effective way; understanding the needs of the end users and tailoring presentations to their requirements\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Have experience building strong trusted relationships with stakeholders at all levels\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💶 A salary range of €91,000 - €111,500 + Incentive Awards tied to your performance\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role will have a hybrid working model, based in our Dublin office 2 - 3 days a week. You will also travel to Monzo’s head office in London from time to time\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏝 Annual Leave - 34 days including public holidays (24 holiday days + 10 public holidays)\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚€1,200 learning budget each year to use on books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏥 Private healthcare scheme\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰Pension scheme: the minimum contribution is 4% and Monzo matches any additional contributions that you make up to a maximum of 6%\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💛 Wellbeing benefits: financial education, women’s and men’s health support, mental health benefits, including coaching and counselling\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈 The application journey has 3 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;An introductory video call with a member of the Monzo Recruitment team\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;An initial video call with the hiring manager\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;A series of role specific, behavioural \u0026amp;amp; leadership principles interviews\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible! We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We\u0026#39;ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don\u0026#39;t miss out.\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":54075,"name":"Finance","child_ids":[],"parent_id":396395}],"offices":[{"id":332441,"name":"Dublin","location":null,"child_ids":[],"parent_id":109270}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/7621662","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3363740,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":7621662,"updated_at":"2026-09-25T05:17:09-04:00","requisition_id":"2986","title":"Senior Legal Counsel, Digital Assets and Payments ","company_name":"Monzo","first_published":"2026-08-07T06:54:58-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London/Cardiff/UK Remote | 💰circa £110,000 + Incentive Awards tied to your performance\u0026amp;nbsp;+ Benefits |\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://www.youtube.com/watch?v=tDAT6VxoqQM\u0026quot;\u0026gt;Hear from the team\u0026lt;/a\u0026gt; ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re looking for a \u0026lt;strong\u0026gt;Senior Legal Counsel\u0026lt;/strong\u0026gt; to join our team at Monzo to support our payments business including digital assets and emerging payment technologies. You will report to Monzo’s Director of Legal for Payments \u0026amp;amp; Business Banking, be part of the Legal and Board Governance Collective, and act as a legal business partner for the teams working on these initiatives.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This role sits at the intersection of payments, digital assets and emerging payments technologies. You’ll help teams navigate a rapidly evolving legal and regulatory landscape, helping Monzo innovate responsibly while protecting our customers.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll work at all levels in the organisation and with a wide-range of stakeholders from Product Managers and Designers, to Operations professionals and Software Engineers, and Risk, FinCrime and Compliance professionals.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;While payments, digital assets and emerging financial technologies will be your primary focus, more broadly, you will also have opportunities to work within a team of product lawyers to give first rate legal advice and support to Monzo’s Product Collectives, including in areas like personal and business banking.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You’ll work directly with senior lawyers, product managers and engineers to provide legal advice and commercial insights to develop and grow Monzo Bank in the UK - and internationally.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;In particular, you will:\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Partner with product managers to advise on legal matters, in particular relating to the impact of\u0026amp;nbsp; digital assets and emerging financial technologies, and advise on the legal and regulatory requirements for Monzo.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Help to develop efficient ways of working to enable Monzo to scale quickly, and ensuring Monzo operates safely and in accordance with the law and regulation.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Provide training and knowledge sharing with other Monzonauts on the impact of laws and regulations for Monzo and our customers in your specialist area..\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Often act as the sole lawyer advising product managers or other colleagues, identifying legal issues proactively, evaluating relevant risks and finding effective solutions to unique and complex business activities.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’ll work closely and collaboratively with Monzo’s Director of Legal for Payments \u0026amp;amp; Business Banking, Director of Product Legal, the General Counsel of Monzo Bank Limited and the other members of the UK Legal team to provide legal advice and commercial insights, in particular in relation to digital assets and other emerging financial technologies, to Product teams.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’ll be a trusted advisor and will work proactively and collaboratively with other relevant stakeholders and teams across the Monzo Group, including the Product, Risk \u0026amp;amp; Compliance, Supplier Operations, Financial Crime, Fraud and Operations teams.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’ll advise on the evolving legal and regulatory framework for digital assets and emerging financial technologies, working with colleagues across the UK and EU to\u0026amp;nbsp; to help us identify relevant local legal and regulatory requirements and apply them to our products.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’ll work with colleagues across the Legal and Board Governance Collective to improve the management of our teams’ activities, including through identifying suitable technology solutions to streamline workflows, optimise processes and efficiencies, and increase scalability.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’ll proactively manage relationships with external suppliers and law firms to enhance processes around cost management to ensure we are optimising our spend and extracting best value while delivering top-quality legal support.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You are a technically excellent lawyer with a minimum of 5 years of relevant post-qualification experience, with recent experience of digital assets, emerging financial technologies and the evolving regulatory regime.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have demonstrated experience of advising on laws and regulations relevant to financial services, including the UK regulatory regime as it applies to digital assets and emerging payment technologies.\u0026amp;nbsp;\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are a team player and a keen problem solver, skilled at assessing risk and recommending solutions that balance commercial and risk considerations. You think ahead, anticipate relevant challenges, understand the commercial objectives of the teams you support, set clear objectives, and find effective solutions.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are proactive, take initiative to broaden your knowledge, and are passionate about the intersection of banking and technology and the transformation unfolding in consumer finance. You are excited to work in a fast-paced environment and to join us for the next stage of our journey at Monzo!\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The interview process:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves 3 main stages:\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Recruiter call\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Initial call\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Full loop: Technical and behavioural interviews\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 3-4 weeks but we will always work around your availability.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 circa £110,000 + Incentive Awards tied to your performance ➕ benefits\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️ We can help you relocate to the UK\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role is based in our London office. If you are not based in London, we\u0026#39;re open to discuss this on a case by case basis.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 Learning budget of £1,000 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ And much more, see our full list of benefits \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible! We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo.\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":53655,"name":"Legal","child_ids":[],"parent_id":396395}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/7996955","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3468451,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":7996955,"updated_at":"2026-09-25T05:17:09-04:00","requisition_id":"3251","title":"Senior Machine Learning Manager, Borrowing","company_name":"Monzo","first_published":"2026-06-24T10:29:27-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;📍London/Cardiff/UK Remote | 💰 £138,000 to £176,000 + Incentive Awards tied to your performance +\u0026lt;a href=\u0026quot;https://monzo.com/careers#benefits\u0026quot;\u0026gt;\u0026amp;nbsp;\u0026lt;/a\u0026gt;\u0026lt;a href=\u0026quot;https://monzo.com/careers#benefits\u0026quot;\u0026gt;benefits\u0026lt;/a\u0026gt; |\u0026lt;a href=\u0026quot;https://www.youtube.com/watch?v=U62l09nB0M4\u0026quot;\u0026gt; Hear from the team\u0026lt;/a\u0026gt; ✨\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;About the role\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;p\u0026gt;Borrowing is one of Monzo’s most important growth engines. We’ve built strong scale in the UK, and the next phase is even more ambitious: grow in the UK, expand into new customer segments, and build the underwriting capability needed to scale into Europe.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re looking for a \u0026lt;strong\u0026gt;senior ML leader\u0026lt;/strong\u0026gt; to help shape that next phase.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll lead a high-calibre team of ML scientists and help define Borrowing’s ML roadmap across UK growth, new customer segments, and EU expansion. You’ll work across underwriting, pricing, limits, and lifecycle decisioning — improving today’s models while helping build the next generation of capability for Monzo.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This role combines \u0026lt;strong\u0026gt;near-term commercial impact\u0026lt;/strong\u0026gt; with \u0026lt;strong\u0026gt;long-term strategic advantage\u0026lt;/strong\u0026gt;:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;improving performance across our range of products\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;unlocking new data and faster model development\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;helping Monzo build underwriting that scales into new markets\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;shaping how advanced ML and AI can create real value in Borrowing\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;You’ll partner closely with leaders across Credit Strategy, Product, Engineering, Model Validation, Data, and Platform, and influence decisions that shape both business performance and the long-term architecture of credit decisioning at Monzo.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;What you’ll own\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Borrowing ML roadmaps across UK optimisation, new customer segments, and EU expansion\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Faster model improvement through new data and feature engineering\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;How Monzo uses Open Banking, transaction intelligence, and external data in credit decisioning\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;More portable underwriting capabilities across products, customer segments, and markets\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Hiring, leading, and developing a high-performing ML team\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Raising the bar on model quality, governance, tooling, and speed of iteration\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;What you’ll be working on\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;p\u0026gt;Examples of the challenges you could help lead:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Improving underwriting models across Loans, Flex, and Overdrafts\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Expand the data we use in our models\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Building better feature engineering and model shipping capability\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Improving transaction intelligence for credit use cases\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Developing underwriting capabilities for new customer segments and EU markets\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Shaping Monzo’s approach to advanced ML and AI\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;Our technology stack\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;p\u0026gt;We rely heavily on the following tools and technologies, although we do not expect applicants to have prior experience of all of them:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Google Cloud Platform\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;BigQuery SQL and dbt\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Python and the PyData stack\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Google AI Platform\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;AWS\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Python for ML services\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Go for backend services\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;AI tooling for productivity\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Google Workspace including Gemini\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;ChatGPT Enterprise\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Claude Code\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;You should apply if\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You want to shape the next phase of credit decisioning at one of Europe’s most ambitious fintechs\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You enjoy combining strategic leadership with strong technical judgment\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re excited by the intersection of underwriting, data, product, and platform capability\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You like building teams as much as building models\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You care about real customer and business impact\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;You must have\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;Credit and machine learning\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Strong knowledge of machine learning, statistics, and decisioning systems\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Deep experience in credit risk and lending\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Experience building, deploying, and iterating credit models in production\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Experience pushing the innovation frontiers of the credit industry\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;Leadership and delivery\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Experience leading and developing senior ML scientists\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Strong cross-functional leadership with Product, Credit Strategy, Engineering, and Validation\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Track record of turning strategy into practical delivery in a regulated environment\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;It would be great if you also have\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Experience across more than one market\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Experience with advanced ML methods and AI on structured financial data\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;The interview process\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;30 min Recruiter Call\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;45 min Initial Call\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;60 min ML technical interview\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;60 min People Leadership interview\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;60 min Product / Credit ML interview\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;All interviews will be conducted through Google Meet.\u0026lt;/p\u0026gt;\n\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;p\u0026gt;💰 £138,000 to £176,000 ➕ plus stock options \u0026amp;amp; benefits\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️ We can help you relocate to the UK\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor visas\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office with a hybrid working pattern, or fully remote within the UK with occasional travel to London.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏡 We’ll set you up to work from home, including support for remote setups.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work in a way that lets you do your best work.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 Learning budget for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ And much more — see our full list of benefits here\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;#LI-DC2\u0026amp;nbsp; #LI-Remote\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":56753,"name":"Borrowing","child_ids":[],"parent_id":396396}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/7732437","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3146749,"location":{"name":"London"},"metadata":null,"id":7732437,"updated_at":"2026-09-25T05:17:09-04:00","requisition_id":"2109","title":"Senior Product Director, Business Banking","company_name":"Monzo","first_published":"2026-03-18T12:07:28-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London, UK | 💰 Base salary for this role is depending on experience + Stock Options | Hybrid working model\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Define and deliver the future of how UK businesses manage their money. This is a rare opportunity to shape one of Monzo’s most strategically important product areas, leading teams to build innovative, differentiated experiences that no other bank offers.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll set the long-term vision, craft a customer-obsessed strategy, and create the execution engine that turns ambition into reality. We’re looking for someone who pairs exceptional product taste with strong analytical depth, thrives in ambiguity, and can inspire multiple teams to deliver world-class outcomes.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you’re excited by the idea of redefining business banking for millions of customers—and building high-performing teams along the way—this role puts you at the heart of Monzo’s next chapter.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What you’ll be working on:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;As the Senior Product Director for Business Banking, you will define and drive the product strategy, vision, and execution for one of Monzo’s most strategically important product areas. You’ll craft an ambitious roadmap rooted in deep customer insight, emerging market dynamics, and commercial impact—setting a vision that differentiates Monzo in the business banking space.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This role is a rare blend of strategic thinking, world-class product taste, analytical depth, and an ability to consistently ship great work. You will cultivate a high-performance, ownership-driven culture across multiple product teams, guiding them to innovate, execute, and scale products that meaningfully improve the financial lives of our business customers.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What you\u0026#39;ll do:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Product Strategy \u0026amp;amp; Vision\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Set a bold, customer-centric, commercially grounded product strategy for Business Banking.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Develop and articulate a compelling long-term product vision that positions Monzo as the leader in differentiated business financial experiences.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Combine customer insights, market trends, and commercial priorities into a roadmap that delivers measurable business impact.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Innovation \u0026amp;amp; Differentiation\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Foster a culture of innovation that challenges conventions and inspires teams to build category-defining experiences.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Identify and pursue opportunities to meaningfully differentiate Monzo’s business banking offerings.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Drive teams to create unique, delightful products based on exceptional product taste.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Analytical \u0026amp;amp; Strategic Depth\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Spar with data scientists and use data to understand “the why” behind customer behaviour, product performance, and opportunities.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Help teams deepen their analytical thinking, improving decision-making quality across the org.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Execution \u0026amp;amp; High-Performance Culture\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Build an execution engine that consistently delivers against ambitious goals.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Create extreme clarity on priorities, establish strong processes, remove blockers, and maintain team momentum.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Instil a culture of ownership, speed, and high performance.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Leadership \u0026amp;amp; Organisational Impact\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Be a self-starter with a strong bias for action—willing to lead from the front when needed and empower from behind when that’s best.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Take full ownership of the Business Banking product area, operating with autonomy and accountability.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Identify organisational inefficiencies and design structures that enable teams to thrive.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Hire, coach, and develop exceptional product managers, helping them reach their full potential and cultivating the next generation of Monzo product leaders.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;You should apply if:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You are a seasoned product leader, and have a track record of leading high-performing product teams at a fast-growing consumer tech company to:\u0026lt;/li\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;build highly engaging (daily/weekly) experiences for millions of customers\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;deliver company trajectory-changing impact\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;(nice-to-have) build a multi-market product, with a proven ability to balance priorities across geographies\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;re data-driven and commercial, and have a track record of collaborating with data scientists to define key metrics, run experiments, and deliver business impact.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can systematically break down and solve complex problems.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have good judgement, and you’re able to make good decisions in complex situations where there’s often no “right answer”.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have the urge and resilience to challenge the status quo and make things better, and are full of creative ideas for how to do so.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can work effectively with a diverse range of people and working styles - spanning engineering, design, data, user research, marketing, legal and compliance - to get stuff done.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re a great storyteller, who is able to motivate, energise and inspire people towards a common goal.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re passionate about building value for customers and not just achieving business results, and are excited about our mission at Monzo.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re intellectually honest about your work\u0026#39;s performance, continually striving for improvement.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re a fast learner, humble and curious, and enjoy learning every day and sharing your knowledge and experience.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’ve managed a team of PMs, have a proven ability to coach and develop others, and can provide clear and constructive feedback to your team and other disciplines.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can get hands-on when necessary, to fill gaps - in people or experience - and set a practical example for what great looks like.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰Base salary dependent upon experience + Stock Options + Benefits\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️ We can help you relocate to the UK\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor visas\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚Learning budget of £1,000 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕And much more, see our full list of benefits\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;\u0026amp;nbsp;\u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43596,"name":"Product","child_ids":[],"parent_id":396396}],"offices":[{"id":14736,"name":"London","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/7861991","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3423645,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":7861991,"updated_at":"2026-09-25T05:17:09-04:00","requisition_id":"3152","title":"Senior Product Marketing Manager","company_name":"Monzo","first_published":"2026-04-29T08:33:47-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London or Remote (UK) | 💰£70,000 - £105,000 +\u0026lt;a href=\u0026quot;https://monzo.com/careers#benefits\u0026quot;\u0026gt; Benefits\u0026lt;/a\u0026gt; |\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re looking for\u0026amp;nbsp;\u0026lt;em\u0026gt;several\u0026lt;/em\u0026gt;\u0026lt;strong\u0026gt; Senior Product Marketing Managers \u0026lt;/strong\u0026gt;to own Product Marketing for some of Monzo\u0026#39;s most important products across Core Banking, Borrowing and Wealth\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;At Monzo, Product Marketing is a global product-market fit discipline rather than a GTM discipline. We’re embedded in squads with PMs, Designers, and User Researchers, shaping products and propositions by acting as the voice of the market (UK, Ireland, Spain and future markets). We then partner closely with Integrated Marketing, who lead campaign \u0026amp;amp; channel strategy, creative direction, and overall go-to-market approach to bring those propositions to customers. Together, we build the right products and drive their growth. If that’s your flavour of product marketing, Monzo is for you.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;This is a senior individual contributor role.\u0026lt;/strong\u0026gt; You\u0026#39;ll own Product Marketing for a product end-to-end: understanding customers, shaping product strategy, defining positioning, and helping bring launches to market. There are two levels of seniority available — we will determine together what best fits you during the interview process.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Where you could join:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Core \u0026lt;/strong\u0026gt;is the foundation of Monzo. It\u0026#39;s where we build the products millions of people use every day: from Current Accounts and Joint Accounts to Pots, Subscriptions, Savings Challenge, and all the moments that make managing money feel effortless. This is a role for someone who believes the best product experiences come from getting the fundamentals right, and wants to shape products that become part of people\u0026#39;s daily lives.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Borrowing\u0026lt;/strong\u0026gt; is helping customers access credit simply, transparently, and responsibly. Today that includes growing products like Flex, Loans, Credit Insights, Mortgages, and Overdrafts in the UK, while also taking Monzo\u0026#39;s Flex proposition to millions more customers across Europe. This is a role for someone excited by the challenge of growing an established proposition at home while shaping how it succeeds in new markets; understanding local customer needs, refining the proposition, and helping build the foundations for Monzo to win internationally.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Wealth \u0026lt;/strong\u0026gt;is building the future of how people grow their money: helping millions of customers save, invest, and plan for retirement with the same simplicity and trust they expect from their current account. It spans Savings, Investments, Pensions, Insurance, and brand new wealth-building experiences. This is a role for someone who wants to challenge how traditional wealth products work and make growing money feel simpler, more accessible, and more rewarding for everyday customers.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Key Responsibilities\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Own Product Marketing for a Product. \u0026lt;/strong\u0026gt;You\u0026#39;ll define a 2–4 quarter Product Marketing strategy that connects customer needs, market opportunity, and product direction into a clear plan. You\u0026#39;ll own Product Marketing across the full product lifecycle from early discovery through launches and iteration. You\u0026#39;ll be the go-to person for understanding how your product succeeds in the market.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Become the expert on your market. \u0026lt;/strong\u0026gt;You\u0026#39;ll build a deep understanding of your customers, competitors, and category, using research, data, and experimentation to identify opportunities that influence product priorities. You\u0026#39;ll bring the voice of the market into day-to-day product decisions and help your squad make better bets.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Define positioning customers understand. \u0026lt;/strong\u0026gt;You\u0026#39;ll create clear, differentiated positioning and messaging that helps customers understand why your product matters. You\u0026#39;ll work closely with Product, Design, Writers, and Integrated Marketing to ensure that positioning is reflected consistently across the product experience and everything customers see.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Influence Product Strategy.\u0026amp;nbsp;\u0026lt;/strong\u0026gt;You\u0026#39;ll work alongside Product Managers, Designers, and Researchers to shape product strategy with customer and market insight. Product teams will seek your perspective before committing to product bets, and you\u0026#39;ll help turn customer problems into products people genuinely love.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Shape successful launches. \u0026lt;/strong\u0026gt;You\u0026#39;ll design launch strategies that fit the customer problem, partner with Integrated Marketing on campaigns, and coordinate cross-functional launches across Product, Marketing, Operations, and Support. You\u0026#39;ll measure what worked, learn quickly, and continuously improve how your product reaches customers.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Measure what matters. \u0026lt;/strong\u0026gt;You\u0026#39;ll use customer and commercial data to understand whether your work is making a difference. You\u0026#39;ll build business cases for product decisions, measure launches against meaningful outcomes, and use what you learn to strengthen positioning, propositions, and future product decisions.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;This is for you if:\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You enjoy owning entire products.\u0026lt;/strong\u0026gt; You\u0026#39;re comfortable taking responsibility for Product Marketing across a full product experience, from customer insight through to positioning.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You solve ambiguous problems with evidence.\u0026lt;/strong\u0026gt; You enjoy understanding customers, identifying market opportunities and turning insight into practical product and marketing recommendations.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You know what makes products win.\u0026lt;/strong\u0026gt; You combine customer insight, market understanding and commercial thinking to build products and propositions people genuinely love.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You influence through collaboration.\u0026lt;/strong\u0026gt; You enjoy working closely with Product Managers, Designers, Engineers, Researchers and Integrated Marketing, bringing people with you through evidence rather than authority.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You\u0026#39;re always improving and helping others improve.\u0026lt;/strong\u0026gt; You seek feedback, develop your craft and contribute to making the team stronger through sharing knowledge and helping others. Mentor more junior team members informally.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The Interview Process\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves three main stages:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Initial Call (30mins)\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Case Study Presentation (45mins)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;x2 final interviews via Google Meet (45mins for each interview)\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll hear from us throughout the application process, but if you’ve got any questions, please reach out to hiring@monzo.com. You can also use this email address to let us know if there’s anything we can do to make the process easier for you because of disability, neurodiversity or anything else.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you: \u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;£70,000 - £105,000 as a base salary\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;This role will be based out of our London office next to Liverpool Street station in a hybrid approach of office based and home working, or remotely within the UK\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Learning budget of £1,000 a year for books, training courses and conferences\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;And much more, see our full list of benefits \u0026lt;a href=\u0026quot;https://monzo.com/careers#benefits\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026amp;nbsp;\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;#LI-JB1 #LI-REMOTE\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt; \u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43600,"name":"Marketing \u0026 Community","child_ids":[],"parent_id":396395}],"offices":[{"id":14736,"name":"London","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8121253","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3517512,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":8121253,"updated_at":"2026-09-25T05:17:09-04:00","requisition_id":"3399","title":"Senior Product Marketing Manager, Business Banking","company_name":"Monzo","first_published":"2026-08-12T03:54:42-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London or Remote (UK) | 💰£80,000 - £105,000 +\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; Benefits\u0026lt;/a\u0026gt; |\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;About Business Banking at Monzo\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Since its launch five years ago, Monzo Business Banking has been dedicated to delivering the very best of Monzo to small businesses. Today, it\u0026#39;s an award-winning service, empowering over 1 million businesses across the UK.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;As Monzo expands across Europe, Business Banking is entering its next phase: adapting our products and proposition for small businesses in new markets, while continuing our mission to make money work for businesses.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The Role\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re looking for \u0026lt;em\u0026gt;several\u0026lt;/em\u0026gt;\u0026lt;strong\u0026gt; Senior PMMs \u0026lt;/strong\u0026gt;to own Product Marketing for entire products and experiences.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;A useful distinction - at Monzo, Product Marketing starts upstream in product-market fit. We\u0026#39;re embedded in squads with Product Managers, Data Scientists, Designers, User Researchers, and Sales, bringing the voice of the customer and market into what we build, how we position it, and how we take it to market. We own customer and market understanding, positioning, proposition, launch strategy, and sales enablement. We then partner closely with Integrated Marketing, who lead campaign strategy, creative direction, channel execution, and growth. Together, we build the right products and help them succeed in market.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;This is a senior individual contributor role.\u0026lt;/strong\u0026gt; You\u0026#39;ll own Product Marketing for a product end-to-end: understanding customers, shaping product strategy, defining positioning, and helping bring launches to market.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Where you could join\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Business Banking EU. \u0026lt;/strong\u0026gt;Business Banking is entering its next phase of growth as we expand beyond the UK. In this role, you\u0026#39;ll define how Monzo Business Banking succeeds in new European markets - understanding local customer needs, building the proposition that translates our core product into local relevance, and working across Product, Growth, Marketing, and local teams to bring those products to market. This is a senior role for someone with high autonomy who loves turning dense customer and market insight into practical decisions about what should launch.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Business Banking\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;. \u0026lt;/strong\u0026gt;Business Banking is growing quickly, serving more than one million businesses across the UK while expanding into increasingly sophisticated customer needs. In this role, you\u0026#39;ll shape how our products are positioned, sold, and adopted—from defining compelling product narratives to enabling Sales and partnering with Growth and Marketing on launches. This is a role for someone who enjoys sitting at the intersection of Product and commercial teams, translating customer insight into positioning, propositions, and go-to-market strategies that help more businesses choose Monzo.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Key Responsibilities\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Set Product Marketing Strategy for a set of products. \u0026lt;/strong\u0026gt;You\u0026#39;ll define a one-year Product Marketing strategy for a major area of Business Banking, connecting customer insight, market opportunity, and commercial priorities into a clear direction for the product area, rather than one individual product, with measurable business outcomes.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Develop differentiated positioning \u0026amp;amp; messaging: \u0026lt;/strong\u0026gt;You\u0026#39;ll create compelling positioning, messaging, and value propositions that differentiate Monzo in the market and resonate with different customer segments. You\u0026#39;ll build messaging frameworks that Product, Sales, Integrated Marketing, and broader marketing teams use consistently across launches and customer journeys.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Drive competitive intelligence and market insights\u0026lt;/strong\u0026gt;: You’ll build and maintain the market view for your product area. You\u0026#39;ll become the recognised authority on your customer segment and competitive landscape, building a coherent view of the market from customer research, commercial data, competitor intelligence, and Sales insight. Your recommendations will shape product strategy, positioning, go-to-market, and commercial priorities across the Business Banking collective.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Shape product strategy across markets.\u0026lt;/strong\u0026gt; You\u0026#39;ll partner closely with Product, Research, Design, and Data to identify customer problems, market opportunities, and competitive gaps that influence roadmap priorities. Your customer and market insight will shape what we build, not just how we bring it to market.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Set the go-to-market strategy for priority products and markets\u0026lt;/strong\u0026gt;. You\u0026#39;ll define what audiences we prioritise, why they would choose Monzo, what needs to be true for them to switch and stay, and what success looks like - giving Product, Sales, Marketing, and local market teams a shared strategic direction for how the product enters or scales in market.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Own product representation across the customer journey.\u0026lt;/strong\u0026gt; You\u0026#39;ll define the core proposition and value messages that should carry through key customer and sales touchpoints, so customers consistently understand why the product matters. You\u0026#39;ll partner with teams across Product, Sales, Marketing, CRM, and local markets to make sure the customer experience reflects the agreed positioning.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Enable localisation:\u0026lt;/strong\u0026gt; You\u0026#39;ll work with local market teams to determine what should remain globally consistent and what should adapt locally, ensuring positioning, customer journeys, and launches resonate in each market while strengthening the overall Monzo Business Banking proposition.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;This is for you if: \u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You\u0026#39;re recognised for your Product Marketing expertise.\u0026lt;/strong\u0026gt; You\u0026#39;re comfortable owning Product Marketing across a product area or market, and people seek your perspective on customers, competitors, positioning, and product strategy.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You bring senior stakeholders with you \u0026amp;amp; thrive in cross-functional environments. \u0026lt;/strong\u0026gt;You work effectively across Product, Sales, Growth, Marketing, and Research, building alignment around difficult decisions and helping teams make confident product and commercial choices.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You raise the quality of the work around you.\u0026lt;/strong\u0026gt; You enjoy mentoring less experienced PMMs, sharing your expertise, and improving how the team works through better frameworks, feedback, and knowledge sharing.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The Interview Process\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves three main stages:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Initial Call (45mins)\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Case Study Presentation (1hour)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;x2 final interviews via Google Meet (45mins for each interview)\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll hear from us throughout the application process, but if you’ve got any questions, please reach out to hiring@monzo.com. You can also use this email address to let us know if there’s anything we can do to make the process easier for you because of disability, neurodiversity or anything else.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you: \u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;£80,000 - £105,000 as a base salary\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;This role will be based out of our London office next to Liverpool Street station in a hybrid approach of office based and home working, or remotely within the UK\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Learning budget of £1,000 a year for books, training courses and conferences\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;And much more, see our full list of benefits \u0026lt;a href=\u0026quot;https://monzo.com/careers#benefits\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026amp;nbsp;\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;#LI-JB1 #LI-REMOTE\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43600,"name":"Marketing \u0026 Community","child_ids":[],"parent_id":396395}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8098915","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3508520,"location":{"name":"Madrid"},"metadata":null,"id":8098915,"updated_at":"2026-09-25T05:17:09-04:00","requisition_id":"3367","title":"Senior Risk \u0026 Compliance Officer","company_name":"Monzo","first_published":"2026-07-31T10:38:56-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍Madrid, Spain | 💰€75,000 - €95,000 + Incentive Awards tied to your performance ➕ benefits | \u0026lt;a href=\u0026quot;https://www.youtube.com/watch?v=U62l09nB0M4\u0026quot;\u0026gt;Hear from the team\u0026lt;/a\u0026gt; ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;⭐Our Risk \u0026amp;amp; Compliance Team\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We are looking for a Senior Risk \u0026amp;amp; Compliance Officer to oversee risk management and compliance activities for the Spanish Branch of Monzo Bank Europe. In this role, you will implement Monzo’s Risk Management Framework in Spain, monitor the Branch’s key material risks covering operational, conduct and compliance risks, and support regulatory engagements particularly with Banco de España.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Acting as a trusted advisor to the Spain Branch Manager, you will provide independent oversight, challenge and advice across a broad spectrum of risks including Credit, Operational, ICT/Security, Conduct, Compliance and Business risks. You will maintain strict functional independence via your reporting lines into the EU Risk Directors.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This role sits within the Second Line of Defense (2LOD) and reports functionally to the EU Director of Operational Risk and the EU Director of Conduct \u0026amp;amp; Compliance Risk, and operationally to the Spain Branch Manager.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This role includes acting as the Customer Service Representative of the Branch in accordance with article 5 of Order ECO/734/2004 and as the Deputy MLRO for Spain, supporting the MLRO in overseeing compliance with Anti-Money Laundering (AML) and Countering the Financing of Terrorism (CFT) regulations, and providing 2LOD coverage and backup when required.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;The role you are applying for is a Controlled Function (CF-2) within the meaning of the Central Bank Reform Act, 2010. For this role, appointment will be conditional on Monzo being fully satisfied that the appointee meets the requirements as set out in the Fitness and Probity Standards issued by the Central Bank of Ireland. As a CF, the role holder will be subject to Conduct Standards under the Central Bank of Ireland Individual Accountability Framework (IAF) and will be required to take reasonable steps to ensure that the relevant conduct standards are met.\u0026lt;/em\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Local Branch Risk \u0026amp;amp; Compliance Oversight and Governance\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Acting as the primary 2LOD point of contact for the Spanish branch, establishing and embedding a robust risk and compliance culture.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Monitoring and interpreting local regulatory updates from the Banco de España and other relevant authorities, ensuring changes are effectively integrated into local operating procedures.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Coordinating and drafting regulatory risk and compliance reports for local authorities, the Spain Branch Management Committee and EU-level Risk Committees as appropriate.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Supporting the Spain Branch Manager in maintaining clear local governance, accountability structures, and regulatory horizon scanning and mapping.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Developing, maintaining, and reporting against the Branch Risk Appetite Statement (RAS).\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Establishing and maintaining branch-level risk and compliance dashboards, metrics, and data analytics capabilities to support informed decision-making for Spanish operations.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Attending and actively participating in relevant internal governance forums, presenting management information (MI) and risk dashboards to key stakeholders.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Serving as a key leader within the wider Risk and Compliance team concerning all matters related to the Spanish business.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Championing a strong risk and compliance culture across Monzo\u0026#39;s Spanish operations by developing and delivering comprehensive training and awareness programs for employees.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Operational, ICT, Security, Data \u0026amp;amp; Third-Party Risk Oversight\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Overseeing the branch’s operational risk profile, ensuring that internal incidents, errors, and near-misses are accurately captured, investigated and mitigated.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Contributing to the Risk and Control Self-Assessment (RCSA) process, ensuring branch-specific risks are accurately identified and assessed with appropriate controls in place.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Providing targeted 2LOD oversight on ICT, Cybersecurity, and Data Privacy (GDPR/local data protection) risks, ensuring strict alignment with the Digital Operational Resilience Act (DORA) and local technology frameworks.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Overseeing Payment Services compliance (including PSD2/PSD3/PSR transitions), monitoring transaction resilience, instant payment performance, and operational uptime.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Overseeing risk and control assessments for local Third-Party Providers (TPPs) and outsourced critical services, ensuring inter-company and external vendor SLAs are monitored in compliance with local outsourcing regulations\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt; Conduct Risk, Compliance \u0026amp;amp; Consumer Protection\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Acting as the Customer Service Representative of the Branch in accordance with article 5 of Order ECO/734/2004.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Reviewing and overseeing the conduct risk profile within the branch, ensuring that product design, marketing materials and customer interactions result in positive outcomes and comply with the Spanish Consumer and Conduct rules.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Monitoring and challenging local compliance processes, including complaints handling data, trend analysis, product governance and Go-To-Market (GTM) strategies.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Preparing and presenting the annual Customer Service report to Branch Management, leveraging operational insights to provide actionable recommendations for improving processes and customer outcomes.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Leading local Compliance Assurance reviews to validate the operational effectiveness of key internal controls.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Partnering and coordinating with the centralised EU compliance team to ensure local Spanish nuances are addressed and that Monzo adheres to all applicable regional supervisory expectations and guidelines.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Providing 2LOD compliance review and formal sign-off for all advertising and marketing materials destined for the Spanish market.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Contributing actively to the branch’s ongoing regulatory horizon scanning and change management processes.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt; Credit \u0026amp;amp; Business Risk Oversight\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Monitoring and providing independent 2LOD challenge on local credit portfolio performance, highlighting trends in non-performing loans (NPLs), credit concentrations or underwriting deviations.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Assessing the suitability of the credit risk framework and policies for the Spanish market, challenging credit risk strategies as appropriate.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Monitoring business and strategic risks affecting the branch, ensuring that market-entry or product diversification activities align with the approved local Risk Appetite Statement (RAS).\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt; Deputy MLRO \u0026amp;amp; FinCrime Oversight\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Acting as the designated Deputy MLRO for the Spain Branch, providing operational and governance coverage for the MLRO as required.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Assisting in overseeing AML/CFT compliance frameworks and supporting internal reporting and regulatory interactions with relevant authorities (e.g., SEPBLAC).\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 \u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have a minimum of 7 years of experience in Risk Management, Compliance or Internal Audit within a regulated retail bank, digital bank, or top-tier fintech operating in Spain\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a deep understanding of Banco de España regulations and broader EBA/ECB regulatory requirements (CRD V, PSD2/3, GDPR, DORA, AML/CFT)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a proven experience in working with regulatory authorities and managing compliance-related audits.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have demonstrated experience managing or overseeing multiple risk types, with specific expertise in Operational Risk, ICT/Security Risk, Conduct risk, Compliance Risk and basic Credit Portfolio Quality reviews.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are a native or completely bilingual Spanish speaker with excellent professional proficiency in English (written and spoken), capable of translating complex local regulations into corporate/Group updates.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are a self-starter mentality comfortable with a matrix reporting structure. Ability to challenge senior executives constructively while maintaining a collaborative, solution-oriented approach to scaling a business.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are passionate about financial technology and motivated by the opportunity to be at the forefront of banking transformation in the EU.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything that\u0026#39;s listed just yet. Drop us your application, we’d love to hear from you!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰A salary range of €75,000 - €95,000 + Incentive Awards tied to your performance\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role will have a hybrid working model, based in our Madrid office 2 - 3 days a week, however, you will be expected to travel to Monzo’s head offices in Dublin and/or London from time to time.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏝 Annual Leave - 38 days including public holidays\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚€1,200 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏥Private healthcare scheme\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💛Wellbeing benefits: financial education, women’s and men’s health support, mental health benefits, including coaching and counselling\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈 The application journey has 4 key steps\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Short call with a Monzo recruiter\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Video-call with the Hiring Manager\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Interview Loop: 2 x video-call interviews\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Final Exec Call\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;here\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you\u0026#39;re successful in applying for this role, we\u0026#39;ll work with you to find a start date. In some cases, there might be a delay in when you can be released from your current role so that we can make sure things continue to run smoothly. We’ll be sure to communicate this with you and keep you updated.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-ÉS1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43601,"name":"Risk \u0026 Compliance","child_ids":[],"parent_id":396395}],"offices":[{"id":332444,"name":"Barcelona","location":null,"child_ids":[],"parent_id":109271},{"id":332443,"name":"Madrid","location":null,"child_ids":[],"parent_id":109271}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8098655","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3508520,"location":{"name":"Barcelona"},"metadata":null,"id":8098655,"updated_at":"2026-09-25T05:17:09-04:00","requisition_id":"3367","title":"Senior Risk \u0026 Compliance Officer","company_name":"Monzo","first_published":"2026-07-31T10:38:55-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍Barcelona, Spain | 💰€75,000 - €95,000 + Incentive Awards tied to your performance ➕ benefits | \u0026lt;a href=\u0026quot;https://www.youtube.com/watch?v=U62l09nB0M4\u0026quot;\u0026gt;Hear from the team\u0026lt;/a\u0026gt; ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;⭐Our Risk \u0026amp;amp; Compliance Team\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We are looking for a Senior Risk \u0026amp;amp; Compliance Officer to oversee risk management and compliance activities for the Spanish Branch of Monzo Bank Europe. In this role, you will implement Monzo’s Risk Management Framework in Spain, monitor the Branch’s key material risks covering operational, conduct and compliance risks, and support regulatory engagements particularly with Banco de España.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Acting as a trusted advisor to the Spain Branch Manager, you will provide independent oversight, challenge and advice across a broad spectrum of risks including Credit, Operational, ICT/Security, Conduct, Compliance and Business risks. You will maintain strict functional independence via your reporting lines into the EU Risk Directors.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This role sits within the Second Line of Defense (2LOD) and reports functionally to the EU Director of Operational Risk and the EU Director of Conduct \u0026amp;amp; Compliance Risk, and operationally to the Spain Branch Manager.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This role includes acting as the Customer Service Representative of the Branch in accordance with article 5 of Order ECO/734/2004 and as the Deputy MLRO for Spain, supporting the MLRO in overseeing compliance with Anti-Money Laundering (AML) and Countering the Financing of Terrorism (CFT) regulations, and providing 2LOD coverage and backup when required.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;The role you are applying for is a Controlled Function (CF-2) within the meaning of the Central Bank Reform Act, 2010. For this role, appointment will be conditional on Monzo being fully satisfied that the appointee meets the requirements as set out in the Fitness and Probity Standards issued by the Central Bank of Ireland. As a CF, the role holder will be subject to Conduct Standards under the Central Bank of Ireland Individual Accountability Framework (IAF) and will be required to take reasonable steps to ensure that the relevant conduct standards are met.\u0026lt;/em\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt; Local Branch Risk \u0026amp;amp; Compliance Oversight and Governance\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Acting as the primary 2LOD point of contact for the Spanish branch, establishing and embedding a robust risk and compliance culture.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Monitoring and interpreting local regulatory updates from the Banco de España and other relevant authorities, ensuring changes are effectively integrated into local operating procedures.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Coordinating and drafting regulatory risk and compliance reports for local authorities, the Spain Branch Management Committee and EU-level Risk Committees as appropriate.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Supporting the Spain Branch Manager in maintaining clear local governance, accountability structures, and regulatory horizon scanning and mapping.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Developing, maintaining, and reporting against the Branch Risk Appetite Statement (RAS).\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Establishing and maintaining branch-level risk and compliance dashboards, metrics, and data analytics capabilities to support informed decision-making for Spanish operations.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Attending and actively participating in relevant internal governance forums, presenting management information (MI) and risk dashboards to key stakeholders.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Serving as a key leader within the wider Risk and Compliance team concerning all matters related to the Spanish business.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Championing a strong risk and compliance culture across Monzo\u0026#39;s Spanish operations by developing and delivering comprehensive training and awareness programs for employees.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt; Operational, ICT, Security, Data \u0026amp;amp; Third-Party Risk Oversight\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Overseeing the branch’s operational risk profile, ensuring that internal incidents, errors, and near-misses are accurately captured, investigated and mitigated.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Contributing to the Risk and Control Self-Assessment (RCSA) process, ensuring branch-specific risks are accurately identified and assessed with appropriate controls in place.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Providing targeted 2LOD oversight on ICT, Cybersecurity, and Data Privacy (GDPR/local data protection) risks, ensuring strict alignment with the Digital Operational Resilience Act (DORA) and local technology frameworks.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Overseeing Payment Services compliance (including PSD2/PSD3/PSR transitions), monitoring transaction resilience, instant payment performance, and operational uptime.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Overseeing risk and control assessments for local Third-Party Providers (TPPs) and outsourced critical services, ensuring inter-company and external vendor SLAs are monitored in compliance with local outsourcing regulations\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt; Conduct Risk, Compliance \u0026amp;amp; Consumer Protection\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Acting as the Customer Service Representative of the Branch in accordance with article 5 of Order ECO/734/2004.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Reviewing and overseeing the conduct risk profile within the branch, ensuring that product design, marketing materials and customer interactions result in positive outcomes and comply with the Spanish Consumer and Conduct rules.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Monitoring and challenging local compliance processes, including complaints handling data, trend analysis, product governance and Go-To-Market (GTM) strategies.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Preparing and presenting the annual Customer Service report to Branch Management, leveraging operational insights to provide actionable recommendations for improving processes and customer outcomes.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Leading local Compliance Assurance reviews to validate the operational effectiveness of key internal controls.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Partnering and coordinating with the centralised EU compliance team to ensure local Spanish nuances are addressed and that Monzo adheres to all applicable regional supervisory expectations and guidelines.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Providing 2LOD compliance review and formal sign-off for all advertising and marketing materials destined for the Spanish market.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Contributing actively to the branch’s ongoing regulatory horizon scanning and change management processes.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt; Credit \u0026amp;amp; Business Risk Oversight\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Monitoring and providing independent 2LOD challenge on local credit portfolio performance, highlighting trends in non-performing loans (NPLs), credit concentrations or underwriting deviations.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Assessing the suitability of the credit risk framework and policies for the Spanish market, challenging credit risk strategies as appropriate.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Monitoring business and strategic risks affecting the branch, ensuring that market-entry or product diversification activities align with the approved local Risk Appetite Statement (RAS).\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt; Deputy MLRO \u0026amp;amp; FinCrime Oversight\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Acting as the designated Deputy MLRO for the Spain Branch, providing operational and governance coverage for the MLRO as required.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Assisting in overseeing AML/CFT compliance frameworks and supporting internal reporting and regulatory interactions with relevant authorities (e.g., SEPBLAC).\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 \u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have a minimum of 7 years of experience in Risk Management, Compliance or Internal Audit within a regulated retail bank, digital bank, or top-tier fintech operating in Spain\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a deep understanding of Banco de España regulations and broader EBA/ECB regulatory requirements (CRD V, PSD2/3, GDPR, DORA, AML/CFT)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a proven experience in working with regulatory authorities and managing compliance-related audits.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have demonstrated experience managing or overseeing multiple risk types, with specific expertise in Operational Risk, ICT/Security Risk, Conduct risk, Compliance Risk and basic Credit Portfolio Quality reviews.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are a native or completely bilingual Spanish speaker with excellent professional proficiency in English (written and spoken), capable of translating complex local regulations into corporate/Group updates.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are a self-starter mentality comfortable with a matrix reporting structure. Ability to challenge senior executives constructively while maintaining a collaborative, solution-oriented approach to scaling a business.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are passionate about financial technology and motivated by the opportunity to be at the forefront of banking transformation in the EU.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything that\u0026#39;s listed just yet. Drop us your application, we’d love to hear from you!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰A salary range of €75,000 - €95,000 + Incentive Awards tied to your performance\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role will have a hybrid working model, based in our Barcelona office 2 - 3 days a week, however, you will be expected to travel to Monzo’s head offices in Dublin and/or London from time to time.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏝 Annual Leave - 38 days including public holidays\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚€1,200 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏥Private healthcare scheme\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💛Wellbeing benefits: financial education, women’s and men’s health support, mental health benefits, including coaching and counselling\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈 The application journey has 4 key steps\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Short call with a Monzo recruiter\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Video-call with the Hiring Manager\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Interview Loop: 2 x video-call interviews\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Final Exec Call\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;here\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you\u0026#39;re successful in applying for this role, we\u0026#39;ll work with you to find a start date. In some cases, there might be a delay in when you can be released from your current role so that we can make sure things continue to run smoothly. We’ll be sure to communicate this with you and keep you updated.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-ÉS1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43601,"name":"Risk \u0026 Compliance","child_ids":[],"parent_id":396395}],"offices":[{"id":332444,"name":"Barcelona","location":null,"child_ids":[],"parent_id":109271},{"id":332443,"name":"Madrid","location":null,"child_ids":[],"parent_id":109271}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8204229","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3550822,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":8204229,"updated_at":"2026-09-25T05:17:09-04:00","requisition_id":"3501","title":"Senior Security Analyst","company_name":"Monzo","first_published":"2026-09-15T14:02:28-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London/Cardiff/UK Remote | 💰£57,000 - £70,000 + Incentive Awards tied to your performance + \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp; ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;br\u0026gt;At Monzo our mission is to make money work for everyone. Central to this is making sure the bank is safe and secure for our customers. We’re always keen to hear from people who believe in our mission and want to join us on this journey.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re looking for a proactive, curious, technically-minded and organised Senior Security Analyst to join Monzo\u0026#39;s Security team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our team is Monzo’s front door to Security, helping the whole business operate securely. This means you’ll get exposure to a wide range of business context and a broad mix of information security work. One day you might be assessing the security of a new supplier; the next you could be supporting an audit or assurance review, assessing the risks of a new product or technology change, updating a policy, or helping a team turn regulatory requirements into practical action.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll work closely with security specialists, engineers, product teams, third party risk, procurement, and colleagues from across Monzo to solve interesting problems and strengthen how we effectively manage security risk as we grow.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We want security to protect Monzo without creating unnecessary friction or compromising user experience. You’ll have the opportunity to make a notable impact in an environment where security is both a priority and an opportunity for innovation!\u0026amp;nbsp;\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑 You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Delivering third party security and supplier security assurance: assess new and existing suppliers, reviewing questionnaires, certifications, and other evidence to understand their security posture. Use your judgement to identify risks, translate technical findings into recommendations, and work with teams across Monzo to manage them throughout the supplier lifecycle. Help us build a more effective, scalable and industry-leading third party security capability as Monzo grows!\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Delivering security assurance activities: lead and contribute to control testing, PCI DSS assessments, regulatory reviews, and internal and external audits. Evaluate evidence, identify gaps and work with teams across Monzo to see findings and remediation through to completion.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Strengthening our governance: improve security policies, procedures and controls so they’re practical, proportionate, and reflect how things work in reality.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Supporting our Security Front Door: work alongside our other analysts to respond to security questions and requests from across Monzo, bringing in specialists when needed and finding ways to make the experience better for other Monzonauts.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Taking ownership and running with it: turn loosely defined security problems into clear outcomes, work out the best way forward, and bring in the right people to make it happen.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Helping teams build and change safely: work with engineers, product teams and other colleagues to understand what they’re trying to achieve. Review new products and technology or business changes, identify security risks and control gaps, and turn security and regulatory expectations into requirements that work in practice.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Improving how we work: use data, automation and AI to make our processes simpler and more scalable, while exploring new ways technology can help us work smarter.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Raising the bar for security: bring fresh perspectives to real-world security challenges, keep developing your own skills and knowledge, and help less experienced analysts grow.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You understand security risk: you’re comfortable identifying and assessing security risks, and can recommend proportionate ways to manage them. Experience in third party security or supplier security assurance would be a bonus!\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can evaluate security evidence: you can review supplier questionnaires, security policies, penetration test reports and assurance evidence, and know when to dig deeper.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have strong security fundamentals and technical curiosity: you understand core security concepts and good practice, are comfortable getting into technical detail, and ask thoughtful questions to get to the heart of a problem.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You think beyond the task in front of you: you look for patterns and root causes, use evidence and data to prioritise and look for ways to make things work better.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re proactive: you can make progress independently, seek out the information you need, and are comfortable challenging assumptions to move things forward.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can manage competing priorities: you can juggle different pieces of work, keep people informed, and make sensible decisions about what needs attention or escalation.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re a clear communicator: you can explain security risks and recommendations to technical and non-technical audiences in a way that works for them.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You enjoy collaborating: you like working with people across different disciplines, building strong relationships, and helping make security easier to do well.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re passionate about security: you’re excited by the challenges and opportunities in cyber security, keep up with an evolving industry, and are motivated to continue developing your knowledge and skills.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙏 It would be great if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You’ve worked in financial services, fintech, or another highly regulated environment.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’ve supported PCI DSS, ISO 27001, SOC 2 or NIST-aligned assurance, regulatory reviews, or internal and external audits.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything that\u0026#39;s listed just yet. Drop us your application, we’d love to hear from you!\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 £57,000 - £70,000 ➕Incentive Awards tied to your performance.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London)\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 £1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏡 We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more! \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Read our full list of benefits\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt; The application journey has 3 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Intro call with the recruiter\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;30 min call with the hiring manager\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;2 hours of technical and behavioural interviews\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 4-5 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-OS1 #LI-REMOTE\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":73510,"name":"Information Security","child_ids":[],"parent_id":396395}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8261197","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3574574,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":8261197,"updated_at":"2026-10-15T09:58:43-04:00","requisition_id":"3544","title":"Senior Service Analyst, Workforce Management","company_name":"Monzo","first_published":"2026-10-07T12:00:16-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍Remote UK | 💰£40,400 - £51,050 (12 Month Fixed Term Contract)\u0026amp;nbsp; +\u0026lt;a href=\u0026quot;https://monzo.com/careers\u0026quot;\u0026gt; Benefits\u0026lt;/a\u0026gt; ✨\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;⭐ \u0026lt;strong\u0026gt;Our Workforce Management (WFM) team\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This is an excellent opportunity to step into a key Senior Service Analyst role on a 12-month fixed-term contract. You\u0026#39;ll report to the WFM Service Manager and play a vital role in using data-driven insights to perfectly staff our customer operations and service teams.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You will be a strong individual contributor, taking ownership of problems and leading on the design and implementation of solutions from start to finish. We are looking for someone with strong data skills to perform in-depth analysis, automate processes, and create independent Management Information (MI) and dashboards to support operations. You will help us comfortably navigate challenging trade-offs to achieve our goals while giving our customers the best experience possible.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🔑 \u0026lt;strong\u0026gt;You\u0026#39;ll play a key role in:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Executive Communication \u0026amp;amp; Reporting:\u0026lt;/strong\u0026gt; You will compile data-driven reports that provide key insights and actions for senior stakeholders, including weekly reporting, Monthly Business Reviews (MBRs), Ops Monitoring, and Domain Weekly Business Reviews (WBRs).\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Data Pipeline \u0026amp;amp; Dashboard Creation:\u0026lt;/strong\u0026gt; Independently creating fully functional Looker dashboards and developing standalone MI to support the operations teams.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;In-depth Analysis \u0026amp;amp; Automation:\u0026lt;/strong\u0026gt; Performing confident root-cause analysis by filtering, merging, and amending complex data across tools like Looker, Anaplan, Airtable, and Google Sheets. You will write efficient SQL code and facilitate automation wherever possible to improve efficiency.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Dynamic Burndown Plans:\u0026lt;/strong\u0026gt; Creating dynamic burndown plans to accurately predict return-to-service dates and forecast when service situations will be fully resolved.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Incident Management \u0026amp;amp; Rota:\u0026lt;/strong\u0026gt; Taking responsibility for managing cross-domain incidents using data-driven and dynamic solutions. You will be on call for incidents as part of a Monday to Friday rota. You may occasionally be asked to work a weekend to support very specific projects, but this is not part of your standard working pattern.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Service Deep Dives \u0026amp;amp; Routing:\u0026lt;/strong\u0026gt; Conducting deep dives to identify gaps between supply and demand, managing workload and routing, and ensuring the right work goes to the right person at the right time.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Global Ops Alignment:\u0026lt;/strong\u0026gt; Working closely with our global ops functions to ensure performance expectations are met and assessing the service impact of proposed changes across various domains.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;🤩 \u0026lt;strong\u0026gt;We\u0026#39;d love to hear from you if:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have demonstrable experience in service delivery, optimisation, and workforce management or similar analytical operational roles within a fast-paced, high-growth environment.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are highly capable of managing a project\u0026#39;s entire lifecycle with little oversight, taking accountability for driving solutions and leading implementation.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You possess an advanced ability to use Looker and Google Sheets for deep data storytelling and presenting clear findings via Google Slides and Documents (or similar tools).\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have experience handling incidents, creating actionable plans, and thinking of dynamic, data-driven solutions.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are comfortable with critical conversations, communicating effectively to a wide range of stakeholders, and coaching those around you to elevate team performance.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a great understanding of task assignment, routing, scheduled activities, and workforce optimisation principles.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything that\u0026#39;s listed just yet. Drop us your application, we’d love to hear from you!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🙌 \u0026lt;strong\u0026gt;What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰£40,400 - £51,050 (12-Month Fixed Term Contract).\u0026lt;br\u0026gt;📍This role can be based remotely anywhere in the UK, or our London or Cardiff office.\u0026lt;br\u0026gt;⏰ You will be on call for incidents as part of a Monday to Friday rota. You may occasionally be asked to work a weekend to support very specific projects, but this is not part of your standard working pattern.\u0026lt;br\u0026gt;🏡We will set you up to work from home; all employees are given MacBooks and for fully remote workers we will provide extra support for your work-from-home setup.\u0026lt;br\u0026gt;➕ Plus lots more! Read our full list of\u0026lt;a href=\u0026quot;https://monzo.com/careers\u0026quot;\u0026gt; benefits.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;br\u0026gt;🌈 \u0026lt;strong\u0026gt;The application journey has 4 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Application Questions\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Call with a Recruiter\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Take Home Task\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Final Stage Interview: Task Presentation + Technical \u0026amp;amp; Values questions\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;🤖 We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them\u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt; here\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;We\u0026#39;ll only close this advert once we have enough applications. Apply as soon as possible to not miss out!\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;#LI-REMOTE #LI-MY1\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43597,"name":"Customer Operations","child_ids":[],"parent_id":73665}],"offices":[{"id":65099,"name":"Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/6656737","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3081171,"location":{"name":"Barcelona"},"metadata":null,"id":6656737,"updated_at":"2026-09-25T05:17:09-04:00","requisition_id":"1898","title":"Senior Software Engineer","company_name":"Monzo","first_published":"2025-02-25T03:53:09-05:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍Barcelona, Spain | 💰 Base salary for this role is depending on experience\u0026amp;nbsp;+\u0026lt;em\u0026gt; \u0026lt;/em\u0026gt;Incentive Awards tied to your performance\u0026lt;em\u0026gt; \u0026lt;/em\u0026gt;\u0026amp;nbsp;+ benefits\u0026amp;nbsp;\u0026lt;br\u0026gt;Hybrid model: 3 days a week in the office\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;About our Engineering Teams:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have over 650 engineers across Monzo who design and build our in-house banking platform. We have big ambitions for the future, and technology plays a big role in creating a bank our customers want, so engineers at Monzo collaborate across disciplines to solve interesting challenges throughout the company.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;These range from the products our customers use everyday to underlying infrastructure, security, payments and finance, customer operations, financial crime, and data, to name just a few areas. As a bank, there is scope for impact across a huge number of opportunities.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We contribute to \u0026lt;a href=\u0026quot;https://github.com/monzo\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;open source software\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; as much as possible. Our \u0026lt;a href=\u0026quot;https://monzo.com/blog/technology\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;blog\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;strong\u0026gt; \u0026lt;/strong\u0026gt;is a good place to learn even more about what we do!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Your day-to-day\u0026amp;nbsp;\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This role is all about collaborating with your team to make a difference to your customers. As a backend engineer you’ll work in a squad alongside other disciplines like product managers, marketers, user researchers, designers, mobile engineers, web engineers, data analysts, business analysts, writers and more!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Together you’ll build and support a particular part of Monzo. Our squads belong to our wider \u0026lt;em\u0026gt;collectives\u0026lt;/em\u0026gt; (a word we use to describe self-governing business units of ~100 people). They are; Core Banking, Business Banking, Wealth, Borrowing, Growth, Payments, Platform, Fincrime, Security \u0026amp;amp; Expansion.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;They’re all looking for additional Backend Engineers right now, we do a standard interview process across all our collectives and at the end we will find the best match for you based on your skills, experience, preferences and aligning with the business need!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our backend engineers have a variety of different backgrounds. As long as you enjoy learning new things, we’d love to talk to you. We do not ask for formal qualifications or degree requirements for any of our engineering roles.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;You should apply if:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;you have strong experience working on the backend of a technology product\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you want to be involved in building a product that you (and the people you know) use every day\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you have a product mindset: you care about customer outcomes and you want to make data-informed decisions\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you’re comfortable working in a team that deals with ambiguity\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you’re interested in distributed systems and writing resilient software\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you have some experience with strongly-typed languages (Go, Java, C, Scala etc.).\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you think you’d enjoy the kind of work we’re doing\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;We\u0026#39;re on the look out for L50 Engineers at the moment, you can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/documents/engineering-progression-framework-v4-0.pdf\u0026quot;\u0026gt;Engineering Progression Framework\u0026lt;/a\u0026gt; - we will interview you across the whole frame work, so if you are not sure what level you are aiming for please chat to your recruiters!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything thats listed just yet. Drop us your application, we’d love to hear from you!\u0026lt;/em\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What you’ll be working on:\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We hire very technically agnostic so whilst we use the below technologies we do not expect prior knowledge, you will be fully supported in our organised onboarding to get up to speed in the below:\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://golang.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Go\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; to write our application code (there’s an excellent interactive Go tutorial \u0026lt;a href=\u0026quot;https://tour.golang.org/welcome/1\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://cassandra.apache.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Cassandra\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for most persistent data storage\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://kafka.apache.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Kafka\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for our asynchronous message queue\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://kubernetes.io/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Kubernetes\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://www.docker.com/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Docker\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; to schedule and run our services\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;https://www.envoyproxy.io/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Envoy Proxy\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for RPC\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://aws.amazon.com/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;AWS\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for most of our production infrastructure and\u0026lt;a href=\u0026quot;https://cloud.google.com/\u0026quot;\u0026gt; \u0026lt;strong\u0026gt;GCP\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for most of our data infrastructure\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;React for our public web apps and internal tools\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;We also have physical datacenters with actual cables to connect to various third parties\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The Interview Process:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves three main stages:\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;Initial Call\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Take home task or pair coding exercise\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Final interview: including a system design and a behavioural interview\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 4 weeks but we will always work around your availability.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;One of our engineers has written a detailed blog on their experience through this process, for extra details, hints and tips please see \u0026lt;a href=\u0026quot;https://monzo.com/blog/2022/03/23/demystifying-the-backend-engineering-interview-process\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 Base salary for this role is depending on experience +\u0026lt;em\u0026gt; \u0026lt;/em\u0026gt;Incentive Awards tied to your performance\u0026lt;em\u0026gt; \u0026lt;/em\u0026gt;\u0026amp;nbsp;+ benefits\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍Barcelona, Spain\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚Learning budget of €1,200 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-JS1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43595,"name":"Engineering","child_ids":[],"parent_id":396396}],"offices":[{"id":332444,"name":"Barcelona","location":null,"child_ids":[],"parent_id":109271}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/6036797","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":2547303,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":6036797,"updated_at":"2026-09-25T05:17:09-04:00","requisition_id":"881","title":"Senior Staff Backend Engineer","company_name":"Monzo","first_published":"2024-06-12T09:48:53-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London / UK Remote | 💰 £155,000 - £200,000 + Equity | \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp;|\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/blog/technology\u0026quot;\u0026gt;Technology\u0026lt;/a\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Senior Staff Engineer: L70 on our \u0026lt;a href=\u0026quot;https://monzo.com/documents/engineering-progression-framework-v4-1.pdf\u0026quot;\u0026gt;Engineering Progression Framework \u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;About our Engineering Teams:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have around 650 engineers out of roughly 5,500 people in total - and we have big ambitions. There are many interesting challenges ahead, and we\u0026#39;re happy for people to move between teams or to specialise, whatever you prefer. As an engineer here you\u0026#39;d be able to work directly with anyone across the company, and we run regular knowledge-sharing sessions so you’ll learn heaps about everything from how banks work to effective communication.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We contribute to\u0026lt;a href=\u0026quot;https://github.com/monzo\u0026quot;\u0026gt; \u0026lt;strong\u0026gt;open source software\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; as much as possible. Our\u0026lt;a href=\u0026quot;https://monzo.com/blog/technology\u0026quot;\u0026gt; \u0026lt;strong\u0026gt;blog\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;strong\u0026gt; \u0026lt;/strong\u0026gt;is a good place to learn even more about what we do.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Senior Staff Engineer Responsibilities:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;A Senior Staff Engineer at Monzo is a hands on engineering leadership (IC) position. As a Senior Staff Engineer you’ll:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Partner with Engineering Directors to \u0026lt;strong data-start=\u0026quot;815\u0026quot; data-end=\u0026quot;876\u0026quot;\u0026gt;shape the technical and product direction of a collective\u0026lt;/strong\u0026gt;, providing leadership across multiple squads (30–70+ engineers) and ensuring alignment with company-wide priorities.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Be \u0026lt;strong\u0026gt;hands on\u0026lt;/strong\u0026gt; in both coding and architecture, leading from the front.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Partner closely with Product and Design leadership to \u0026lt;strong data-start=\u0026quot;1698\u0026quot; data-end=\u0026quot;1832\u0026quot;\u0026gt;define strategy, shape roadmaps, and make high-quality trade-offs that maximise business and customer impact across the collective\u0026lt;/strong\u0026gt;.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong data-start=\u0026quot;2010\u0026quot; data-end=\u0026quot;2079\u0026quot;\u0026gt;Mobilise teams across your collective around high-impact problems\u0026lt;/strong\u0026gt;, creating clarity, alignment and momentum, injecting urgency when needed, or slowing things down to ensure safety and long-term sustainability.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Lead and influence architectural direction for the most complex systems, \u0026lt;strong data-start=\u0026quot;2503\u0026quot; data-end=\u0026quot;2626\u0026quot;\u0026gt;ensuring cohesive, scalable designs across multiple teams and aligning local decisions with the broader system strategy\u0026lt;/strong\u0026gt;.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Set and uphold a high bar for technical excellence across the collective, \u0026lt;strong data-start=\u0026quot;2882\u0026quot; data-end=\u0026quot;3020\u0026quot;\u0026gt;driving improvements in quality, reliability and scalability, and fostering a culture where engineers hold each other to that standard\u0026lt;/strong\u0026gt;.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Proactively mentor, sponsor and \u0026lt;strong data-start=\u0026quot;3229\u0026quot; data-end=\u0026quot;3276\u0026quot;\u0026gt;develop senior engineers and future leaders\u0026lt;/strong\u0026gt;, multiplying your impact by enabling others to operate at a higher level.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What you’ll be using/ What you’ll be working on:\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We rely heavily on the following tools and technologies:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://golang.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Go\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; to write our application code (there’s an excellent interactive Go tutorial\u0026lt;a href=\u0026quot;https://tour.golang.org/welcome/1\u0026quot;\u0026gt; \u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://cassandra.apache.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Cassandra\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for most persistent data storage\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://kafka.apache.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Kafka\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for our asynchronous message queue\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://kubernetes.io/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Kubernetes\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; and\u0026lt;a href=\u0026quot;https://www.docker.com/\u0026quot;\u0026gt; \u0026lt;strong\u0026gt;Docker\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; to schedule and run our services\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://aws.amazon.com/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;AWS\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for most of our production infrastructure and \u0026lt;a href=\u0026quot;https://cloud.google.com/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;GCP\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for most of our data infrastructure.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;https://facebook.github.io/react/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;React\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for internal Web dashboards\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;https://feast.dev/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Feast\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for storing our features along a variety of tools to train and deploy models.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩We’d love to hear from you if…\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;1lw0ku1\u0026quot; data-start=\u0026quot;527\u0026quot; data-end=\u0026quot;650\u0026quot;\u0026gt;You have a track record of \u0026lt;strong data-start=\u0026quot;556\u0026quot; data-end=\u0026quot;650\u0026quot;\u0026gt;leading complex, high-impact systems and driving technical direction across multiple teams\u0026lt;/strong\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;1pi33s1\u0026quot; data-start=\u0026quot;651\u0026quot; data-end=\u0026quot;759\u0026quot;\u0026gt;You combine \u0026lt;strong data-start=\u0026quot;665\u0026quot; data-end=\u0026quot;730\u0026quot;\u0026gt;strong technical judgment with product and business awareness\u0026lt;/strong\u0026gt;, making pragmatic trade-offs\u0026lt;/li\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;127hje3\u0026quot; data-start=\u0026quot;760\u0026quot; data-end=\u0026quot;838\u0026quot;\u0026gt;You’ve worked on \u0026lt;strong data-start=\u0026quot;779\u0026quot; data-end=\u0026quot;838\u0026quot;\u0026gt;scalable backend, distributed or data-intensive systems\u0026lt;/strong\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;qezz18\u0026quot; data-start=\u0026quot;839\u0026quot; data-end=\u0026quot;945\u0026quot;\u0026gt;You’re comfortable operating in \u0026lt;strong data-start=\u0026quot;873\u0026quot; data-end=\u0026quot;901\u0026quot;\u0026gt;ambiguous problem spaces\u0026lt;/strong\u0026gt;, helping teams define direction and execute\u0026lt;/li\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;s2puli\u0026quot; data-start=\u0026quot;946\u0026quot; data-end=\u0026quot;1034\u0026quot;\u0026gt;You influence and align \u0026lt;strong data-start=\u0026quot;972\u0026quot; data-end=\u0026quot;1034\u0026quot;\u0026gt;senior stakeholders across engineering, product and beyond\u0026lt;/strong\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;1s6aorf\u0026quot; data-start=\u0026quot;1035\u0026quot; data-end=\u0026quot;1106\u0026quot;\u0026gt;You care about \u0026lt;strong data-start=\u0026quot;1052\u0026quot; data-end=\u0026quot;1075\u0026quot;\u0026gt;outcomes and impact\u0026lt;/strong\u0026gt;, using data to guide decisions\u0026lt;/li\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;1cba2y4\u0026quot; data-start=\u0026quot;1107\u0026quot; data-end=\u0026quot;1172\u0026quot;\u0026gt;You enjoy \u0026lt;strong data-start=\u0026quot;1119\u0026quot; data-end=\u0026quot;1172\u0026quot;\u0026gt;mentoring and raising the bar for other engineers\u0026lt;/strong\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;How we work 💻\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Locations \u0026amp;amp; Flexible Working:\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our main tech hub is in London, but our engineers live everywhere in the UK— from Brighton to the Western Isles.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We value meeting in person but we don\u0026#39;t have a mandated requirement on office attendance, even if you\u0026#39;re nearby. We believe you\u0026#39;ll do your best work if you are where you want to be. If you live outside of London and we ask you to come into the office, Monzo will support you with the costs. ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our offices are naturally social, especially Tuesdays, Wednesdays and Thursdays, which happen to line up with our twice-weekly Monzo lunches \u0026amp;amp; treat Thursdays 🍽️. Teams also schedule time together often for work and play – in or around the office, or online.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Set up a work schedule that delivers impact and fits your life:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;At Monzo, we value connections, flexibility, and wellbeing. We keep our meetings during core hours to stay connected and believe in maintaining work/life balance.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll be empowered to manage your work in a way that suits you and your team, giving you the freedom for children drop-offs and pick-ups, walking your dog or adventurous cat, avoiding peak commuting times or gym slots, appointments, or supporting your family in an emergency. 🕒✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you prefer to work part-time, we\u0026#39;ll make this happen whenever we can - whether this is to help you meet other commitments or strike a great work-life balance.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Work the way that works for you with Monzo! 💼\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 Base salary £155,000 - £200,000 + Equity\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️ We’ll help you relocate to the UK.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor your visa.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London)\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚£1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏡We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more! \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Read our full list of benefits\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt; The application journey has 4 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves four main stages after an informal recruiter call:\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;Recruiter Call\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Initial Call\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;System Design Interview\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Take home task or pair coding exercise\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Final interview including a behavioural and a leadership interview\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;One of our staff engineers has written a detailed blog on their experience through this process, for extra details, hints and tips please see\u0026lt;a href=\u0026quot;https://monzo.com/blog/2022/03/23/demystifying-the-backend-engineering-interview-process\u0026quot;\u0026gt; \u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-Remote\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-ZM\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43595,"name":"Engineering","child_ids":[],"parent_id":396396}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8083280","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3502090,"location":{"name":"London"},"metadata":null,"id":8083280,"updated_at":"2026-10-07T04:21:27-04:00","requisition_id":"11814","title":"Senior Technical Program Manager","company_name":"Monzo","first_published":"2026-07-24T09:44:43-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;📍London or Remote (UK) | 💰Competitive base salary and stock options |\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; Benefits\u0026lt;/a\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;At Monzo, our mission is to make money work for everyone, everywhere. We’re looking for Senior Technical Program Managers to join our Engineering teams across Payments and Business Banking, helping us deliver complex, high-impact programmes as we continue to grow.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Depending on the team you join, you could be:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Payments\u0026lt;/strong\u0026gt;: helping us ship more and better payment products, working across teams to solve complex technical challenges and improve how money moves for millions of customers.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Business Banking\u0026lt;/strong\u0026gt;: helping us build Monzo into the financial control centre for SMEs. You’ll work across teams to deliver features, services and integrations that make running a business simpler from invoicing and expenses to payments and automation.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Both roles have a wide remit and involve working across engineering, product and other teams at Monzo. We’re looking for people who can bring clarity to complex technical programmes, influence across teams and help turn ambitious ideas into meaningful outcomes for our customers.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Key Responsibilities:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Lead end-to-end planning and execution of launching payment products that cross multiple teams and disciplines\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Manage cross-collective programs:\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Define program roadmaps and milestones, set priorities, manage trade-offs, identify and manage critical path and risks, ensure alignment with the business goals and ambition\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Collaborate and communicate with multiple stakeholders, both technical and non-technical across the business to ensure alignment and speed of delivery\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Manage dependencies, timeline and sequencing of delivery\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Drive effective decision making to remove blockers and speed up delivery\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Ensure operational effectiveness across your collective/area\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;You should apply if:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have 5+ years of experience managing complex technology programs or products from inception to launch\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are able to communicate clearly and persuasively to a wide range of audiences, including executive leadership\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are comfortable in a global business with a presence in multiple markets and want to be a part of scaling this further\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can work effectively with a diverse range of people and working styles to get stuff done, and are able to thoughtfully and constructively challenge and influence the people you work with\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You understand how functionality comes together (across products and platforms) to deliver value for users, and identify/mitigate delivery risks proactively; can propose and drive a technical solution\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are comfortable personally diving deep into the data and architecture to make good decisions in complex situations where there’s often no “right answer”\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The interview process:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Recruiter Call (30 mins)\u0026lt;/strong\u0026gt; You\u0026#39;ll meet our Engineering Leadership Recruiter to discuss your experience and learn more about Monzo. They\u0026#39;ll be your partner and guide throughout the interview process.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Initial Call (45 mins)\u0026lt;/strong\u0026gt; You\u0026#39;ll meet with one of our engineering leaders. They\u0026#39;ll ask you about your previous experience, in particular program execution and technical leadership. They’ll also make time to tell you about Monzo and answer your questions.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Loop Stage (3 hours)\u0026lt;/strong\u0026gt; The Loop stage consists of 3 x 60 min interviews that take place over 1-2 days (depending on your availability).\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;p\u0026gt;All things going well, you\u0026#39;ll have completed the hiring process 🚀\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 3-4 weeks but we will always work around your availability. You’ll have the chance to speak to our recruitment team throughout the process. If you’d like to ask a question sooner, email \u0026lt;a href=\u0026quot;mailto:tech-hiring@monzo.com\u0026quot;\u0026gt;tech-hiring@monzo.com\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰Base salary range for this role is dependent on experience + equity + stock options \u0026amp;amp; benefits\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️ We can help you relocate to the UK\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor visas\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚Learning budget of £1,000 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕And much more, see our full list of benefits \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-SS1\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43595,"name":"Engineering","child_ids":[],"parent_id":396396}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/6758449","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3110039,"location":{"name":"Barcelona"},"metadata":null,"id":6758449,"updated_at":"2026-09-25T05:17:09-04:00","requisition_id":"1990","title":"Software Engineer III","company_name":"Monzo","first_published":"2025-04-04T05:28:10-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍Barcelona, Spain | 💰 Base salary for this role is depending on experience\u0026amp;nbsp;+\u0026lt;em\u0026gt; \u0026lt;/em\u0026gt;Incentive Awards tied to your performance\u0026lt;em\u0026gt; \u0026lt;/em\u0026gt;\u0026amp;nbsp;+ benefits\u0026amp;nbsp;\u0026lt;br\u0026gt;Hybrid model: 3 days a week in the office\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;About our Engineering Teams:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have over 650 engineers across Monzo who design and build our in-house banking platform. We have big ambitions for the future, and technology plays a big role in creating a bank our customers want, so engineers at Monzo collaborate across disciplines to solve interesting challenges throughout the company.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;These range from the products our customers use everyday to underlying infrastructure, security, payments and finance, customer operations, financial crime, and data, to name just a few areas. As a bank, there is scope for impact across a huge number of opportunities.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We contribute to \u0026lt;a href=\u0026quot;https://github.com/monzo\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;open source software\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; as much as possible. Our \u0026lt;a href=\u0026quot;https://monzo.com/blog/technology\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;blog\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;strong\u0026gt; \u0026lt;/strong\u0026gt;is a good place to learn even more about what we do!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Your day-to-day\u0026amp;nbsp;\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This role is all about collaborating with your team to make a difference to your customers. As a backend engineer you’ll work in a squad alongside other disciplines like product managers, marketers, user researchers, designers, mobile engineers, web engineers, data analysts, business analysts, writers and more!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Together you’ll build and support a particular part of Monzo. Our squads belong to our wider\u0026amp;nbsp;\u0026lt;em\u0026gt;collectives\u0026lt;/em\u0026gt;\u0026amp;nbsp;(a word we use to describe self-governing business units of ~100 people). They are; Core Banking, Business Banking, Wealth, Borrowing, Growth, Payments, Platform, Fincrime, Security \u0026amp;amp; Expansion.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;They’re all looking for additional Backend Engineers right now, we do a standard interview process across all our collectives and at the end we will find the best match for you based on your skills, experience, preferences and aligning with the business need!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our backend engineers have a variety of different backgrounds. As long as you enjoy learning new things, we’d love to talk to you. We do not ask for formal qualifications or degree requirements for any of our engineering roles.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;You should apply if:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;you have strong experience working on the backend of a technology product\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you want to be involved in building a product that you (and the people you know) use every day\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you have a product mindset: you care about customer outcomes and you want to make data-informed decisions\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you’re comfortable working in a team that deals with ambiguity\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you’re interested in distributed systems and writing resilient software\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you have some experience with strongly-typed languages (Go, Java, C, Scala etc.).\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you think you’d enjoy the kind of work we’re doing\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;We\u0026#39;re on the look out for L40 Engineers at the moment, you can read more in our\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/documents/engineering-progression-framework-v3-0.pdf\u0026quot;\u0026gt;Engineering Progression Framework\u0026lt;/a\u0026gt;\u0026amp;nbsp;you will be interviewed across the whole framework, so if you\u0026#39;re not sure what level you\u0026#39;re aiming for chat to your recruiter!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything thats listed just yet. Drop us your application, we’d love to hear from you!\u0026lt;/em\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What you’ll be working on:\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We hire very technically agnostic so\u0026amp;nbsp;\u0026lt;strong\u0026gt;whilst we use the below technologies we do not expect prior knowledge\u0026lt;/strong\u0026gt;, you will be fully supported in our organised onboarding to get up to speed in the below:\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://golang.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Go\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026amp;nbsp;to write our application code (there’s an excellent interactive Go tutorial\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://tour.golang.org/welcome/1\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://cassandra.apache.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Cassandra\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026amp;nbsp;for most persistent data storage\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://kafka.apache.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Kafka\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026amp;nbsp;for our asynchronous message queue\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://kubernetes.io/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Kubernetes\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026amp;nbsp;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://www.docker.com/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Docker\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026amp;nbsp;to schedule and run our services\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;https://www.envoyproxy.io/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Envoy Proxy\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026amp;nbsp;for RPC\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://aws.amazon.com/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;AWS\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026amp;nbsp;for most of our production infrastructure and\u0026lt;a href=\u0026quot;https://cloud.google.com/\u0026quot;\u0026gt;\u0026amp;nbsp;\u0026lt;strong\u0026gt;GCP\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026amp;nbsp;for most of our data infrastructure\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;React for our public web apps and internal tools\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;We also have physical datacenters with actual cables to connect to various third parties\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The Interview Process:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves three main stages:\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;Initial Call\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Take home task or pair coding exercise\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Final interview: including a system design and a behavioural interview\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 4 weeks but we will always work around your availability.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;One of our engineers has written a detailed blog on their experience through this process, for extra details, hints and tips please see\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/blog/2022/03/23/demystifying-the-backend-engineering-interview-process\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 Base salary for this role is depending on experience +\u0026lt;em\u0026gt; \u0026lt;/em\u0026gt;Incentive Awards tied to your performance\u0026lt;em\u0026gt; \u0026lt;/em\u0026gt;\u0026amp;nbsp;+ benefits\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍Barcelona, Spain\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚Learning budget of €1,200 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-JS1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43595,"name":"Engineering","child_ids":[],"parent_id":396396}],"offices":[{"id":332444,"name":"Barcelona","location":null,"child_ids":[],"parent_id":109271}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8013699","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":false}],"internal_job_id":3474412,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":8013699,"updated_at":"2026-09-25T05:17:09-04:00","requisition_id":"12972","title":"Staff Analytics Engineer","company_name":"Monzo","first_published":"2026-06-24T05:36:47-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Staff Analytics Engineer - Borrowing\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍London/Cardiff/UK Remote | 💰 £121,600-164,600 + Incentive Awards tied to your performance and\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; benefits\u0026lt;/a\u0026gt; |\u0026lt;a href=\u0026quot;https://www.youtube.com/watch?v=U62l09nB0M4\u0026quot;\u0026gt; Hear from the team\u0026lt;/a\u0026gt; ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;⭐ Our Borrowing Analytics Engineering Team\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our mission in Borrowing is to help people achieve their financial goals through better borrowing. Our customers borrow money to achieve something in their lives — whether that’s making a big life event affordable, buying something they need now without affecting their monthly budget, or getting by until payday. We’re shaping this mission by building products our customers love, while safely scaling some of Monzo’s biggest revenue lines.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Borrowing is one of Monzo’s most complex and fastest-growing domains. We operate 12+ products across multiple geographies, underpinned by 1,700+ data models and an analytics engineering team that’s scaling to match. We’re in the middle of a major data architecture transformation, expanding into new markets, and building the next generation of data infrastructure to support it all.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re looking for a Staff Analytics Engineer to help shape how Borrowing builds and uses data at scale. Reporting to the Borrowing Data Director, you’ll work across product, credit, engineering, Data Platform, and analytics engineering teams to turn complex technical problems into clearer systems, stronger data products, and better business decisions.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑 You’ll play a key role by…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Architecting Borrowing’s data layer at scale.\u0026lt;/strong\u0026gt; Partnering across Analytics Engineering, Product, Engineering, Credit, and Data Platform to shape how 1,700+ models across 12+ products are structured, connected, and evolved. You’ll set shared patterns that help teams build trusted, consistent, and scalable data products across Borrowing.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Designing and governing data products\u0026lt;/strong\u0026gt;. Moving us beyond ad-hoc tables toward well-defined, contractual data assets with clear ownership, SLAs, documentation, and interfaces. You’ll work with teams across Borrowing and Data Platform to define what makes a Borrowing dataset “production-grade” and consumable by analytics, ML, decisioning, and regulatory teams.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Building feature stores and reusable analytical assets\u0026lt;/strong\u0026gt;. Identifying cross-product signals (credit behaviour, repayment patterns, affordability, risk indicators) that should be modelled once, tested rigorously, and consumed by many. You’ll design the layer that turns raw product data into curated, versioned features that power models, dashboards, and decisions.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Scaling our analytics engineering infrastructure\u0026lt;/strong\u0026gt;. Shaping the tooling, patterns, and developer experience that make an 80+ person credit and data organisation more productive. This means influencing our data architecture and ways of working across data and credit disciplines, while partnering with the central Data Platform team to ensure Borrowing’s needs are reflected in ingestion, streaming, and schema contract design.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Driving cross-product data consistency\u0026lt;/strong\u0026gt;. As we expand across geographies and product lines, ensuring our data models are coherent and comparable. You’ll work with AE leads and domain experts to define shared conventions and abstractions that allow us to reason about Borrowing as a whole, not just product-by-product.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Being a senior technical partner for Borrowing’s data estate.\u0026lt;/strong\u0026gt; Partnering with backend engineers on source data payload design, with product managers on measurement strategy, with credit teams on decisioning data, and with senior leadership on what’s possible and what’s next.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Leading through influence and leverage. \u0026lt;/strong\u0026gt;You won’t manage people directly, but you’ll shape how an entire domain builds data. You’ll multiply the impact of AEs across Borrowing by setting the right patterns, unblocking architectural decisions, and raising the bar on what good looks like.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You think in systems, not just queries.\u0026lt;/strong\u0026gt; You’ve designed data architectures that span multiple products or domains, and you know how to keep them coherent as they scale. You can take ambiguous problems and turn them into a clear technical direction, delivery sequence, and set of trade-offs.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You’ve built data products, not just data models.\u0026lt;/strong\u0026gt; You understand the difference between a table that exists and a data asset that’s governed, documented, versioned, discoverable, and trusted. You’ve defined SLAs, contracts, interfaces, or ownership models for data consumers, and you’re excited to do this at scale.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You have deep fluency with analytics engineering systems and infrastructure.\u0026lt;/strong\u0026gt; dbt at scale, BigQuery or equivalent, CI/CD for data, testing frameworks, and orchestration. You don’t just use these tools, you shape how teams use them. You’ve hit the scaling limits and know what to do about them.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You can design reusable feature layers.\u0026lt;/strong\u0026gt; You’ve designed, contributed to, or have a clear vision for reusable feature layers that serve multiple consumers, including ML pipelines, dashboards, decisioning engines, and regulatory reporting. You understand the trade-offs between freshness, cost, granularity, correctness, and ease of use.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You’re comfortable at the platform boundary.\u0026lt;/strong\u0026gt; You can have a productive conversation with a Data Platform engineer about ingestion patterns, streaming vs. batch trade-offs, schema evolution, and infrastructure costs. You don’t need to build the platform, but you need to shape what it delivers.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You connect technical choices to business outcomes.\u0026lt;/strong\u0026gt; You care about whether data models, feature layers, and platform patterns actually improve decisions. You understand how product, credit, engineering, and operational teams use data, and you use that context to align people around better technical choices.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You lead through others.\u0026lt;/strong\u0026gt; You create leverage not by writing more SQL, but by setting patterns, reviewing designs, unblocking teams, and raising the standard. You’re energised by making 30+ people more effective, not by being the single expert.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You communicate across altitudes.\u0026lt;/strong\u0026gt; You can whiteboard a data architecture with a back-end engineer in the morning and present a strategic data roadmap to a director in the afternoon. You adapt your message to your audience without losing precision.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You care about credit products.\u0026lt;/strong\u0026gt; You’re excited, or curious, about the complexity of lending, including risk, affordability, regulatory constraints, and multi-product dynamics. You see it as a fascinating data domain, not just a business vertical.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Interview process\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our typical process is structured as:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Recruiter call\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Initial call\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;3 x 1 hours sessions (final interview)\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 3-4 weeks but we will always work around your availability.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰\u0026amp;nbsp; £121,600-164,600 + Incentive Awards tied to your performance and\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; benefits\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️ We can help you relocate to the UK\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor visas\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 Learning budget of £1,000 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ And much more, see our full list of benefits\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; \u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-AS #LI-Remote\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":53656,"name":"Data","child_ids":[],"parent_id":396396}],"offices":[{"id":114746,"name":"UK","location":null,"child_ids":[65099,77079,14736,45385],"parent_id":null}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/6656228","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3081140,"location":{"name":"Barcelona"},"metadata":null,"id":6656228,"updated_at":"2026-09-25T05:17:09-04:00","requisition_id":"1897","title":"Staff Backend Engineer","company_name":"Monzo","first_published":"2025-02-25T03:53:57-05:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍Barcelona, Spain | 💰 Base salary for this role is depending on experience + benefits | Hybrid model: 3 days a week in the office\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;About our Engineering Teams:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have over 650 engineers across Monzo who design and build our in-house banking platform. We have big ambitions for the future, and technology plays a big role in creating a bank our customers want, so engineers at Monzo collaborate across disciplines to solve interesting challenges throughout the company.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;These range from the products our customers use everyday to underlying infrastructure, security, payments and finance, customer operations, financial crime, and data, to name just a few areas. As a bank, there is scope for impact across a huge number of opportunities.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We contribute to \u0026lt;a href=\u0026quot;https://github.com/monzo\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;open source software\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; as much as possible. Our \u0026lt;a href=\u0026quot;https://monzo.com/blog/technology\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;blog\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;strong\u0026gt; \u0026lt;/strong\u0026gt;is a good place to learn even more about what we do!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What you’ll be working on:\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We rely heavily on the following tools and technologies:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://golang.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Go\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; to write our application code (there’s an excellent interactive Go tutorial \u0026lt;a href=\u0026quot;https://tour.golang.org/welcome/1\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://cassandra.apache.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Cassandra\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for most persistent data storage\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://kafka.apache.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Kafka\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for our asynchronous message queue\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;https://www.envoyproxy.io/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Envoy Proxy\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for RPC\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://kubernetes.io/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Kubernetes\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://www.docker.com/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Docker\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; to schedule and run our services\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://aws.amazon.com/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;AWS\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for most of our infrastructure\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;https://facebook.github.io/react/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;React\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for internal web dashboards\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;We also have two physical datacenter sites with actual cables to connect to various third parties\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Your day-to-day\u0026amp;nbsp;\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This role is all about collaborating across disciplines to test hypotheses and make a difference to customers. As a product backend engineer you’ll work in a squad alongside product managers, marketers, user researchers, designers, mobile engineers, web engineers, data analysts, business analysts, writers and more!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Together you’ll build and support a particular part of Monzo. Our product squads belong to our wider \u0026lt;em\u0026gt;collectives\u0026lt;/em\u0026gt; (a word we use to describe self-governing business units of ~100 people). They are; Money, Borrowing, Fincrime, Customer Operations, Platform, Personal Banking \u0026amp;amp; Business Banking. They’re all looking for additional Backend Engineers right now, we do a standard interview process across all our collectives and at the end we will find the best match for you based on your skills, experience, preferences and aligning with the business need!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our backend engineers have a variety of different backgrounds. As long as you enjoy learning new things, we’d love to talk to you. We do not ask for formal qualifications or degree requirements for any of our engineering roles.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;You should apply if:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;you have strong experience working on the backend of a technology product\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you want to be involved in building a product that you (and the people you know) use every day\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you have a product mindset: you care about customer outcomes and you want to make data-informed decisions\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you’re comfortable working in a team that deals with ambiguity\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you’re interested in distributed systems and writing resilient software\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you have some experience with strongly-typed languages (Go, Java, C, Scala etc.).\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you think you’d enjoy the kind of work we’re doing\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;We\u0026#39;re on the look out for L60 Engineers at the moment, you can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/documents/engineering-progression-framework-v4-0.pdf\u0026quot;\u0026gt;Engineering Progression Framework\u0026lt;/a\u0026gt; we are also hiring on L40 \u0026amp;amp; L50, our interview process will determine your levelling.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The Interview Process:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves three main stages:\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;Initial Call\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Take home task or pair coding exercise\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Final interview including a system design and a behavioural interview\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;p\u0026gt;One of our engineers has written a detailed blog on their experience through this process, for extra details, hints and tips please see \u0026lt;a href=\u0026quot;https://monzo.com/blog/2022/03/23/demystifying-the-backend-engineering-interview-process\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰Base salary range for this role is depending on experience + equity + stock options \u0026amp;amp; benefits\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍Barcelona, Spain\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚Learning budget of €1,200 a year for books, training courses and conferences\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;#LI-JS1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43595,"name":"Engineering","child_ids":[],"parent_id":396396}],"offices":[{"id":332444,"name":"Barcelona","location":null,"child_ids":[],"parent_id":109271}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/6636147","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3075356,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":6636147,"updated_at":"2026-09-25T05:17:09-04:00","requisition_id":"1872","title":"Staff Backend Engineer ","company_name":"Monzo","first_published":"2025-02-14T13:21:29-05:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London / UK Remote | 💰 \u0026lt;a href=\u0026quot;https://monzo.com/documents/engineering-progression-framework-v4-0.pdf\u0026quot;\u0026gt;Staff Backend Engineer (L60)\u0026lt;/a\u0026gt; £130,000 - £170,000 + Equity\u0026amp;nbsp;+ \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp;|\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/blog/technology\u0026quot;\u0026gt;Technology\u0026lt;/a\u0026gt;\u0026amp;nbsp;- Engineering\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;About our Engineering Teams:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;We have around 650 engineers out of roughly 5,500 people in total - and we have big ambitions. There are many interesting challenges ahead, and we\u0026#39;re happy for people to move between teams or to specialise, whatever you prefer. As an engineer here you\u0026#39;d be able to work directly with anyone across the company, and we run regular knowledge-sharing sessions so you’ll learn heaps about everything from how banks work to effective communication.\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;We contribute to \u0026lt;/span\u0026gt;\u0026lt;a href=\u0026quot;https://github.com/monzo\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;open source software\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt; as much as possible. Our \u0026lt;/span\u0026gt;\u0026lt;a href=\u0026quot;https://monzo.com/blog/technology\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;blog\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;strong\u0026gt; \u0026lt;/strong\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;is a good place to learn even more about what we do!\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What you’ll be working on:\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;We rely heavily on the following tools and technologies:\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;a href=\u0026quot;http://golang.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Go\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt; to write our application code (there’s an excellent interactive Go tutorial \u0026lt;/span\u0026gt;\u0026lt;a href=\u0026quot;https://tour.golang.org/welcome/1\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;)\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;a href=\u0026quot;http://cassandra.apache.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Cassandra\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt; for most persistent data storage\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;a href=\u0026quot;http://kafka.apache.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Kafka\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt; for our asynchronous message queue\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;a href=\u0026quot;https://www.envoyproxy.io/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Envoy Proxy\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt; for RPC\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;a href=\u0026quot;http://kubernetes.io/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Kubernetes\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt; and \u0026lt;/span\u0026gt;\u0026lt;a href=\u0026quot;https://www.docker.com/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Docker\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt; to schedule and run our services\u0026amp;nbsp;\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;a href=\u0026quot;http://aws.amazon.com/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;AWS\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt; for most of our infrastructure\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;a href=\u0026quot;https://facebook.github.io/react/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;React\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt; for internal web dashboards\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;We also have two physical datacenter sites with actual cables to connect to various third parties\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Your day-to-day\u0026amp;nbsp;\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;This role is all about collaborating across disciplines to test hypotheses and make a difference to customers. As a product backend engineer you’ll work in a squad alongside product managers, marketers, user researchers, designers, mobile engineers, web engineers, data analysts, business analysts, writers and more!\u0026amp;nbsp;\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Together you\u0026#39;ll build and support a particular part of Monzo. Our squads belong to our wider collectives (a word we use to describe self-governing business units of ~100 people). Our collectives are doing innovative work, many of which have machine learning and AI at the forefront - from fighting financial crime to building smarter financial tools - and you may have the opportunity to join a collective that gives you direct exposure to this exciting space.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Our backend engineers have a variety of different backgrounds. As long as you enjoy learning new things, we’d love to talk to you. We do not ask for formal qualifications or degree requirements for any of our engineering roles.\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;How we work 💻\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Locations \u0026amp;amp; Flexible Working:\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our main tech hub is in London, but our engineers live everywhere in the UK— from Brighton to the Western Isles.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We value meeting in person but we don\u0026#39;t have a mandated requirement on office attendance, even if you\u0026#39;re nearby. We believe you\u0026#39;ll do your best work if you are where you want to be. If you live outside of London and we ask you to come into the office, Monzo will support you with the costs. ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our offices are naturally social, especially Tuesdays, Wednesdays and Thursdays, which happen to line up with our twice-weekly Monzo lunches \u0026amp;amp; treat Thursdays 🍽️. Teams also schedule time together often for work and play – in or around the office, or online.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Set up a work schedule that delivers impact and fits your life:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;At Monzo, we value connections, flexibility, and wellbeing. We keep our meetings during core hours to stay connected and believe in maintaining work/life balance.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll be empowered to manage your work in a way that suits you and your team, giving you the freedom for children drop-offs and pick-ups, walking your dog or adventurous cat, avoiding peak commuting times or gym slots, appointments, or supporting your family in an emergency. 🕒✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you prefer to work part-time, we\u0026#39;ll make this happen whenever we can - whether this is to help you meet other commitments or strike a great work-life balance.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Work the way that works for you with Monzo! 💼\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;You should apply if:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;you have strong experience working on the backend of a technology product\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;you want to be involved in building a product that you (and the people you know) use every day\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;you have a product mindset: you care about customer outcomes and you want to make data-informed decisions\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;you’re comfortable working in a team that deals with ambiguity\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;you’re interested in distributed systems and writing resilient software\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;you have some experience with strongly-typed languages (Go, Java, C, Scala etc.).\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;you think you’d enjoy the kind of work we’re doing\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;We\u0026#39;re on the look out for L60 Engineers at the moment, you can read more in our\u0026lt;a href=\u0026quot;https://monzo.com/documents/engineering-progression-framework-v4-1.pdf\u0026quot;\u0026gt;\u0026amp;nbsp;Engineering Progression Framework\u0026lt;/a\u0026gt; we are also hiring on L40 \u0026amp;amp; L50, our interview process will determine your levelling.\u0026amp;nbsp;\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The Interview Process:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Our interview process involves three main stages:\u0026amp;nbsp;\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Initial Call\u0026amp;nbsp;\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Take home task or pair coding exercise\u0026amp;nbsp;\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Final interview including a system design and a behavioural interview\u0026amp;nbsp;\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Our average process takes around 2-3 weeks but we will always work around your availability.\u0026amp;nbsp;\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;One of our engineers has written a detailed blog on their experience through this process, for extra details, hints and tips please see \u0026lt;/span\u0026gt;\u0026lt;a href=\u0026quot;https://monzo.com/blog/2022/03/23/demystifying-the-backend-engineering-interview-process\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;.\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;💰 £130,000 - £170,000 + Equity\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;✈️We can help you relocate to the UK\u0026amp;nbsp;\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;✅ We can sponsor visas.\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;📍This role can be based in our London office or remotely across the UK (with ad hoc meetings in London).\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;⏰We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;📚\u0026lt;/span\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Learning budget of £1,000 a year for books, training courses and conferences\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;➕And much more, see our full list of benefits \u0026lt;/span\u0026gt;\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;We\u0026#39;re usually always hiring for Backend Engineers, so there\u0026#39;s no closing date for this job.\u0026lt;/span\u0026gt;\u0026lt;/em\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;#LI-Remote\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;#LI-HJ1\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43595,"name":"Engineering","child_ids":[],"parent_id":396396}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8232732","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3562547,"location":{"name":"Barcelona; Cardiff, London or Remote (UK); London"},"metadata":null,"id":8232732,"updated_at":"2026-09-30T06:11:35-04:00","requisition_id":"12413","title":"Staff Data Scientist","company_name":"Monzo","first_published":"2026-09-30T06:11:35-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;h4\u0026gt;📍 London or Barcelona | UK remote | 💰 £124,400 - 165,000 + Incentive Awards tied to your performance + \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt; | \u0026lt;a href=\u0026quot;https://monzo.com/blog/technology\u0026quot;\u0026gt;Technology\u0026lt;/a\u0026gt; — \u0026lt;a href=\u0026quot;https://monzo.com/blog/data\u0026quot;\u0026gt;Data\u0026lt;/a\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;p\u0026gt;We’re looking for a Staff Data Scientist excited to help build the bank of the future. This is a senior individual contributor role for someone who combines deep technical expertise with strong commercial judgement and can apply both to Monzo’s most important and complex challenges.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;At Monzo, we’re building a bank that is fair, transparent and a delight to use. We’re growing extremely fast and have over 11 million customers in the UK. We’ve built a product that people love and more than 80% of our growth comes from word of mouth and referrals.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;Enable Monzo to Make Better Decisions, Faster\u0026lt;/em\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have a strong culture of data-driven decision making across the whole company. And we’re great believers in powerful, real-time analytics and empowerment of the wider business. All our data lives in one place and is super easy to use. 90% of day-to-day data-driven decisions are covered by self-serve analytics through Looker, which gives data scientists the headspace to focus on more impactful business questions and analyses.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;As a Staff Data Scientist, you’ll lead efforts on strategically important, business-critical problems. You’ll apply judgement in areas of organisational or technical complexity, steward initiatives end-to-end, and focus your hands-on contribution where it can create the greatest impact. You’ll be a trusted technical partner to senior leaders, raise the bar for Data Science across Monzo, and build capability in others through coaching, reusable approaches and clear standards.\u0026lt;/p\u0026gt;\n\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;Our Data Science team ⭐\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;p\u0026gt;We are excited to be expanding and are hiring across our Data Science teams. Whether your interests lie in Borrowing, Growth, Payments, Fincrime, Wealth or Core, we are looking for versatile people who can contribute across squads and collectives. While we allocate teams after the interview process, we aim to match your skills and aspirations with the most suitable role. Throughout the process, you will meet team members from across our Data Science collectives, who will guide you through the opportunities available. Join us and be part of shaping our future!\u0026lt;/p\u0026gt;\n\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;🔑You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Shape and lead the data strategy for a large domain or collective, connecting customer and commercial goals to a clear portfolio of high-impact Data Science work\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Identify, frame and lead strategically important problems where the path is ambiguous, dependencies span teams, and decisions involve meaningful customer, commercial, regulatory or operational trade-offs\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Partner with senior leaders across product, engineering, ML, design, research, risk and operations, bringing an independent technical perspective that influences strategy and turns it into measurable outcomes\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Establish measurement strategies and metric maps that clarify how customer behaviour, product changes and business outcomes connect, enabling teams to test assumptions and make better decisions faster\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Set and evolve best practices for experimentation, causal inference, forecasting, optimisation and decision science, choosing methods that are proportionate to the decision and its risks\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Remain hands-on where your expertise is most valuable: exploring complex data, designing analyses and experiments, building models or prototypes, and resolving the hardest technical questions\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Steward critical data products and initiatives end-to-end, ensuring they are robust, well-governed, clearly documented and adopted by the people who need them\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Balance pace and analytical rigour, making pragmatic trade-offs while protecting the quality, reproducibility and interpretability of your work\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Raise Data Science standards across Monzo through technical direction, proposals, reviews, reusable methods and thoughtful challenge\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Coach and mentor data scientists and analytics engineers, using live projects and wider discipline initiatives to build sustainable capability beyond your own individual output\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have an exceptional track record of leading complex, business-critical Data Science work from ambiguous problem framing through to measurable outcomes\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have shaped strategy across a large product or business domain and can influence senior leaders through clear, independent judgement\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You bring deep expertise across several Data Science disciplines and can set the technical direction for work involving significant complexity, uncertainty or risk\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You repeatedly create clarity across organisational boundaries, resolve difficult dependencies and turn long-term strategy into decisive action\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You communicate complex ideas, assumptions and risks with clarity, and hold a consistently high bar for analytical quality, governance and reproducibility\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You remain a highly credible hands-on practitioner with SQL and Python, while raising standards and multiplying the impact of experienced colleagues\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The interview process:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Recruiter Call\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Initial Call\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Technical assessment\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Final Interviews\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Business Fit/Collaboration\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Case Study\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Technical Interview\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 2–3 weeks, but we will always work around your availability. You will have the chance to speak to our recruitment team at various points during your process.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;For more insight into the hiring experience at Monzo, check out our blog post written by one of our Recruiters - \u0026lt;a href=\u0026quot;https://monzo.com/blog/2022/03/21/data-hiring-at-monzo\u0026quot;\u0026gt;Data Hiring at Monzo\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;💰 £124,400 - £165,000 + Incentive Awards tied to your performance + Benefits\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️ We can help you relocate to the UK or Spain\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor visas\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍 This role can be based in our London or Barcelona offices, but we’re also open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 Learning budget of £1,000 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ And much more - see our full list of \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;benefits\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you prefer to work part-time, we’ll make this happen whenever we can — whether this is to help you meet other commitments or strike a great work-life balance.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-Remote\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":53656,"name":"Data","child_ids":[],"parent_id":396396}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8222576","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3558650,"location":{"name":"London"},"metadata":null,"id":8222576,"updated_at":"2026-09-30T04:29:17-04:00","requisition_id":"12519","title":"Staff Technical Program Manager, Operations","company_name":"Monzo","first_published":"2026-09-22T07:16:56-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;📍London or Remote (UK) | 💰Competitive base salary and stock options |\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; Benefits\u0026lt;/a\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Help build the future of customer operations\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re on a mission to make money work for everyone. Operations is at the heart of that mission. It’s where we help millions of customers, solve complex problems and keep Monzo safe. Now, we’re redesigning how customer operations work by bringing together intelligent automation, human expertise and world-class technology.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re looking for a \u0026lt;strong\u0026gt;Staff Technical Program Manager\u0026lt;/strong\u0026gt; to lead complex company wide programmes driven by the Operations collective. You’ll turn ambitious ideas into clear plans, bring a large and varied group of partners with you and help teams deliver lasting change.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This role is about more than keeping work on track. You’ll shape how we work across the collective, influence domain and collective leaders across Monzo, connect technical delivery to operational outcomes and make sure change works for the people who use it every day.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What you’ll do\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Lead programmes that cut through all operational domains at Monzo\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll lead high-impact programmes from strategy through to measurable outcomes. These may cover AI-powered customer support, tools that help our Customer Operations teams, or the platforms and processes behind millions of operational decisions.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Build strong partnerships at every level\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll work with a large and varied group of partners. This could include frontline Operations teams, subject matter experts, product and engineering teams, risk and compliance partners, senior leaders and executives.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Drive change, not just delivery\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll help the whole collective adopt new ways of working. You’ll understand how changes affect people, processes and technology, then build that into the programme from the start.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Key Responsibilities:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Lead end-to-end planning and execution of major product or platform programs that cross multiple teams and markets\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Manage cross-collective programmes:\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Define programme roadmaps and milestones, set priorities, manage trade-offs, identify and manage the critical path and risks, ensure alignment with the business goals and ambition\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Collaborate and communicate with multiple stakeholders, both technical and non-technical across the business to ensure alignment and speed of delivery\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Manage dependencies, timeline and the sequencing of delivery\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Drive effective decision making to remove blockers\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Ensure operational effectiveness across your collective/area\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;You should apply if:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have strong experience managing complex technology programmes or products from inception to launch\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re an exceptional communicator who can create clarity for technical and non-technical audiences\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are comfortable working in a global business with a presence in multiple markets and want to be part of scaling this further\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can work effectively with a diverse range of people and working styles to get stuff done, and are able to thoughtfully and constructively challenge and influence the people you work with\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can make complex work easy to understand without losing the important detail\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You understand how functionality comes together (across products and platforms) to deliver value for users, and can proactively identify and mitigate delivery risks, and can propose and drive a technical solution\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are comfortable personally diving deep into the data to make good decisions in complex situations where there’s often no “right answer”\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can influence across teams even when you don’t manage them directly and can influence senior leaders, resolve disagreement and build alignment without relying on authority.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’ve driven organisation-wide change and can show how you supported adoption, not only delivery\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;You don’t need to match every point. If you’re excited by the role and believe you could have an impact, we’d love to hear from you.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What makes this role different\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Most companies are adding AI to existing support processes. We’re redesigning the operating model itself.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll help shape how intelligent automation and human expertise work together in a highly regulated environment. The programmes you lead will affect how teams across Operations work and how millions of customers get help.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll have the scope to influence strategy, the responsibility to turn it into action and the chance to build ways of working that scale.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;How we work 💻:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Locations \u0026amp;amp; Flexible Working :\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our main tech hub is in London, but our engineers live everywhere in the UK— from Brighton to the Western Isles.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We value meeting in person but there’s no pressure to come into the office, even if you\u0026#39;re nearby. We believe you\u0026#39;ll do your best work if you are where you want to be. If you live outside of London and we ask you to come into the office, Monzo will support you with the costs. ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our offices are naturally social, especially Tuesdays, Wednesdays and Thursdays, which happen to line up with our twice-weekly Monzo lunches \u0026amp;amp; treat Thursdays 🍽️. Teams also schedule time together often for work and play – in or around the office, or online.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Set up a work schedule that delivers impact and fits your life.\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;At Monzo, we value connections, flexibility, and wellbeing. We keep our meetings during core hours to stay connected and believe in maintaining work/life balance.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll be empowered to manage your work in a way that suits you and your team, giving you the freedom for children drop-offs and pick-ups, walking your dog or adventurous cat, avoiding peak commuting times or gym slots, appointments, or supporting your family in an emergency. 🕒✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Work the way that works for you with Monzo! 💼\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The interview process:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Recruiter Call (30 mins)\u0026lt;/strong\u0026gt; You\u0026#39;ll meet our Engineering Leadership Recruiter to discuss your experience and learn more about Monzo. They\u0026#39;ll be your partner and guide throughout the interview process.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Initial Call (45 mins)\u0026lt;/strong\u0026gt; You\u0026#39;ll meet with one of our engineering leaders. They\u0026#39;ll ask you about your previous experience, in particular program execution and technical leadership. They’ll also make time to tell you about Monzo and answer your questions.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Loop Stage (3 hours)\u0026lt;/strong\u0026gt; The Loop stage consists of 3 x 60 min interviews that take place over 1-2 days (depending on your availability).\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;p\u0026gt;All things going well, you\u0026#39;ll have completed the hiring process 🚀\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 3-4 weeks but we will always work around your availability. You’ll have the chance to speak to our recruitment team throughout the process. If you’d like to ask a question sooner, email \u0026lt;a href=\u0026quot;mailto:tech-hiring@monzo.com\u0026quot;\u0026gt;tech-hiring@monzo.com\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰Base salary range for this role is dependent on experience + equity + stock options \u0026amp;amp; benefits\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️ We can help you relocate to the UK\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor visas\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚Learning budget of £1,000 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕And much more, see our full list of benefits \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-SS2\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43595,"name":"Engineering","child_ids":[],"parent_id":396396}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8274038","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":false}],"internal_job_id":3579824,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":8274038,"updated_at":"2026-10-14T06:43:36-04:00","requisition_id":"3548","title":"Team Manager, Financial Crime, EU (Spanish Speaking)","company_name":"Monzo","first_published":"2026-10-13T04:45:01-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍Remote (in the UK 🇬🇧) | 💰 £38,300 - £49,000 (+ £2,500 Multilingual Premium) + incentive awards tied to your performance +\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; Benefits\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🚨This role requires you to be fluent in Spanish 🇪🇸 and English 🏴󠁧󠁢󠁥󠁮󠁧󠁿 (written and verbal)\u0026lt;/strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;strong\u0026gt;⭐Our Financial Crime Team\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;Are you interested in leading a team in financial crime prevention? Our EU Financial Crime Customer Operations team is at the heart of how we protect Monzo EU and our customers from financial crime like fraud and money laundering.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re looking for individuals with a blend of experience in preventing financial crime and team leadership to join our EU Financial Crime Operations team within our Fincrime Business Banking team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Your team will consist of around 12 Financial Crime Investigators, and could be focused on a number of different tasks - including screening, transaction monitoring, account closures and escalations.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;As a Team Manager, you\u0026#39;ll be responsible for managing the personal and professional development of your team members, providing technical coaching on financial crime tasks, driving exceptional individual and collective performance, guiding individuals through hard times, and celebrating their successes.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll hold weekly meetings with your team members (both individually and together as a team) to ensure everyone is informed, engaged, and performing in their role. You’ll also be responsible for aggregating the feedback that your team provides in these meetings and feeding it into operational leadership to ensure we continue to improve on our processes and tooling.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Team Managers are also heavily involved in our hiring processes, and regularly act as interviewers - so you’ll have the opportunity to help shape the team as it continues to grow.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Conduct quality checks on senior financial crime investigators to drive performance and identify coaching opportunities.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Handle complex case escalations from senior financial crime investigators.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Manage personal \u0026amp;amp; professional development of a team of senior investigators.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Foster a positive, supportive, and high performance culture in the team with high levels of engagement.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Chairing employee relations cases and making decisions consistent with Monzo’s values.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You are Fluent in \u0026lt;strong\u0026gt;English and Spanish\u0026lt;/strong\u0026gt; written and verbal communication skills.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have strong experience of team leadership across Financial Crime within the financial services sector.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have proven ability to drive excellent performance through others.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have strong knowledge and experience in the financial sector, previous experience in carrying out financial crime investigations across either Financial Crime Business Banking, Anti Money Laundering or Screening, is essential.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have strong knowledge of the current financial crime landscape in the UK and the EU, and associated financial crime risks.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;⏰ The operating hours to be covered by the team will be 8am - 6.30pm and this will be based on 8.5 hours per day (with a 1 hour lunch included). The successful candidate will be required to be flexible in order to meet our customer demand and this could include infrequent weekend working.\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The start date for the role will be January 4th 2027 📆\u0026lt;/strong\u0026gt;\u0026amp;nbsp;\u0026lt;strong\u0026gt;and you must be able to commit to the first 8 weeks with no holidays/time during this period.\u0026lt;/strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 £38,300 - £49,000 (+ £2,500 Multilingual Premium) + incentive awards tied to your performance +\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍 This role is remote based in the UK\u0026amp;nbsp;\u0026lt;strong\u0026gt;(Please note, we cannot support visa sponsorship or relocation to the UK for this role)\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚£1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;🏡We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more!\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; Read our full list of benefits\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈 The application journey has the following key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Video Call with a Recruiter\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Take Home Task\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Leadership/Technical Interview\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Written and Verbal Spanish Language Assessment\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo.\u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt; You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;We will close this advert once we have enough applications so please apply as soon as possible 🚨\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;#LI-MY1 \u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43597,"name":"Customer Operations","child_ids":[],"parent_id":73665}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8172921","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3537277,"location":{"name":"Dublin"},"metadata":null,"id":8172921,"updated_at":"2026-09-25T05:17:09-04:00","requisition_id":"3448","title":"Technology and Operational Risk Senior Manager","company_name":"Monzo","first_published":"2026-09-02T05:58:18-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍Dublin, Ireland | 💰\u0026lt;strong\u0026gt;€92,000 - €116,000, Incentive Awards tied to your performance ➕ benefits\u0026lt;/strong\u0026gt;|\u0026lt;a href=\u0026quot;https://www.youtube.com/watch?v=U62l09nB0M4\u0026quot;\u0026gt; Hear from the team\u0026lt;/a\u0026gt; ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;⭐ Our Risk team\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We are looking for an\u0026amp;nbsp;\u0026lt;strong\u0026gt;Operational, Technology and Information Security Risk Senior Manager\u0026lt;/strong\u0026gt; in the second line of defence to provide independent oversight, challenge and advisory support on the effectiveness of our operational, technology, resilience and information security risk management practices across the EU.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You will be a key member of the second line risk management team and work closely with senior stakeholders across first line technology, information security and operational resilience, to ensure risks are proactively identified, assessed, monitored, and managed in line with Monzo\u0026#39;s risk management framework and appetite.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This role requires a proactive and strategic mindset, strong technology risk management expertise, and a deep understanding of operational resilience and digital banking operations.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This role reports to the Director of Operational Risk, Monzo Europe.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;The role you are applying for is a Controlled Function within the meaning of the Central Bank Reform Act, 2010. For this role, appointment will be conditional on Monzo being fully satisfied that the appointee meets the requirements as set out in the Fitness and Probity Standards issued by the Central Bank of Ireland. As a CF, the role holder will be subject to Conduct Standards under the Central Bank of Ireland Individual Accountability Framework (IAF) and will be required to take reasonable steps to ensure that the relevant conduct standards are met.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;strong\u0026gt;🔑 You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Acting as the second line subject matter expert for operational risk, technology (ICT and security risk (including cyber)), and operational resilience.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Reviewing and challenging the design and effectiveness of controls over key technology systems, digital infrastructure.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Providing effective oversight and challenge of first line risk and control self-assessments (RCSA), incident management and reporting, issue remediation and risk mitigation processes.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Providing second line input into our technology and security strategies and business continuity planning.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Supporting the ongoing development and maintenance of our Operational Risk Management Framework (ORMF), policies, standards and associated ICT,\u0026amp;nbsp; Security and Resilience policies and risk appetite metrics.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Co-ordinating second line assurance reviews and risk deep dives into critical operational and technology areas, providing actionable recommendations and insights.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Overseeing ongoing compliance with\u0026amp;nbsp; the digital operational resilience act (DORA) in the EU and ensuring alignment\u0026amp;nbsp; with applicable local regulatory standards.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Preparing operational and technology risk reports and providing updates to relevant governance forums, including risk committees and senior management.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have 8+ years’ experience in operational risk, technology risk or related roles in financial services, ideally within a digital or challenger bank, or a pan-European firm.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a deep knowledge of risk management practices, regulatory expectations, and industry standards related to operational risk, technology and operational resilience. (e.g. EBA Guidelines on ICT \u0026amp;amp; Security Risk Management, DORA, Central Bank of Ireland Guidance on Operational Resilience, General Data Protection Regulation (GDPR), Payment Service Directive (PSD2/PSD3)).\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a strong understanding of digital banking technology, including cloud computing, cybersecurity, fintech integrations and data management.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have experience in evaluating and challenging risk and control environments, particularly in high-growth or fast-changing environments.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are an ambitious risk professional ready to leave the constraints of legacy firms behind. This role places you at the cutting edge of technology and operational risk, challenging you to define the governance needed for our next-generation platforms.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have strong analytical, problem-solving and project management skills.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have excellent stakeholder management and communication skills, with the ability to influence senior leadership.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a proven ability to navigate complex stakeholder landscapes such as working with regulators/managing regulatory engagements.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything that\u0026#39;s listed just yet. Drop us your application, we’d love to hear from you!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 A salary range of €92,000 - €116,000\u0026amp;nbsp;➕Incentive Awards tied to your performance.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role will have a hybrid working model, based in our Dublin office 2 - 3 days a week.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏝 Annual Leave - 34 days including public holidays (24 holiday days + 10 public holidays)\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚€1,200 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏥Private healthcare scheme\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰Pension scheme: the minimum contribution is 4% and Monzo matches any additional contributions that you make up to a maximum of 6%\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💛Wellbeing benefits: financial education, women’s and men’s health support, mental health benefits, including coaching and counselling\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈 The application journey has 4 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;An introductory call with a member of the Monzo Recruitment team\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;An initial call with the hiring manager\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;A series of role specific and behavioural interviews\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;A final call with Monzo Bank Europe\u0026#39;s CRO\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you\u0026#39;re successful in applying for this role, we\u0026#39;ll work with you to find a start date. In some cases, there might be a delay in when you can be released from your current role so that we can make sure things continue to run smoothly. We’ll be sure to communicate this with you and keep you updated.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-ÉS1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43601,"name":"Risk \u0026 Compliance","child_ids":[],"parent_id":396395}],"offices":[{"id":332441,"name":"Dublin","location":null,"child_ids":[],"parent_id":109270}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8223018","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3558829,"location":{"name":"London"},"metadata":null,"id":8223018,"updated_at":"2026-09-25T05:17:09-04:00","requisition_id":"3514","title":"Transfer Pricing Tax Manager ","company_name":"Monzo","first_published":"2026-09-22T10:35:58-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London | £77,300 - £95,000 (depending on experience) + Incentive Award tied to your performance + \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp; ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Our Tax team⭐\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Join Monzo, a leading UK bank that is innovating the financial sector by offering an array of diverse and differentiated banking services. As a Transfer Pricing Manager within the Group Tax squad, you will report directly to the International Tax \u0026amp;amp; Transfer Pricing Lead, taking end-to-end ownership of Monzo’s transfer pricing operations, policies, and documentation.\u0026lt;br\u0026gt;This role is ideal for a qualified accountant or tax advisor looking to make a significant impact in a fast-paced fintech environment. We welcome candidates making their first move out of practice, as well as those with previous in-house experience.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Transfer Pricing Documentation:\u0026lt;/strong\u0026gt; Leading the preparation, maintenance, and ongoing updates of Master Files, Local Files, and Country-by-Country Reporting (CbCR) across all operating jurisdictions.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;TP Policy Design \u0026amp;amp; Implementation:\u0026lt;/strong\u0026gt; Assisting in designing, implementing, and updating intercompany pricing policies to support business growth, new product launches, and international expansion.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Intercompany Agreements \u0026amp;amp; Operational TP:\u0026lt;/strong\u0026gt; Collaborating with Legal, Finance, and Treasury to ensure intercompany agreements match economic realities and operational transfer pricing calculations/adjustments are executed accurately.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Expansion \u0026amp;amp; Cross-Functional Projects:\u0026lt;/strong\u0026gt; Partnering closely with the International Tax Manager and International Tax \u0026amp;amp; Transfer Pricing Lead on key group projects, European expansion initiatives, and cross-border structuring.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Audit \u0026amp;amp; Defense:\u0026lt;/strong\u0026gt; Serving as a key point of contact for tax authority enquiries and audits relating to transfer pricing matters globally.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Cross-Functional Advisory:\u0026lt;/strong\u0026gt; Providing clear, pragmatic transfer pricing advice to internal stakeholders across Business, Finance, and Product teams.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You hold a professional qualification: Qualified accountant (ACA/ACCA) and/or tax advisor (CTA/ADIT or equivalent).\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a strong technical background in transfer pricing. Candidates making their first move directly from professional practice (Big 4 / Top 10 / specialist TP firms) are strongly encouraged to apply, as are those with existing in-house experience.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are Proactive, have a hands-on mindset with the ability to operate autonomously and translate complex transfer pricing concepts for non-tax stakeholders.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 £77,300 - £95,000➕ Incentive Awards tied to your performance.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London)\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 £1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏡 We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more! \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Read our full list of benefits\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt; The application journey has 4 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Phone call with the Recruiter.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Initial Interview with the Hiring Manager \u0026amp;amp; another Tax Manager.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Role Specific Case-study Assessment.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Behavioural Interview.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo.\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-TP1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":54075,"name":"Finance","child_ids":[],"parent_id":396395}],"offices":[{"id":14736,"name":"London","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8260834","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3574399,"location":{"name":"Remote (UK)"},"metadata":null,"id":8260834,"updated_at":"2026-10-14T06:40:29-04:00","requisition_id":"00053","title":"Vulnerability, Accessibility \u0026 Inclusion Lead","company_name":"Monzo","first_published":"2026-10-07T04:50:49-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍UK Remote | 💰£68,400-86,550 + equity + Incentive Awards tied to your performance + \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp; ✨\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;This role is a 13 month secondment to cover caregiver leave within our Vulnerability, Accessibility, Inclusion and Bereavements (VAIB) team in Customer Operations.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Our VAIB team⭐\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Making money work for everyone is what we do at Monzo, but it only counts if it works for the people who need support the most. Our Vulnerability, Accessibility, Inclusion and Bereavements (VAIB) team is dedicated to breaking down barriers across the bank. We make sure that whether a customer is vulnerable, disabled, excluded, or experiencing a bereavement, they get a product and a service that is empathetic, accessible, and built entirely with them in mind.\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;As our \u0026lt;strong\u0026gt;VAIB Strategy Lead\u0026lt;/strong\u0026gt;, you’ll set direction within your area of expertise and turn VAIB priorities into sustainable, well-governed improvements across Monzo.You’ll bring together regulatory requirements, customer insight, data and operational experience to understand where change is needed and help the business deliver it effectively.\u0026amp;nbsp;You’ll work closely with Strategy Managers and Analysts, Operations leaders, Product, Risk, Compliance, Data, Engineering and teams across Monzo. You’ll make sure our strategic priorities are understood, appropriately governed and translated into measurable improvements for customers.\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Leading the development, integration and embedment of VAIB strategies, standards and regulatory expectations across Monzo’s products, customer journeys and operational processes.\u0026amp;nbsp;Turning the strategy into clear roadmaps, outcomes and priorities, giving strategic direction to the teams responsible for delivering them.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Assessing our products, services and customer support against relevant legal, regulatory and industry standards, identifying gaps, risks and opportunities and driving improvements. As well as\u0026amp;nbsp;horizon scanning, regulatory analysis and gap assessments, turning emerging legal, regulatory and industry developments into practical recommendations for Monzo.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Acting as a senior subject matter expert on complex vulnerability, accessibility, inclusion and bereavement issues, including situations where there isn’t an established answer, whilst building VAIB capability across Monzo by sharing your expertise, coaching colleagues and supporting the development of Strategy Managers and Analysts.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Working closely with first and second line Risk and Compliance teams to understand regulatory expectations, strengthen governance and controls, and make sure VAIB risks are identified and managed appropriately. Whilst taking ownership of significant VAIB risks, controls, formal actions or remediation programmes where needed, making sure activity is delivered to the right standard.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Setting clear expectations and measures for customer outcomes, using data and insight to understand whether our strategies and standards are working and where our approach needs to change.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Work closely with Operations and Senior Operations leaders to improve customer support pathways, service standards and outcomes, constructively challenging where performance or strategic alignment falls short.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Using complaints, customer insight, operational data and other relevant information to identify systemic barriers or poorer outcomes and turn those findings into strategic action.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Working with Product, Operations, Risk, Compliance and other teams to make sure VAIB priorities are understood and embedded in the way we design, deliver and improve products and services.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Providing strategic direction on customer communications linked to VAIB, helping make sure information is clear, accessible, accurate and consistent with our approach.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have deep expertise in vulnerability, accessibility, inclusion and bereavement, and understand how to identify and reduce barriers that can prevent people from accessing products and services.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have strong knowledge of the legal, regulatory and industry standards relevant to VAIB, such as FG21, Consumer Duty, the Equality Act 2010, WCAG and the European Accessibility Act, and\u0026amp;nbsp;can turn regulatory requirements, customer insight, data and operational experience into clear strategic priorities and practical recommendations.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have experience developing and embedding strategy at scale, including setting outcomes, roadmaps and measures of success.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re comfortable working with Risk and Compliance teams and have experience identifying and managing risks, controls, governance requirements or remediation activity.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can provide credible challenge and influence senior stakeholders, including when an issue is complex, ambiguous or there isn’t an established solution.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have experience using customer and operational insight to identify systemic issues and improve customer outcomes.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can work effectively across different teams and disciplines, bringing people together around a clear strategic direction.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You enjoy sharing your expertise and helping others build their capability.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re excited about what we’re doing at Monzo and want to help us make money work for everyone.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything that\u0026#39;s listed just yet. Drop us your application, we’d love to hear from you!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 £68,400-86,550 ➕Incentive Awards tied to your performance.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏡 We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more! \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Read our full list of benefits\u0026lt;/a\u0026gt;.\u0026lt;br\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt; The application journey has 3 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Recruiter call (25 minutes)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Values \u0026amp;amp; Behaviours Interview (60 minutes)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Technical interview with a task (60 minutes)\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;The closing date for applications is 21st October 2026. However, we\u0026#39;ll\u0026amp;nbsp;close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-REMOTE #LI-CB4\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43597,"name":"Customer Operations","child_ids":[],"parent_id":73665}],"offices":[{"id":65099,"name":"Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8059461","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":false}],"internal_job_id":3492931,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":8059461,"updated_at":"2026-10-13T08:40:15-04:00","requisition_id":"3318","title":"Web Engineer","company_name":"Monzo","first_published":"2026-07-13T07:02:46-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London / UK Remote | 💰 £85,000 - £115,000 + Incentive Awards tied to your performance + \u0026lt;a href=\u0026quot;https://monzo.com/careers#benefits\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;About our Engineering Teams:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;As an engineer here you\u0026#39;d be able to work directly with anyone across the company, and we run regular knowledge-sharing sessions so you’ll learn heaps about everything from how banks work to effective communication.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our \u0026lt;a href=\u0026quot;https://monzo.com/blog/topic/technology\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt; is a good place to learn even more about what we do!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What you’ll be working on:\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Web Foundations builds scalable infrastructure for Monzo\u0026#39;s international expansion and equips marketing across our organisation to create content independently. The squad’s remit includes:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Maintaining our public facing website monzo.com\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Ensuring that it scales for international expansion\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Building our component library\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Maintaining our content management system\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Every day you’ll be:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Working closely with the Product Manager and other cross-discipline peers.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Identifying and scoping opportunities for impactful projects.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Actively contributing to every stage in the product development lifecycle within your team, and owning the development of new features from start to finish.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Working closely with other engineers to scope and build out functionality to support new frontend features.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;You should apply if:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You love building products in cross disciplinary teams using an iterative approach, driven by user feedback and data insight.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You care deeply about providing a great user experience for our users.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have an interest in building performant, secure, scalable web experiences and designing/building UI that makes it easy for users to accomplish what they need.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You enjoy diving deep into dashboards, metrics, and then making decisions/recommendations based on impact.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You enjoy working in a large front-end codebase with many stakeholders.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You understand the importance of prioritisation in your work to ensure a good balance between development velocity and code quality.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have developed modern component-oriented JavaScript applications using frameworks and libraries (e.g React, Vue, Angular, Flow/Typescript, Webpack etc).\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are a keen learner and love sharing your knowledge with others.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Our software engineers have a variety of different backgrounds\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have plenty of non-graduates: only some of us studied Computer Science; some of us have worked in huge companies; some have only ever worked in startups and others are former consultants. As long as you enjoy learning new things, we’d love to talk to you.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Compensation\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our salary range for the role is £85,000 - £115,000 depending on experience, plus Incentive Awards tied to your performance and \u0026lt;a href=\u0026quot;https://monzo.com/careers#benefits\u0026quot;\u0026gt;other benefits\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Logistics\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This role can be based in our London office by Liverpool Street, but we\u0026#39;re open to distributed/remote working. We can help you relocate to London and we offer visa sponsorship.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you prefer to work part-time, we\u0026#39;ll make this happen whenever we can – whether this is to help you meet other commitments or strike a great work-life balance.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The Interview Process:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves three main stages:\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;Recruiter Call\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Initial Call\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Technical Interview\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Final interview including a system design and a behavioural interview\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 3-4 weeks but we will always work around your availability.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You will have the chance to speak to our recruitment team at various points during your process but if you do have any specific questions or want to talk through reasonable adjustments ahead of or during application please us at any point on tech-hiring@monzo.com\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;#LI-Remote #LI-AL1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43595,"name":"Engineering","child_ids":[],"parent_id":396396}],"offices":[{"id":114746,"name":"UK","location":null,"child_ids":[65099,77079,14736,45385],"parent_id":null}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null}],"meta":{"total":71}}